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Protect
Yourself From a Potential Oil Crisis
By
Charles Delvalle
Relations
between the U.S. and Venezuela have been strained in recent
years. And we could be hastening our own recession by meddling
in Venezuelan affairs. If the Venezuelan government gets
tired of our intrusions, we could very well end up losing out
on 11 percent of our oil imports.
With
oil prices currently at $74 a barrel, we already find ourselves
facing low demand and escalating inflation. And should Venezuela
stop shipping oil to the U.S., prices could jump. A recent
study undertaken by the U.S. Government Accountability Office,
the investigative arm of Congress, estimated that a severance
of oil supplies from Venezuela could lead to an $11 per barrel
increase in the price of oil.Just imagine what demand and inflation
would look like then!
All
of this adds up to a continuing bullish market for oil in the
months - and even years - to come. A good way to protect yourself
as oil prices creep higher is by buying shares of the oil Exchange-Traded
Fund (ETF) USO.
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"With
all due respect to lawyers, it's wonderful that you have
this intricate knowledge. You break down words to the nth
degree. And sometimes I find it rather disgusting. And
it goes on and on."
-
Sonny Bono
Does
Legalman Get a Bum Rap?
By
Robert Ringer
After
decades of trying, those brave souls who have been carrying
on the fight for sweeping changes in the American legal system
still have their foot on first base. Lawyers (hereinafter collectively
referred to as "Legalman") and consumer-rights advocates
go berserk on cue whenever the subject of legal reform is so
much as mentioned.
The
argument is that if legislation is passed that would reduce
litigation, there would be no one to protect "the poor," the
injured, and those who claim to have been discriminated against
(to name but a handful of today's victims). It's enough to
make a battle-scarred survivor of the legal system roll his
eyes.
Legalman
harbors about the same amount of compassion toward the purported
victims he represents as did Ivan the Terrible toward his victims.
He actually preys on the pathetic concept of victimization.
More specifically, he preys on a society fraught with crybabies,
whiners, and complainers. Make no mistake about it, there are
legitimate cases of people who have suffered serious injury
as a result of someone else's negligence. The problem is, they
represent but a small fraction of the total number of personal-injury
lawsuits filed in this country each year.
By
now, everyone has read about the endless stream of daffy civil
suits and awards that have played a major role in transforming
the U.S. into an economic time bomb. Based on anything from
an insult to the loss of a job, lawsuits long ago became a
national pastime, catapulting many of Legalman's ranks into
centimillionaires - and a handful into billionaires.
What
we have here, folks, is what is commonly referred to in finer
circles as a fix. Legalman not only argues the law
in court, he also makes the law and decides where and how it
should be applied. Lawyers are lawyers, judges are lawyers,
and well over half of all U.S. congressmen are lawyers.
Bolstered
by an incestuous partnership between government and the legal
profession, Legalman has a license to tell blatant lies (both
in legal briefs and in the courtroom), make totally unfounded
accusations at the drop of a tongue, and dispense knowingly
false information without fear of fine or punishment. If a
civilian witness were to say under oath some of the things
that are standard fare for Legalman, he would quickly find
himself indicted for perjury.
You
might assume that, in an effort to stop Legalman from stirring
up frivolous litigation, I would be in favor of reversing the
landmark 1977 legislative decision that gave him the legal
right to advertise his services like a used-car salesman. Not
so. I believe in every individual's right to freely solicit
business in the marketplace, no matter how repugnant his methods
may be.
No,
the solution is not to deprive Legalman of his First Amendment
rights. The way to curtail his mischievous ways is to make
him accountable for his actions, the same as us common folks.
In real terms, what this means is:
First,
Legalman should be held civilly and criminally liable for what
he says and does, both in and outside of the courtroom. A parade
of lawyers on trial for perjury would do wonders for cleansing
one of America's costliest industries - litigation - by forcing
Legalman to play by the rules.
Second,
a tough "loser-pays" law should be implemented to
help curb frivolous lawsuits. To give it meaningful impact,
Legalman should be required to pay a percentage of the other
side's litigation costs if he ends up on the losing end of
a lawsuit.
Third,
if Legalman's losing case is deemed to be frivolous, the system
should make it easier for the winner to sue him for his irresponsible
actions. A few multimillion-dollar awards against Legalman
would make him think twice about initiating so many "why-not-throw-something-against-the-wall-and-see-if-it-sticks" lawsuits.
Litigation
is a major factor in the continuing demise of the economic
infrastructure of the U.S. The state of California alone has
at least 10 times the number of attorneys as all of Japan.
Increasing numbers of people simply don't want to work. They're
all too busy playing the lottery and filing lawsuits.
Every
year, Legalman institutes more than 20 million new lawsuits,
with litigation costs in the hundreds of billions of dollars.
Close to $200 billion a year is spent on litigation insurance
alone.
Is
there a long-term solution to this crippling epidemic? I believe
so. I have long advocated that private industry, which has
the most to gain, should fund a Legalman Rehabilitation Labor
Camp (LRLC).
Every
personal-injury attorney in the United States would be placed
in the LRLC, where he would be sprayed daily with industrial-strength
Legalman Disinfecting Spray, rehabilitated, and, most important,
given training that would arm him with the skills necessary
to provide a legitimate product or service in the marketplace.
The
detention period could be for as little as one year, but in
no event would Legalman be allowed to walk the streets of America
again until such time as he had convinced an impartial private-industry
panel that his parasitic tendencies were cured and that he
was capable of becoming an honest, productive citizen.
Legalman
would then remain on parole for a period of five years, or
until such time as he had demonstrated beyond reasonable doubt
that his rehabilitation was permanent, whichever occurred later.
