Save $64,000 With 3 Cardiovascular Cures
Issue #2476
- WEALTHY: Why budgets don’t work (Michael Masterson)
- HEALTHY: The real cost of good health (Shane Ellison)
- WISE: Doug Larson on healthy eating
ALSO IN THIS ISSUE:
- Increase sales, close deals, and cement profitable relationships (Marc Charles)
- How ETR’s e-mail list became 400,000 strong (Suzanne Richardson)
- It’s Good to Know… how restaurants (and diners) are reacting to the struggling economy (Charlie Byrne)
- Add “fetter” to your vocabulary
== Highly Recommended ==
The Ideal Vehicle For Getting Wealthy In The 21st Century?
Today you have a rare and exciting opportunity to take advantage of one of the largest industries on earth. And it is - most experts agree - the one that has the greatest growth potential.
I am referring to the Information Publishing industry.
Now don’t be intimidated by that phrase. You won’t need a printing press, typesetting equipment or even employees.
Information Publishing is simply about marketing products based on ideas (e-letters, teleconferences, special reports, etc.) instead of hard goods (flowers, jewelry, computers, etc.). And now, with the explosion of the Internet, it has the lowest production costs of any industry in today’s world.
Because of that low cost-of-entry and growth potential, it is the ideal vehicle for getting wealthy in the 21st century. Whether you intend to make your fortune on your own (as an entrepreneur) or within the context of a corporate environment (as an intrapreneur), taking advantage of these forces is the best and easiest way to achieve fast success and acquire great wealth.
Come to ETR’s November Bootcamp and we’ll show you how to build your own Information Publishing company that could make from $1 million to $100 million a year.
Pay Yourself First
Many financial advisers recommend sticking to a budget. By categorizing expenses and limiting spending, they argue, you can have enough left over every month to save money and grow rich.
But budgeting is like dieting: It’s enormously sensible but almost never works.
The problem is that when you budget, you pay everyone else first - the landlord, the credit card companies, the phone company, and so on. So at the end of the month, you have nothing left to put in the bank. You promise yourself you’ll do better next month, but you never do. There are always unexpected bills to pay, unanticipated sales to take advantage of, and that impossible-to-figure-out $200 or $300 that seems to fall through the cracks.
Budgeting doesn’t work. But there is something that does: putting some predetermined percentage of your income into a savings account each month before you pay any of your bills.
Think of yourself as a personal corporation and the money you save as your personal income. All the other money you spend on house and car payments and so forth are the expenses of your personal corporation. Only the portion that goes into a savings account is really yours.
Of course, it’s not enough to simply think of your income this way. You must actually do something to effect a change. You might, for example, have a portion of your paycheck automatically deposited in your savings account each month - as soon as the check is deposited.
In a sense - because withholding taxes have already been taken out of your salary by the government before it’s deposited into your checking account - this is paying yourself second. But you can put yourself ahead of the government by setting up a pre-tax retirement account - an IRA, SEP, 401(k), or 403(b).
I pay myself first by putting as much money as I’m allowed into a tax-deferred savings vehicle. I do this for me, my spouse, and my children. I pay the government next by creating a separate holding account into which I deposit a percentage of every fee that’s paid to me - the money that I’m going to owe in taxes. Then I pay my bills.
I recommend that you do the same.
[Ed. Note: The above article was excerpted from Michael Masterson's book Automatic Wealth.You can meet Michael in person this November. He'll be revealing exactly how you can add six figures to your income in 2009. And he's not the only one... 11 other money-making experts have responded to ETR's Internet Ultimatum. Find out how it can make you millions.]
”Life expectancy would grow by leaps and bounds if green vegetables smelled as good as bacon.”
Doug Larson
Save $64,000 With 3 Cardiovascular Cures That Cost Next to Nothing
By Shane “The People’s Chemist” Ellison
I love to spend money. Whether it’s buying books for my child, a lift ticket for a day of snowboarding, or date night with my wife, I get great satisfaction out of spending money on products, services, and activities that I perceive as having value.
But more than spending, I enjoy investing. Wise investing allowed me to escape an arduous nine-to-five career with one of the world’s largest drug providers. And making wise investments in my health - in the foods I eat and the activities I engage in - has been one of the most important things I’ve ever done.
The fact is, your health is an investment. Possibly the best investment you will ever make. If you invest in it now, you will see big returns in the future. If you don’t, it could cost you big time down the line.
According to a recent report by CNN Money, “The retirement health tab can run between $64,000 and $122,000 for a 65-year-old man whose former employer pays his insurance premiums, and between $86,000 and $140,000 for a woman of the same age. For retirees who don’t have access to an employer-offered plan, the costs - mostly for prescription drugs - run even higher.”
In addition to exorbitant drug expenses, most adult Americans have one foot in the grave. Obesity, heart disease, diabetes, and cancer are at an all-time high. And it’s expected to get worse. The Journal of the American Medical Association predicted that one in three born in the year 2000 will succumb to Type II diabetes, which is simply a “gateway” disease to all the pandemic killers. This rampant sickness is being met with an arsenal of cholesterol-lowering drugs, blood pressure meds, anti-depressants, and hypoglycemics. None have been proven to increase lifespan. They are toxic and ineffective, yet, they are continually pushed upon us… for one reason: financial gain.
