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WEALTH
If
a Property's Already Listed ... It May Be Too Late
Get
a jump on other real estate investors by contacting owners of
properties that are not technically "for sale." If
a property meets your investment criteria, have a conversation
with the owner to discuss a potential offer. Don't put too much
time into it - just a quick letter and/or phone call to get
a feel for the possibility. Time and again, it's been proven
that simply asking for what you want is sometimes enough to
help you get it.
-
Justin
Ford, editor of Main Street Millionaire, ETR's Real Estate Investment
Success program
HEALTH
What Happens When Doctors Go On Strike?
When
Israeli medical doctors went on strike in 2000, according to
the British Medical Journal, the number of deaths in
that country actually went DOWN. (And to such an extent that
funeral directors were protesting the strike.) No kidding! And
that's not the first time this statistical anomaly (see Word
to the Wise, below) has been observed.
Emergency
care, birth and delivery, and other vital services were not
disrupted during the strike in Israel. What stopped were visits
to outpatient centers (meaning fewer prescriptions were written)
and most elective surgeries.
Maybe
not a bad thing. Dr. Joseph Mercola put it well when he wrote:
"There
is no question that traditional approaches for acute traumas
(heart attack, stroke, accidents, etc.) are valuable and should
not be abandoned. However, overall, when drugs and surgery are
used to address chronic illness, it is generally a prescription
for disaster."
Doctors
are certainly necessary in many situations. But, ultimately,
the responsibility for your health is your own.
-
Jon Herring
WISDOM
Notes
From Michael Masterson's Journal:
Don't Trust the Bad Guys
Everyone
- even the worst kind of criminal - is redeemable. That was
Christ's message and it's a very powerful, very attractive idea.
It means that we can find salvation, even if we've spent a lifetime
doing evil.
Western
literature is well-populated with stories of errant souls who
change their ways. And many modern social institutions, such
as Alcoholics Anonymous, are based on the idea that we can change
for the better.
But
as M. Scott Peck (an interesting modern ethicist and Christian
theologian) points out in his book "People
of the Lie", that doesn't mean all God's
creatures are essentially good. Nor does it suggest that it
is wise to treat everyone you meet as if he were a good person.
When
you meet someone who seems more bad than good ... someone that
you know, deep down inside, you can't trust ... don't trust
him.
If
only.
On
July 11, 1995, General Ratko Mladic, the Bosnian Serb military
leader, told people in the mountain town of Srebrenica, "I
guarantee that all those who surrender their weapons will live.
I need a clear answer so I can decide both as a man and as a
commander."
The
people of Srebrenica had heard that Mladic couldn't be trusted,
and when they met him they sensed they shouldn't. But they liked
what he said and so gave him the benefit of the doubt. Beginning
the next morning and continuing over a five-day period, Mladic
had his men exterminate 8,000 boys and men.
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TODAY'S
MESSAGE
The
World's Most Powerful Workout
by
Craig Ballantyne
Chances
are, you don't have hours to spend at the gym each day. But
you know that you need to fit exercise into your busy schedule.
So if you've had it with marathon workouts that cut into your
precious time, you owe it to yourself to check out more efficient
and effective types of exercise.
Recent
research has shown that you can achieve huge improvements in
fitness, health, and fat loss by spending no more than one hour
in the gym each week. The secret? Interval training. Today,
I'll show you how you can use interval training to cut a 60-minute
cardio workout down to only 20 minutes.
According
to Canadian researcher Martin Gibala, Ph.D., "It only takes
a few short bouts of intervals every other day to improve fitness
levels. For the Type A person that doesn't have the time for
hours of exercise, this is some reassurance that they can still
improve their fitness."
If
you think intervals are only for elite athletes, understand
that even beginners can do them. "It is all related back
to your individual fitness; exercise at a little higher intensity
and then back off," says Dr. Gibala. Interval training
is based on subjective effort. Rather than insisting that you
achieve a specific heart rate or running speed, it simply requires
you to work at about 80% of your relative effort level for a
short period of time ... and then back down for some recovery.
So
while intervals may mean a full-out running sprint for people
with high levels of fitness, intervals can also mean walking
at 4.0 mph for others. It's a model of exercise that you can
fit into at any fitness level. (At the end of this article,
I'll show you how even a sedentary individual can get started
with walking intervals.)
By
definition, an interval is a brief bout of intense physical
activity - such as a sprint - alternated with a longer period
of lighter exercise. For example, you might exercise hard for
30 seconds, then exercise lightly for 90 seconds. That's one
interval. Yet this rudimentary formula makes interval training
the world's most powerful form of exercise. In fact, interval
training is equal to or superior to traditional cardio workouts
in many ways.
The
Pros
- "Very
intense exercise-training is extremely potent and time efficient,"
writes Dr. Ed Coyle in the Journal of Applied Physiology.
With intervals, the average person can achieve similar fitness
levels as with traditional endurance training, but in 70%
less exercise time.
-
You only need to do intervals every other day, so you have
more days off. This is great news for men and women who
want to spend more of their free time with their family
or pursuing other interests.
-
Dr. Coyle suggests that intervals probably have "the
same health benefits as regular aerobic exercise" (e.g.,
reduced cholesterol, reduced triglycerides, and improved
insulin sensitivity).
-
Intervals are equally as effective as traditional endurance
exercise at increasing muscle enzymes that may help prevent
Type 2 diabetes.
-
Interval training results in greater fat loss than traditional
exercise programs.
-
Time flies. Not only will you be able to reduce your training
time, but the actual exercise component will zip by because
of the alternating periods of intensity.
