What You Need to Know Today: November 12

Good afternoon, Early Risers!

Here’s what you need to know

TECH

Netflix the first cloud-based studio. Less than a month after Netflix’s first big motion picture release Beasts of No Nation, the company is reportedly coughing up $50 million to finance Snowpiercer director Bong Joon-Ho’s next film, Okja, with Brad Pitt and Dede Gardner’s Plan B co-producing. This is a big investment for Netflix, and a move that marks the company’s transition from streaming library to more of a traditional studio, if not the first major cloud-based studio we’ve seen. Full details.

Apple’s next big play. Person-to-person payment is Apple’s next big project. The fruit is in talks with U.S. banks to develop a payment service that allows its users to easily transfer money between friends from their mobile devices. Pretty muchApple’s version of Venmo.

+ The smartwatch for people who don’t like smartwatches is here.

CAREER

Guess who didn’t make Fortune’s Businessperson of the Year list? “Concrete results. They’re what drive Fortune’s annual ranking of corporate chieftains. Of course, intangibles and inspiration matter. But what counts most for companies is the ability to generate cold, hard cash,” says Fortune. Here’s the list — and a great article on the #1 businessperson of the year. Are you surprised Elon Musk didn’t even make the top 50?

Business lesson from the most successful sports team in history. The New Zealand All Blacks’ win-rate over the last 100 years has been 75%. That’s insane. What makes them such a successful team? The one thing everyone seems to agree on is the All Blacks’ strong commitment to their five Core Values (listed here). If you’re starting a business, I recommend you create your own set of core values. At Early to Rise we have eight. One of my favorites is Always be Learning and Improving — You’re not just satisfied with what you know now. You’re always improving. You can read all the ETR Core Values here.

+ Big data is great and all but… there’s a much simpler way to find out exactlywhy someone bought your product, seminar, e-book etc. (skip to 2:00).

LIFESTYLE

The truth about 4-day work weeks. If you ever contemplated moving to Germany or another country with the promise of four-day work weeks with equal pay, read this.

New celebrities. The Amazing Race is on its 28th season. All the participants this season are famous YouTube and Vine stars, or online gamers. The shows producers are already saying this will be the most vitamin D these kids have had in their whole career.

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#NOWYOUKNOW

James Bond Weekender

This bag is for those times you need to casually transport $1 million, undetected.

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