Health doesn’t have to be so damn expensive or risky. Science proves it. Mother Nature provides three cardiovascular cures that cost next to nothing. Combined, they can help you overcome a weakening heart and even Type II diabetes.
Low-Cost Cardiovascular Cure #1: Psyllium Husk
Psyllium husk is a soluble fiber, meaning it is an indigestible, complex carbohydrate. Once consumed, it undergoes fermentation in the large intestine, yielding a broad range of heart-healthy benefits, most notably the control of appetite, blood sugar, and insulin.
A pooled analysis of 10 studies of dietary fiber intake in the U.S. and Europe found that each 10 grams/day increase in total dietary fiber was associated with a 14 percent decrease in the risk of coronary events, and a 24 percent decrease in deaths from coronary heart disease.
Psyllium husk is one of my favorite supplements because of its ability to help control blood glucose. Excess glucose in the bloodstream can become “oxidized.” This oxidation leads to a change in the molecular structure of the glucose - causing what is known as advanced glycation end products (AGE products). Like a knife carving clay, AGE products scar arterial walls. The scarring results in plaque buildup and excess blood clotting. This mechanism is why diabetics have a 4.5 times increase of suffering from heart attack and stroke relative to non-diabetics.
Go to your local health food store and purchase psyllium husk. In the bulk aisle, psyllium can be purchased for about $3 per month.
Low-Cost Cardiovascular Cure #2: B Vitamins
B vitamins are required for proper functioning of the brain, nervous system, and the formation of blood. They are also involved in the metabolism of every cell of the human body, especially for proper DNA synthesis and regulation, but also for fatty acid synthesis and energy production. Harvard researchers writing in the Journal of the American Medical Association stated that women could cut their risk of heart disease by half with daily consumption of B vitamins.
B vitamins are responsible for igniting a chemical cascade within the body known as methylation. This process rids the arteries of the damaging molecule known as homocysteine. The lower your levels of homocysteine, the less risk you have of suffering from cardiovascular disease.
Start supplementing with B vitamins today. A daily B vitamin supplement should cost no more than $10 per month.
Low-Cost Cardiovascular Cure #3: Flavonoids
Flavonoids are plant-derived pigments. More than 4,000 have been studied for their cardiovascular and anti-cancer benefits. The American Journal of Clinical Nutrition reported a 20 percent decrease in heart disease mortality risk among those who consumed at least 7.5 mg daily.
Flavonoids preserve the cardiovascular system and heart through three major actions: improving blood flow in order to enhance oxygen and nutrient delivery throughout the 100,000 miles of adult veins, arteries and capillaries… preventing the formation of artery-scarring, oxidized LDL… and relaxing the coronary arteries to prevent high blood pressure.
Make sure your shopping cart is loaded with foods that are packed with flavonoids. The best sources of flavonoids are broccoli, hawthorn, grapeseed extract, black tea, citrus fruits, and organic dark chocolate.
Using these three cardiovascular cures rather than drugs to preserve health is a wise investment. It could potentially save you $64,000 in drug costs. What could you do with an extra $64,000 and good health? For me, it means more education for my kids, snowboarding, and date nights in exotic places around the world.
[Ed. Note: Protecting your health for the long run doesn't have to be expensive or complicated. In fact, you can stay healthy and live a longer, more satisfying life just by taking a few simple measures.
Want to learn more insider health secrets from an ex-drug chemist? Want to be energized while boosting lean sexy muscle at any age - without hard-core willpower? Shane Ellison has been a featured expert and author for the world's most popular health and fitness magazines, including OnFitness and Women's Health. A pharmaceutical insider, his Foundational Health Education program serves as the no-BS, practical guide to living young naturally without dangerous, prescription drugs!]
Are You OK With (Smaller) Online Profits That Automatically Flow Into Your Bank Account Every Month?
Seems like everyone’s going for broke and trying to earn a million their first year online. In the meantime, a handful of people are happy as clams with automatic income streams – usually a few thousand dollars – fattening up their bank accounts each month.
Of course, you can set up as many of these income streams you want. So if it’s more money you are after, then go for it! Best part: It only takes about an hour to set up and it’s easy to do. And then imagine yourself sitting back and watching the money roll in.
Sounds too easy, I know. But perhaps everyone is busy trying to make a killing online… and so they’ve overlooked this fast and easy way to make very nice (but not ridiculous) amounts of money. Why not take a peek today and see if this is right for you?
10 Words to Close Any Sale
By Marc Charles
A simple 10-word question. That’s all you need to increase sales, close deals, and cement profitable relationships with clients and customers.
I’ve used this technique to generate millions of dollars in sales. And the best salesmen and entrepreneurs know this strategy, too. They use it every day. It’s the key to their success.
It doesn’t make any difference if you’re selling in person, on the radio or TV, in an e-mail newsletter, or via direct mail. When it’s time to close the sale, ask:
“What can I do to make this work for you?”
