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Seeds of Wealth

Dear Early Riser,

What you are doing by honing your success skills — in my humble opinion — is the smartest thing you can do for yourself. The economy is faltering, and recession is upon us. Every businessman I know is working scared. Soon there will be cutbacks and layoffs. It’s one thing to have your stock market portfolio collapse, it’s quite another to be at the mercy of an unstable “job market.” The best thing you can do about that is to learn the skills that put you in control of your professional future.

Skills that can make you indispensable to your boss and, eventually, able to start your own business. Learning the principles of success we explore in ETR helps you do both those things. So congratulations, you are doing exactly what you need to be doing to protect yourself. But what about your children or grandchildren? Is there a way you can help them begin to adopt the most effective success-building habits from a very early age?

Fortunately, the answer is “Yes.” There is something you can do for them — that you can do right now — that will have the most profound results. Something that will teach them what they need to know about wealth, about creating it and keeping it, about putting it in perspective, about living life responsibly. I’m talking about a program created by financial writer and longtime ETR subscriber Justin Ford — someone I’ve known and respected for over 35 years and worked with for the better part of 10 years.

His program is called “Seeds of Wealth.” It’s completely brilliant and completely useful. Put it to use right now and by the time your children are in their thirties, their financial worries — and yours about them — will be over. This is a program that will assure them at least a quarter million dollars in wealth — and that’s just to start.

Just as important, it will teach you:

How your children can follow the “Baby Steps” savings plan to easily and painlessly create “investment capital” — the stuff fortunes are made of… How to turn your child’s low-yielding Savings Bonds into capital that doubles every four or five years; How to teach your children the difference between “good debt” and “bad debt” and the tremendous positive difference that lesson will make in their lives; How your children can immediately begin to get high returns on their investments — without anyone in your family being an investment “expert;” How you can save as much as $1,698.50 a year on taxes while helping your children invest and build wealth; How to get your children to eagerly adopt four super-successful financial habits that can make them wealthier ever day of their lives; And much more… I use Seeds of Wealth with my own children, and I’m glad I do.

Although I “know” most of the secrets that Seeds of Wealth teaches, I have not taught those secrets very well to my own children. Giving them Seeds of Wealth does that for me. By following the program — which is very easy to follow — my youngest son Michael is building himself a nice little bank account, one that will become exponentially larger as the years roll by.

More important, he has changed from being a big spender (with his small allowance) into a saver and even an investor. He is developing good wealth-building habits that will last him a lifetime. I have strongly recommended Seeds of Wealth to everyone at ETR — to Don, to Paul, to Katie and even to our young executives. And I strongly recommend it to you. No matter what age your children or grandchildren are, I urge to go to to learn how you can help them begin to plant their first seeds of wealth today.



Early to Rise

P.S. To help your children create a life where money is the least of their concerns and the things they can achieve are limited only by their imaginations… go to: 

[Ed. Note.  Mark Morgan Ford was the creator of Early To Rise. In 2011, Mark retired from ETR and now writes the Palm Beach Letter. His advice, in our opinion, continues to get better and better with every essay, particularly in the controversial ones we have shared today. We encourage you to read everything you can that has been written by Mark.]