Where I Live

Knowing that I spend a significant amount of time outside the United States, Michael M. wrote to ask for my thoughts on living well in a foreign country. (Michael’s an ETR reader as well as a reader of International Living, a newsletter published by a client of...

Investment Basics

“Retirement: It’s nice to get out of the rat race, but you have to learn to get along with less cheese.” Gene Perret Investment Basics How Much Money Do You Need to Retire? Like most people, I began to think about retiring at about the same time as I...

How to Have Lots of Good Friends

It’s been said that if you want friends to help you in the bad times, you have to help them in the good times. That’s not true. A truer statement is that friends come in two varieties: those who help you and those who don’t. To some people, the...

How to Time the Markets Today

In a typical bull market, half the gains are made during the last 10% of its duration. At least, that’s something I read recently. And, if true, it’s a remarkable fact. It means in a 10-year uptrend, you would make half your profits in the first nine years...