Those Credit Card Blues

No doubt you’ve heard the refrain that all debt is bad. Economic experts say so all the time, using the most disapproving tone they can muster up to tell Americans not to accumulate debt. But as with most proclamations from so-called “experts,” the...

Planning to Enjoy Yourself

For many years, I believed that the very idea of having fun was a foolish notion. I noticed that I often grew bored with activities that are generally considered to be “fun,” and that this was particularly true of passive activities like watching...
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