“There can be no real individual freedom in the presence of economic insecurity.” Chester Bowles

In a recent article titled “Putting More Green Into Your Golden Years,” financial adviser Gary North (www.GaryNorth.Com) suggests five ways to live comfortably after retirement:

1. sponging off your children

2. inheritances

3. Social Security increases

4. wiser investing

5. moonlighting

Let’s assume that options 1 and 2 are not open for you. And, as we know from yesterday’s message, Social Security payments are going down, not up. That leaves wiser investing and moonlighting.

Of course, I advocate wise investing. But unless you already have at least $100K invested — and 10 to 15 years or more until retirement — there’s simply not enough time for investing alone to get you where you need to be.

So . . . that leaves us with moonlighting. Trouble is, who wants to be working (again) after retirement?

No one. Which means that the ideal situation for you is to be the passive owner of several income-producing businesses. You decide how many hours you want to work each week — or, if you prefer, to train a trusted associate to run all of them so you won’t have to work at all.

In his article, Gary North says, “If you don’t want to be a Wal-Mart greeter or a fast-food cashier, you have to locate that replacement job soon. In other words, you must locate a job that you can retire into.” If you’re ready to locate the job that you can retire into, get started right now with these five steps:

1. Identify a business you’d like to own as a retiree.

2. Spend a year, as an employee or consultant, learning about it.

3. Launch your business by using the direct-marketing skills you can easily learn from our Mailbox Millionaire program

4. Find and develop a trusted protege whom you can groom to take over.

5. In a few years, turn over the business to your protege, but keep a large piece of it for yourself.

You can then be a paid consultant to your own business — making $75,000 to $250,000 a year, working four hours a week. Or just forget the work and collect checks from your tiki hut in Tahiti.

With that kind of money, you can have a nice retirement lifestyle and no worries about health care. If this sounds appealing, you should look into our Automatic Wealth program coming in the new year, which will provide you with all the tools you need to get started on a secure future today. You’ll then be well on your way to a comfortable retirement within three to five years.