* Highly Recommended *
Does This Situation Sound Familiar To You?
1) You have absolutely no previous knowledge about making money from the internet or any technical knowledge about computers...
2) You don’t want to worry about products, credit card processing, shipping or customer issues...
3) You want nothing to do with network marketing, buying and selling on eBay, internet gambling or any gimmicks either...
4) But yet you realize there’s a ton of money to be made on the Internet and would like to get started.
If so, here’s an opportunity which really does work, that anyone can follow and put into practice quickly in just an hour of your spare time from home.
Read about it here…
- Patrick Coffey
Hands-On vs. Arm's-Length Investing
By Andrew Gordon
It's happened to me. And it's probably happened to you. You fall madly in love with a company, and you're stuck - even though the object of your affection is losing money and bleeding you dry. You just can't (or won't) walk away. Maybe, like me, you even go to their annual meetings ... listen to their called-in earnings reports every quarter ... watch the CEO on TV.
Wouldn't it make more sense for us to take the opposite approach and avoid any direct exposure? Keeping a company at arm's length would at least prevent us from being seduced by company officers telling us what they want us to hear.
But this approach forgets one small detail: You and I not only have emotions, we have brains. We take in a constant stream of half-truths and white lies every day ... and we still manage to make decent decisions.
In fact, reading the message boards on some of the financial sites, I can only conclude that investors have an overly abundant amount of distrust and paranoia when it comes to company pronouncements. Log on to Aceto (ACET) at the Finance.Yahoo.com site and you'll see what I mean. It's not a bad company - but after reading people's comments, you'd think its CEO is the biggest swindler since Charles Ponzi.
There's no such thing as too much direct and up-close exposure to the companies you're investing in. The more you know about them, the better buy/sell decisions you will make.
Just be aware that if you fall in love with a company - and we all do now and then - it's going to be tougher to make those decisions. You're going to have to make a conscious effort to force your brain to override your emotions.
[Ed. Note: Andrew Gordon, ETR's financial expert, is the editor of our new investment service, INCOME Each month, he uncovers specific stocks that promise safety (first and foremost), along with much-higher-than-average profit potential.]
"What exercise is to the body, employment [in the sense of 'activity' or 'engagement'] is to the mind and morals."
-
Henry David Thoreau
The Aerobics Craze - a Monumental Mistake
By Al Sears, MD
Back in the 1970s - while studying at the University of South Florida - I made a curious discovery when running a series of tests on the gymnastics team.
I had picked out the gymnasts with low pulmonary function (lung capacity). The goal was to improve their performance by increasing their lung volume - and everyone believed that sustained running at an "aerobic level" would do that for them. But their next round of scores was even lower.
This triggered a wave of revelations that laid the foundation for my PACE® exercise system. Thirty years and dozens of clinical studies later, I can tell you this: The aerobics craze has been a monumental mistake.
Doing aerobics isn't a smart way to exercise, and it doesn't build your lungs or breathing capacity as the name implies. In fact, aerobics actually shrinks your heart and lungs - making you more vulnerable to fatal heart attacks.
If you exercise only within your current aerobic limits, you do so without improving your aerobic capacity. In other words, you never push hard enough to stop to catch your breath.
This kind of aerobic exercise trains your body for endurance and efficiency. And that sounds great, right? Well, it may sound great, but it's not. Because this kind of exercise causes "shrinkage" - smaller muscles, smaller heart, and smaller lungs. What's worse, it wipes out your lungs' reserve capacity.
Reserve capacity is what your lungs use to deal with a sudden increase in stress or high exertion (like lifting, carrying, running, or climbing stairs). Injuries or physical trauma, a shocking emotional blow, a particularly intense session in the bedroom with your partner - these all demand reserve energy. Without reserve capacity, you're much more likely to drop dead from a heart attack when faced with one of these situations.
It's normal to lose lung capacity as you age. By the time you're 70, you'll lose about 50 percent of it. But if you practice aerobics, you're going to make that loss even worse.
You don't hear much about this in the media, but the damage caused by lost lung capacity is far worse than you might imagine.