During the parole period, proof of association with any party
suspected of being involved in frivolous litigation, or association
with any other kind of known parasite, would trigger an automatic
reincarceration.
(Note:
That's reincarceration, not reincarnation -
which is the last thing in the world we want to see happen
to Legalman.)
I
hope nothing I have said here will lead you to believe that
I have an axe to grind with lawyers in general. On the contrary,
I believe Legalman has been getting a bum rap ever since the
late Chief Justice Warren E. Burger opined that lawyers generally
overcharge their clients and that law schools and bar associations
neglect professional ethics.
In
fairness, I believe it's only about 97 percent of the attorneys
in this country who are lazy, incompetent, negligent, and shameless,
yet they make a bad name for the whole profession.
Life
just isn't fair.
[Ed.
Note: If you are not presently a subscriber to Robert Ringer's
insightful, wisdom-filled e-letter, A Voice of Sanity in
an Insane World, CLICK
HERE to sign up for your free subscription.]
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-
Patrick Coffey
Notes
from Paris: Paris and Parisians ... Now
By
Michael Masterson
On
Monday, I told you about the first trip K
and I took to Paris. I remembered that we found Parisians
to be quite charming and helpful, despite their reputation
for insolence.
On
this - our umpteenth trip to the City of Love - we've generally
found Parisians to be just as friendly as, say, New Yorkers
or Londoners. There is, however, a strain of haughtiness that
one needs to be aware of.
Even
during that first trip to Paris, I remember encountering this
attitude. One hotel owner who scolded us when our key didn't
work (how could that be our fault?) and the shop owner who
yelled at me when I picked up a pair of shoes to examine them.
But
I saw a perfect example of "French haughtiness" this
morning. I was waiting in line to buy a cigar at a local tabac when
a French woman, who had been seated at a nearby table, got
up and approached the owner.
"I'd
like to pay my bill," she said.
The
owner looked shocked. "You must pay the garcon," he
said, chastisingly.
"The garcon is
nowhere to be found," she replied.
"Pay
the garcon!" was his answer.
The
lady was miffed. She looked around and discovered her waiter
seated behind a large plant, sipping coffee and smoking a cigarette. "There
he is!" she said triumphantly. "He's not working.
He's just sitting there."
She
attempted once again to hand the owner a twenty-euro note.
He pushed it back to her.
"You
must pay the garcon," he repeated with nothing
but contempt in his voice.
"But
he is just sitting there, drinking and smoking!"
"Madame," the
owner said, utterly disappointed. "Everyone deserves a
chance to drink and smoke!"
Properly
humiliated, the lady slumped back to her seat and humbly waited
for the garcon, who, happily vindicated, got up and
took her money. The owner shook his head disparagingly and
turned to me, "What will you have?" he asked - almost
as a challenge.
"A
Cuban cigar, if you have one, please," I said, and then
I waited anxiously, hoping I hadn't done anything untoward.
Lactic
Acid? Build More of this Bad Guy
By
Al Sears, MD
You
may have heard this misguided advice: "Don't exercise
too hard. Lactic acid will build up and cause a burning sensation
in your muscles. Too much of it will ruin your workout." Well
... laboratory science has finally caught up with what I learned
in the gym years ago. You need to generate, not avoid, lactic
acid during a good workout.
Recent
research by Dr. George Brooks at the University of California
at Berkeley showed that your mitochondria (the energy factories
in your muscle cells) absorb and use lactic acid as fuel. Lactic
acid doesn't stay around long and it has nothing to do with
muscle soreness.
To
make your exercise more effective, focus on gradually increasing
the intensity as you become conditioned. If you are riding
a bicycle, for example, you can time how long it takes you
to get to the end of the block, pedal back slowly in rest mode,
and then repeat the cycle four to eight times. In your next
exercise session, cover the same distance, but shave five seconds
off your time and repeat this cycle four to eight times. Each
day you exercise, cover the same distance five seconds faster.
This
extra challenge shifts you from the aerobic (with oxygen) zone
to the anaerobic (without oxygen) zone. By asking your lungs
to supply more oxygen than they can handle, you create an oxygen
debt, which triggers a series of powerful health-enhancing
events.
First,
you will signal your body to pump up your lung volume - a prime
anti-aging tool. Second, you boost the reserve capacity in
your heart - critical for avoiding heart attacks. And third,
you use lactic acid for fuel, which, by a pathway I'll explain
in a future ETR article, tells your body to reduce fat building.
I've
developed an easy-to-follow program for doing all three. It's
so unique, the U.S. Patent Office issued me a service mark
for the name. Tomorrow, I'll show you how it works.
(Source:
Gina Kolata, writing in The New York Times)
[Ed.
Note: Dr. Sears, a practicing physician and the author of The
Doctor's Heart Cure and 12
Secrets to Virility, is a leading authority
on longevity, physical fitness, and heart health.]
Reader
Feedback: "Automatic Wealth for Grads is compelling
reading."
"I
would like to pass on my congratulations to Michael Masterson
for the excellent content in his ETR newsletter! I bought his
book, Automatic
Wealth for Grads…and Anyone Else Just Starting Out and
find it compelling reading. It will be certainly passed on
to my sons as a reference book and guide to build their financial
independence."
Nigel
Stratford
Christchurch, New Zealand
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TempleTX
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Word
to the Wise: Untoward
Something
that's "untoward" (un-TORD) is
not in keeping with accepted standards of what is right or
proper in polite society.
Example
(as I used it today): "'A Cuban cigar, if you have one,
please,' I said, and then I waited anxiously, hoping I hadn't
done anything untoward."