I know… it sounds like a used-car pitch. But if you think about it, you’ll understand the wisdom behind this technique.
When most people try to close a sale, they’re thinking about themselves and what they want. But the best sales gurus think about what the prospect wants or needs. Then, when they really understand what it’s going to take to “make this work” for the prospect, they craft an appropriate proposal and close around it.
Simply ask your prospects what you can do to make the deal work for them, and - 98 percent of the time - they’ll tell you!
[Ed. Note: Marc Charles is an expert at discovering low-effort business opportunities with high profit potential And now you have the chance to meet him in person... and pick his brain about the best entrepreneurial ventures around. Just sign up for ETR's 2008 Information Marketing Bootcamp. Not only will you get to hear about Marc's freshest business opportunities, you'll also get insight into the Internet's hottest trends from 11 other money-making masters. And be prepared to be blown away. We've insisted that each speaker share at least one idea that could place $100,000 cash money in your pocket within just 12 months or less... regardless of your current level of skill, expertise, or the state of your business. Learn how to reserve your spot right here.]
ETR Insider Report: How Far Can a Little Goal Get You?
To get ahead - as an employee or as a business owner - means having a direct effect on the growth of your company. You can make an impact - as a CEO, a middle manager, or a junior employee - just by taking one simple step: Setting a goal for yourself.
As Michael Masterson pointed out in a recent ETR team meeting, something almost magical occurs when you do that…
“A funny thing happens,” Michael said. “The very act of setting a goal for yourself flips a switch in your head… and you do everything you can to reach it.”
Case in point: One of ETR’s marketing objectives is to add more and more readers to our e-mail list. The target for 2008? 400,000 people.
During the team meeting, our marketing team proudly announced that ETR’s list is 412,000 strong. And it’s only October!
Last year, 400,000 readers would have seemed impossible. Nonetheless, that’s the “brass ring” our marketing team has been reaching for. Now our marketers are working toward a new goal: 450,000 subscribers by 2009.
Having specific objectives to work toward is one of the easiest ways to excel in your job… and help your company advance. So if you aren’t setting goals for yourself at work, start now. A good place to begin is by asking yourself, “What can I do to help the company make more money?”
[Ed. Note: As Michael Masterson says, setting a simple goal can put you on the path to success. Sometimes, we all need a little help putting those goals to work. That's where ETR comes in. We've put together 189 simple success techniques you can use to get ahead. Learn how to flip on the "success switch" in your own life right here.]
It’s Good to Know: How Restaurants (and Diners) Are Reacting to the Struggling Economy
“If you really want to be sure of that 7:30 p.m. table, ask for it with a French, Spanish, or Italian accent. It will brand you as a potentially bigger spender, the kind helping restaurants outlast a weak dollar and a wobbly Dow.”
This advice comes from Frank Bruni of The New York Times, reporting on how restaurants are reacting to the recession.
One noticeable trend: Americans are spending less (tap water instead of bottled water, dining at bars and counters vs. formal settings, no high-end steak and lobster), while splurging foreigners rush to take advantage of favorable exchange rates.
Result? All things being equal, restaurateurs would rather seat a table of Europeans than locals. “I mean, they’re just spending. It’s Monopoly money to them,” said one NYC general manager.
Other notable changes:
• Dinner rush used to occur around 7:00 to 8:00 p.m. But outside the U.S., it’s is a later-evening event, so now the peak is moving to 8:30 or 9:00 p.m.
• Less expensive ingredients lower the cost of food. For instance, using regular crabmeat instead of jumbo lump. Shiitake instead of morel mushrooms. More starches to fill out the plate.
• Menus are featuring more single-digit appetizers and “small plates.”
And restaurateurs are offering more mid-range than high-end wines. “All of our wine directors are starting to play this game more aggressively,” said Paul Bolles-Beaven of the Danny Meyer group. “People are spending less on wine right now, and they’re not spending to impress.”
Unless, that is, they’re European, adds Bruni.
== Highly Recommended ==
Pick a Goal, Any Goal…
Doubling your income… losing 25 pounds… becoming a top-selling copywriter…
Mastering French… becoming a better parent… learning how to pilot a plane…
Whatever your dreams are, you CAN accomplish them.
And it doesn’t have to take years or even months to make big progress toward any one of them.
What do you have to do to achieve any goal… starting with as little as 30 days?
Word to the Wise: Fetter
A “fetter” (FET-ur) - related to the Middle English for “foot” - is a chain or shackle for the feet. “To fetter” is to restrain or confine.
Example (as used by Robert Coover in Ghost Town): “Only his hands have any action left in them. He uses them, struggling against the torpor that fetters him, to raise his rifle barrel and shoot the man in the floppy hat.”
[Ed. Note: Become a more persuasive writer and speaker ... build your self-confidence and intellect ... increase your attractiveness to others ... just by spending 10 VERY enjoyable minutes a day with ETR's new Words to the Wise CD Library.]
Copyright ETR, LLC, 2008
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The 3 items for a healthy heart seem very logical to me as I am nearing 90. Thank You!!!