In the 1980s, a pioneering doctor named Ward Dean did extensive research on lung capacity. He discovered some remarkable statistics from the Framingham Heart Study. (If you're not familiar with it, the Framingham study has been running for over 50 years. It has no interference from drug companies, and is the most reliable source of data relating to heart health.)
Ironically, one of the study's most startling discoveries had nothing to do with the heart. It found that lung capacity is the best predictor of longevity - hands down. Simply stated, the bigger your lungs, the longer you live.
This is why reserve capacity is so critical - and why I'm so concerned about the popularity of aerobics. Aerobic exercise actually takes years off your life.
But a different kind of exercise builds reserve capacity ... and it gives you many other health benefits.
I call this kind of exercise supra-aerobics. It is the key to higher lung capacity, good muscle tone, high energy, and a strong heart. Plus, it takes a fraction of the time to achieve much better results.
Think of your lungs as a car engine. Traditional aerobics trades power for a smaller engine. Sure, a smaller engine is fuel-efficient. But fuel efficiency is not the best goal for your body in our modern world. And God help you if you need to quickly get out of the way of an oncoming truck. You just don't have the power.
Supra-aerobics, on the other hand, gives your heart and lungs a turbo boost that can get you out of a jam.
Other researchers are corroborating my findings: A Harvard study revealed that participants who used supra-aerobic principles in their workouts reduced their risk of heart disease by 100 percent more than those who practiced ordinary aerobic exercise. And a study published in the Archives of Internal Medicine showed that men and women who exercised with supra-aerobic methods had:
- Lower triglycerides (blood fat)
- Higher HDL (good cholesterol)
But to get these results, you have to exercise beyond your current aerobic capacity and cross your aerobic threshold.
Aerobic means "with oxygen." Your aerobic metabolism combines oxygen with carbs, fats, and proteins to make energy. Because walking is not a strenuous activity, when you walk you have plenty of oxygen available to make the energy required. This is why you can walk for hours.
You can also sustain jogging with aerobic metabolism.
But let's say you start sprinting. You can't sustain that high output of energy with oxygen alone, so your anaerobic system kicks in. (This is known as crossing your aerobic threshold.)
Anaerobic means "without oxygen." The anaerobic system converts carbs - and some fats - into energy without using oxygen. When you're using your anaerobic system, you are training your high-energy output system. You're successfully building up reserve capacity in your heart, expanding your lung volume, triggering the production of growth hormone, and melting away fat.
When you exceed a rate you can sustain with oxygen and start using both your aerobic and anaerobic energy systems ... this is when you've crossed over into your supra-aerobic zone.
Remember ... aerobic exercise is low to medium output held for an extended period. Supra-aerobic exercise is high output, but short in duration.
To move your workout into the anaerobic range, you have to create an "oxygen debt" by asking your lungs for more oxygen than they can supply at that moment. You do that by exercising at a pace you can't sustain for more than a short period.
For instance, pedal a bike as fast as you can for 15 seconds. When you stop, you'll be panting - the sign that you've created an oxygen debt in your body. You can't sustain this kind of high-output challenge for very long. You have reached the supra-aerobic zone. This is very different from doing an aerobic workout for 45 minutes.
In a matter of weeks, you can:
- Build functional new muscle
- Build energy reserves that will be available on demand
- Strengthen your immune system
- Reverse many of the changes of aging
By making small changes in your workouts, you can achieve remarkable results with supra-aerobics. And it takes only 12 minutes a day.
[Ed. Note: Supra-aerobics is the basis of Dr. Sears' PACE® system, which he's been using for 25 years. Recently, he added progressivity to the system to increase its benefits. Now, for the first time, you can hear Dr. Sears explain exactly how it works. Click HERE for more information on his brand-new audio program.]
* Highly Recommended *
Property Makes Money, Right? - But what Type of Property???
It’s no secret that the list of the world’s wealthiest people is littered with the word "property" to explain how they prospered. But what kind of property? A closer look reveals that they concentrated on commercial real estate.
