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WEALTH
What's
Your Excuse for Not Having a Will?
A
recent survey of 792 affluent investors (500 of whom had more
than $1 million in investable assets) found that 37% of those
with more than $10 million in assets do not have a will. Of
that 37%, 56% cited procrastination as the main reason. About
12% said they "simply didn't want to confront their own
mortality," and 5% didn't think they had enough money to
justify making a will.
Which
just goes to show you that having a lot of money doesn't necessarily
make you a good money manager.
(Source:
PNC Advisors, as reported by Reuters)
TODAY'S
ACTION PLAN
It's
your money -- and it's your responsibility to take care of what
happens to it (and your family) after you're gone. So if you
don't already have a will, make a promise to yourself that you
will have one before the month of February comes to an end.
Take the first step today by spending a little time thinking
about exactly where you want your money to go.
The
Sour Side Effects of Splenda
If
you use Splenda because you think it's a safe alternative to
sugar and Nutrasweet, you might be in for some sour news. Splenda
is the brand name of the artificial sweetener sucralose, which
is created by adding chlorine molecules to sugar.
There
have been no independent human tests regarding the long-term
safety of this product. That's reason enough to be wary. But
there was a study of its effect on rats that was published in
the FDA's Federal Register. It showed that rats that were given
sucralose experienced shrunken thalamus glands, enlarged livers
and kidneys, reduced growth rate, reduced red blood cell count,
aborted pregnancies, and diarrhea.
If
you ingest Splenda in any amount, I urge you to read firsthand
accounts of its harmful effects. There are more than 30 posted
on Dr.
Mercola's website.
And
if you're looking for a safe way to satisfy your sweet tooth,
consider all-natural stevia extract. Stevia is made from the
leaves of a South American plant. It's non-glycemic, contains
no calories, and -- after hundreds of years of use -- has no
known side effects. It might seem expensive by volume, but it's
hundreds of times sweeter than sugar, so a little goes a long
way. You can find stevia in any health food store.
-- Jon Herring
WISDOM
Notes
From Michael Masterson's Journal . . .
Almost
2 million knives were confiscated at U.S. airport security checkpoints
in 2003. In addition, there were 3 million "cutting instruments"
taken, about 500,000 incendiaries (see "Word to the Wise,"
below), 21,000 box cutters, and more than 600,00 tools and sporting
goods.
I've
had all sorts of "dangerous" stuff taken from me:
a Dunhill cigar lighter (apparently it's more dangerous than
a Bic cigarette lighter), a bayonet cigar cutter (I guess I
could have used it to cut off a flight attendant's finger if
I persuaded her to put it through the little hole), and -- my
favorite -- two cans of silicone lubricant.
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TODAY'S
MESSAGE
Hill
Sprints Get You Fit Fast
by
Matt Furey
Great
NFL Hall-of-Fame running backs like Walter Payton and Marcus
Allen proved that hill sprints are a superior way to strengthen
the thighs and build explosive speed. And they were not the
first to discover this truth.
In
the early 1900's, professional wrestler and strongman George
Hackenschmidt, a.k.a. "The Russian Lion," recommended
them -- and he was built like the proverbial brick "outhouse."
When
I was a senior in high school, I ran hill sprints two or three
nights a week, and they made the difference for me. I went from
being an unranked, unrated nobody to a state wrestling finalist.
I even beat the defending state champion in the quarterfinals.
(And, incidentally, he was a first-team all-state running back,
as well as a state champion in the 100-yard dash.)
But
when I wrestled in college, I rarely ran uphill wind sprints.
I did LSD (long slow distance) instead. I ran miles and miles
and miles. Although that type of running did help my conditioning,
it didn't give me optimum results. In fact, a five- or six-mile
run often left me feeling "strung out" and weak. It
didn't give my body what it really needed: greater strength,
increased stamina, and more speed and explosiveness.
In
1995, when I wrote my first book, "The Martial Art of Wrestling"
(http://www.combatwrestling.com/maofwrestling.html),
I pondered all these experiences and made notes. Then, in 1997,
while training for the Shuai-Chiao Kung Fu world title, I used
the "school of hard knocks" knowledge I had written
about two years earlier and applied it toward the biggest goal
of my life:
Winning
the gold medal in Beijing, China.
Two
days per week, I drove over to a long, winding hill in Santa
Cruz, California. To warm up, I jogged up the hill (which was
nearly a half-mile long). Then I walked partway down the hill
and began doing my sprint training.
The
section of hill I ran was only about 70 to 100 yards long. But
that's all you need, even when you're in awesome shape. The
warm-up run over the entire length of the hill got my engine
churning; now it was time to crank up the heat.