The
Cons
-
Discomfort. Intervals are no walk in the park. While you
don't have to exercise at 100% intensity in order to see
results, you will have to leave your "workout comfort
zone" in order to achieve the benefits of high-intensity
training.
-
Your legs will feel like jelly at the end of the workout.
So don't schedule an interval training session immediately
prior to a full day of walking the floor at a trade show.
-
You will need to do an extended warm-up if you plan on running
sprints for your interval training session. Explosive running
can lead to injury if you are not prepared. If you run your
intervals, try doing them up a hill. That should reduce
the risk of injury.
-
Most people do interval training incorrectly. Because most
people are set in a slow, steady frame of mind, they end
up exercising too hard during the recovery interval period.
If you do that, you are not going to be able to work as
hard during the real interval. So make sure you exercise
only lightly during the recovery period.
Interval
training also allows us to bury myths such as the "fat-burning
zone" and that "it takes 30 minutes of exercise before
your body begins to burn fat." While a lot of skeptics
dismiss the potential fat-loss benefits of intervals because
the workouts are so short, Dr. Gibala points out, "The
calories burned in 20 minutes of intervals are the same as in
20 minutes of steady-state exercise at 70% of VO2max [maximum
oxygen uptake]."
Another
group of Canadian researchers, this time from Laval University
(what's with us Canadians and intervals, anyway?), found that
20 weeks of high-intensity interval training led to more fat
loss than a traditional endurance exercise program.
As
with any type of exercise, sedentary individuals should proceed
with caution and consult with a doctor before beginning interval
training. (I recommend that every sedentary person over 30 years
of age have a complete physical before starting any exercise
program.)
But
intervals are not a heart attack waiting to happen. Since muscle
fatigue is likely to be the weak link in your interval performance,
"this may actually lower the total stress on your heart,"
says Dr. Gibala. (Interval training has already been safely
used in cardiac rehabilitation settings.) But, as always, train
conservatively.
So
how do you do interval training? Dr. Gibala suggests, "Simply
use a resistance that causes fatigue in your leg muscles in
about a minute." Then take about a 75-second rest and go
again. Repeat for six intervals ... and you are done.
Here's
a sample program for an absolute beginner (someone who could
walk for 30 minutes at 3.5 mph):
Step 1. Warm up: Five minutes of walking
at 3.5 mph.
Step
2. Speed up and walk at 4.0 mph for 60 seconds.
Step
3. Slow down and stroll at 3.0 mph for 75 seconds.
Step
4. Repeat Steps 2 and 3 five more times.
Step
5. Finish with five minutes of walking at a comfortable
pace to cool down.
And
this is what a more advanced interval program would consist
of:
Step
1. Warm up: Five minutes of jogging or cycling at
the lowest possible percentage of your all-out effort.
Step
2. Run or cycle for 60 seconds at about 80%-90% of
your all-out effort. As Dr. Gibala said, it should cause your
leg muscles to fatigue in about one minute. (Basically, the
speed you'd run or cycle at to save your life equals 100%
of your all-out effort. From there, adjust how fast and hard
you work so your output reflects the recommended percentage.)
Step
3. Slow down to 30% of your all-out effort for 75
seconds. (Make sure you slow down to this very light pace.)
Step
4. Repeat Steps 2 and 3 five more times.
Step
5. Finish with five minutes at 30% of your all-out
effort to cool down.
As
you become more experienced, you can increase the intensity
of the interval. You can also use different modes of exercise
to do intervals. If you like to train outdoors, you can do hill
sprints or run in waist-deep water. And if you are resigned
to a commercial gym, you can choose between the treadmill, crosstrainer,
stationary bike, and even the rowing machine. It all comes down
to having the ability to increase the workload for a short amount
of time and then back off.
[Ed.
Note: Craig Ballantyne trains athletes and executives in Toronto,
and writes for Men's Fitness magazine and Sylvester Stallone's
new magazine Sly. His trademarked Turbulence Training workouts
and his comprehensive workout manuals (including The Executive
Lifestyle Manual) are featured on his website www.TurbulenceTraining.com.]
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TODAY'S
ACTION PLAN
If
you are pressed for time, intervals may be the way
to go. And even if you have the time, you should still
add some intervals to your current program to get
more benefits from your workout. It's great to know,
though, that you can get away with less volume ...
if, that is, you are able and willing (physically
and mentally) to put up with the discomfort of high-intensity
exercise.
SALES
& MARKETING
Two
Benefits From Those Coupons You Get in the Mail
I
don't consider myself to be a big coupon clipper,
but I will confess that every once in a while I browse
through those packets in the mail looking for half-off
deals at the carwash. And it looks like I have plenty
of company.
Direct-mail
firm Money Mailer, based out of Garden Grove, CA,
is opening 28 new franchises in the Boston area over
the next two years, according to a recent article
in the Boston Globe. They're competing with SuperCoups,
a Taunton, MA company that does similar coupon mailings.
Money
Mailer says that over the past two years, their existing
clients have increased spending by more than 20%.
That means whatever they are doing is working.
So,
as a copywriter, I'm making a mental note to study
the copy on these coupons the next time they arrive
in my mailbox ... especially the ones I see over and
over.
-
Charlie Byrne
WORD
TO THE WISE
An
"anomaly" (uh-NOM-uh-lee) is a deviation
from the norm.
Example
(as used by Jon in today's Health brief): "When Israeli
medical doctors went on strike in 2000, the number of deaths
in that country actually went DOWN. No kidding! And that's not
the first time this statistical anomaly has been observed."