You don’t need experience, a portfolio of residential properties, cash for down payments, or even good credit to be approved for financing to create substantial wealth in commercial real estate.
Done the right way, you can retire off of just One Deal in commercial real estate. Seasoned investor Toby Unwin has stripped down the entire process to the essential steps you need to follow to generate income for the rest of your life off of just one property.
I have a limited number of Toby's commercial real estate course One Deal To Retirement available to ETR readers today at a very special zero-risk, discounted price. Don't miss out on this chance to retire early, reserve your copy right away.
Kam Weiler
Contributing Editor, Main Street Millionaire
Jeff's Wish List
By Michael Masterson
ETR's managing editor Suzanne Richardson and I spent an hour on the phone the other day chatting with Jeff Paul and Jim Fleck - two of the people who will be speaking at our Info Marketing Bootcamp next week. I have met both of them before, but I wanted to have a chance to get to know them a little better before I see them at the conference. And I'm glad I did. They're very smart guys and know a hell of a lot about information marketing.
I especially enjoyed learning how the two friends/business partners left jobs they hated, taught themselves how to become information marketers, and then helped each other became super-successful in this very new field.
We'll tell you much more about their stories in a future issue of ETR - but one thing they did early on struck me as especially clever. After Jeff made the decision to make a career change (he was a certified financial planner), he created a list of everything he hoped for in his future dream job - and he inspired Jim to do the same thing.
They didn't restrict their lists by worrying about probabilities. They put all their "wants" down on paper, simple and clean. Jeff's list looked something like this:
- I don't want to wear a tie.
- I don't want to punch a clock.
- I want to be home when my kids get out of school.
- I want to attend all my kids' sporting events.
- I don't want to deal with inventory. (He had once been in the retail business.)
As you can see, Jeff's list was pretty ambitious. A conventionally trained job counselor would have taken one look at it and told him, "You're crazy."
But guess what? With Jim's help, Jeff developed a $10 million+ business that meets all the requirements on both of their fantasy-job wish lists.
Jeff works in a messy office atop his garage, and Jim works in a fancy office in his house. They get together once a week to have lunch and talk about business. When the weather is nice, they play a little golf.
That doesn't sound bad, does it?
Today's Action Plan: Take some time today to put together a wish list for your dream job. You can't go after it if you don't know what it is.
[Ed. Note: Learn more about wealth building with Michael Masterson’s newest best seller, 7 Years to 7 Figures…]
Money-Saving Tip: Your Home-Office Phone Bill
By David Cross
With family on both sides of the U.S. and in two European countries, friends around the world, and about three hours a day spent on the phone with clients, my home-office telephone bill was averaging $170 a month. The promise of broadband telephony was an obvious choice ... but which carrier?
These days, a baffling array of choices face people whenever they want to buy anything ... including a telephone carrier. My head started spinning when I started researching the variety of broadband providers.
I tried out two providers that had questionable call quality before I settled on Lingo (lingo.com) - which I used for four months before "porting" my existing home-office telephone number over to them.
That was a year ago. Since then, I've saved an average of $100 to $140 a month. I can talk as long and as often as I want with my kids in Europe and clients around the country for a flat monthly fee. Lingo even offers a global calling plan, where you can call any landline in the world for a flat $80 a month.
Some people have been suggesting that it won't be long before phone calls may even be free. Until then, I'm happy to save $1,200 to $1,680 each year in call charges.
[Ed. Note: David Cross is Senior Internet Consultant to Agora Publishing in Baltimore. Gain more insight into secrets for Internet Marketing here…]
* Highly Recommended *
Baby Boomers are Retiring by the Millions each Year
Right now the government’s unfunded obligations are up to a record high of $57.8 TRILLION!
Read on…
Word to the Wise: Vainglory
"Vainglory" (VANE-glor-ee) - from the Latin for "empty pride" - is excessive pride in one's achievements, abilities, qualities, etc.
Example (as used by Fen Montaigne in Reeling in Russia): "Spurred by the vainglory of being the first person in recent memory to catch a Solovki canal trout on a fly, I fished with newfound intensity."