By
the way, I must point out that during my first session on the
hill that fine November day, I was not ready for sprinting.
It was ALL I could manage to jog up to the top -- where I began
speaking in other tongues, if you know what I mean. So, as always,
proceed with caution.
What
I discovered when I ran the hills in 1997 went way beyond what
I had learned
as a senior in high school. Yes, it confirmed what I had written
in 1995, but there was even more.
I
didn't just get faster and more explosive, I learned some things
about hill sprints that I hadn't counted on:
1.
Hill sprints increase muscle mass.
2.
Hill sprints quickly reduce excess body fat.
3.
Hill sprints cause your body to naturally release more Growth
Hormone -- which means they help you stay young.
Not
only that, but hill sprints increase your cardiovascular power
even faster than running mega miles or doing long cardio workouts.
Just a couple of sessions of hill sprints per week will literally
transform you into an athletic machine.
Here
is an example of a routine I recommend:
Begin
with five minutes of running at a moderate pace. If you have
a long hill, you can run the length of it, as I did when training
for the world title. If the hill you have is not very long,
you can warm up by running on flat terrain. Either way is fine.
Once
you're thoroughly warmed up, run a hill that is 70-100 yards
long. Don't sprint as hard as you can initially. 80% is fine.
After reaching the top, turn around and walk down the hill.
As you approach the bottom, turn around, get ready once again
-- then GO. This time, run at about 85% of your maximum speed.
Continue doing this until you've run the hill five to seven
times. Your last two sprints should be at the maximum speed
you can generate.
I
must point out that many people are not ready to go out and
run hill sprints right away. The best course of action for most
(after getting clearance from a doctor, of course) is to start
by walking uphill. Follow this with brisk walking. Once both
of these activities get easier, you can start jogging uphill.
Then begin running . . . and then hard running . . . and then,
ultimately, doing hill sprints.
Never
assume that you can jump from a 20-year perch on the sofa to
being King of Mt. St. Helens. Work hills into your routine gradually.
Or, as Ben Franklin would say, "Make haste slowly."
When
you "work the hill," be sure to combine the physical
aspect of training with mental programming. If you're an athlete
who wants to win a title, imagine that you're racing to the
top step of the victory stand. When you get to the top of the
hill, you should feel like Rocky Balboa did in the movie "Rocky."
When
I ran the hills back in 1997, I focused on winning the world
title in Kung Fu -- and it became a reality. You might be focused
on a health and fitness goal, a relationship goal, a wealth
goal, or the successful completion of a business venture. Whatever
you're looking to accomplish, I can tell you that there's no
faster way to get your body and mind in top condition than "working
the hill."
Kick
ass; take names!
(Ed.
Note: Matt Furey is a national champion collegiate wrestler
and has earned a world championship in Shuai-Chiao, the oldest
form of Kung Fu. He has authored several books and fitness courses,
including "The Martial Art of Wrestling" and "Combat
Conditioning" (http://www.mattfurey.com/conditioning_book.html).
Matt also writes a free, daily health and strength-training
e-letter. You can sign up by visiting his website: http://www.mattfurey.com)
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2
MONTHS FROM TODAY...
A
new technology will be implemented. It was announced at
a secret meeting just days ago.
The
skies of Tokyo were crowded with executive jets and private
helicopters. CEOs from many of the world's biggest companies
-- Gillette, Wal-Mart, and Proctor & Gamble included
-- met at one of Tokyo's elite hotels for a top-secret
conference.
Why
the secrecy?
This
compromise on a new technology worth as much as $600 billion
to the companies use it was announced. The race to implement
it just started.
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COPYWRITING
The
Art of Textual Body Language
When
you're having a face-to-face conversation, one of the ways you
communicate is through body language and various vocal intonations.
You can do a similar thing when you're writing copy.
To
emphasize a particular point, for example, you could put it
in italics, underline it, or CAPITALIZE it. These are the text
equivalents of raising your voice, pointing a finger, or pounding
on the table -- just one of the ways AWAI's
copywriting program teaches you how to "write the way
you speak."
Don't
dilute the effect of these simple techniques by overusing them
-- but DO use them.
WORD
TO THE WISE
An
"incendiary" (in-SEN-dee-ur-ee) is
a device that is capable of starting a fire. And, in fact, it
comes from a Latin word for "fire."
Example
(as used in Notes From Michael Masterson's Journal, above):
"There were 3 million 'cutting instruments' taken [at U.S.
airport security checkpoints], about 500,000 incendiaries, 21,000
box cutters, and more than 600,00 tools and sporting goods."
