Millions in Internet Sales in 5 Easy Steps

Tuesday, January 31st, 2006

Dear ETR Reader,

Today, Clayton Makepeace explains how to get the maximum response to every one of your online marketing campaigns.

- Patrick Coffey

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Tuesday , January 31, 2006
Message #1640

WEALTHY: Squeezing every last order out of a saturated market (Clayton Makepeace)

HEALTHY: How researchers skew the results of clinical trials for many drugs

WISE: Milan Kundera on the function of business

ALSO IN THIS ISSUE:

Thinking of starting a business with your spouse? Read this first. (Michael Masterson)

Snow tires for your feet (Will Newman)

Add the word "glabrous" to your vocabulary

*
Advertisement *

Finally! A Trading System That REALLY Works…

I just discovered a simple trading system that can help you make as much money in half an hour as most people make slaving away all day long.

You’ll never have to leave your home… it takes hardly any time at all… and you’ll be making money even if the market is going down!

This simple system and software makes short work of the whole thing. Thirty minutes to an hour a day is all it takes. The really neat thing about this system is that all of the hard work is done for you. You won't believe what easy money this is!

http://www.isecureonline.com/Reports/700SSTS/E700G1C4/

"Business has only two functions – marketing and innovation."

- Milan Kundera

Millions in Internet Sales in 5 Easy Steps

By Clayton Makepeace

I imagine a time when I'll be telling my grandchildren about the Good Ole Days of Internet marketing. When we could just blast an offer – almost any offer – to our customer file (or even ice-cold prospect names), then sit back and watch an avalanche of orders come pouring in.

The money was absolutely amazing back then. When one of my clients e-mailed a single note to his 35,000 customers back in the mid-1990s, he raked in $12 million in less than a week!

Those huge opportunities are still out there. But you've got to work a little bit harder for them … and you've got to know what you're doing.

The question is: "Why?" The answer is obvious: When Web-based marketing was new – and still relatively rare – just about every one of your prospects and customers read every word of every promotion sent to them.

But that's not so anymore. Good sales messages are lost among the scores of junk messages that slither into our inboxes. Overly aggressive spam filters are not only blocking promotional e-mails that we've asked to receive – they're even trashing non-commercial e-mails to and from family, friends, and clients. And that's just the tip of the iceberg. The entire Internet is awash with ads. Try to get a report from Weather.Com or check the stock market on Big Charts. Pop-ups and pop-unders galore!

It was bound to happen. Since the dawn of time, every new marketing innovation to come down the pike has gone through the same 4-phase response cycle:

Phase One – Advent: Innovative businesses and marketers discover a new advertising medium or technique that proves to be far superior to traditional methods. Advertisers' return on investment (ROI) skyrockets …

Phase Two – Proliferation: Hundreds, then thousands, then tens of thousands of businesses and marketers discover the secret and begin using it. ROI begins to flag …

Phase Three – Saturation: The novelty wears off. Consumers, besieged by advertising messages, begin tuning out. ROI begins to decline …

Phase Four – Maturity: With its novelty spent and ROI falling, the once-vastly-superior new medium or technique eventually takes its place as an equal among many in the advertiser's arsenal.

Today, we are clearly in Phase Three of the Internet marketing explosion.

Here are some simple ideas to boost response in these saturated days …

STEP #1. Pick the low-hanging fruit.

Establish a relationship with your customers and continue to offer them products that will help them. For these wonderful people, create an extremely low-cost, multi-step e-mail campaign: A series of short, daily blasts announcing the new product and the reasons why the customer should jump on board right away … re-announcing your new product … asking why you haven't yet heard from them … etc.

If your prospects perceive that your e-mail messages are just crass attempts to sell them something, they might be instantly deleted. If, on the other hand, your e-mails are perceived as timely and sincere offers to help the recipient in some way, your sales message is far more likely to be read and responded to.

And so, for urgency and readership, began each e-mail with valuable information or advice related to a fast-breaking piece of news from their world. The subject line and opening copy of each blast needs to be new each day – as fresh as each day's headlines – and reward prospects for reading the sales message.

Next, make the connection between the breaking news and your new product – and demonstrate how the product could generate huge rewards for the reader in the days ahead.

Finally, insert copy justifying the price and asking for the order.

STEP #2. Get fence-sitters to a "tipping-point" website.

While a significant group of loyal customers can be counted on to buy in response to a short e-mail, the short copy will leave at least 90% of your prospects sitting on the fence. To sell them, you'll need longer copy – more reasons to buy now – than could be presented in a five- or six-paragraph e-mail.

One way to do this is to create an "Urgent Special Report" online through a small, cheap website. Then, maybe in the second week of your campaign, begin sending e-mails to your prospects urging them to click a link in order to read the free report immediately. You'll find that a number of "fence-sitters" will respond.

STEP #3. Exploit other low-cost or free media.

Simply take the pages of copy from the little website you've created … write a new headline and opening copy … turn it into a special report … and have it inserted in the next issue of your print newsletter.

At the same time, ask your phone operators to include a pitch for the product on all in-bound calls from customers. And include an insert offering the free online report in your outbound welcome packages that new subscribers receive.

STEP #4. Show up where they least expect you.

Two weeks after the newsletter insert hits your prospects' mailboxes, hit them up again. This time with a full direct-mail package created to promote the product, formatted as a free special report or "thank-you" bonus for loyal customers.

Anyone who hasn't bought by this time probably hasn't read past the headline and lead-in copy. So make sure the first three pages or so are always fresh. Beyond that, the copy stays pretty much unchanged.

STEP #5. Get tenacious.

Two weeks after the big package hits their mailboxes, stuff it into an envelope, add a one-page letter asking "Why haven't I heard from you?" … and drop it in the mail.

The Final Result

The combined effect of the e-mail campaign, the website, the inserts in your print newsletter, and two direct mailings will have a multiplying effect on response.

[Ed. Note: Clayton Makepeace offers help in reaping maximum profits through the Internet, direct mail, and print advertising every week in his e-zine, The Total Package.

Learn 177 of his surprising secrets that have doubled his clients' profits in a year and quadrupled them in 36 months in his newly published e-book "Double Your Profits in 12 Months or Less!"]

Today's
Action Plan

If response to your Internet marketing has started to drop, don't just sit there and let it slide. Put at least some of Clayton Makepeace's suggestions to work … and watch your ROI start to soar.

*
Advertisement *

They’ll Wonder How You Got So Much Time And Money On Your Hands

If an immigrant can start a business with less than $100 and almost no effort…start making a great deal of money by the end of the week…then turn around and sell it for a massive profit within the year… surely you can, too.

Kim Martowski says " I was able to use this system to build a large business…that could sometimes make as high as $7200 in a month."

Paolo Torres adds "I studied your strategies and, although this isn’t usual, this month I actually earned over $15,000 in commissions."

They're living the American Dream! Now it’s time for you to start living it too:

http://www.isecureonline.com/Reports/700SPLMB/E700G1K2/

Working With Your Spouse

By Michael Masterson

There was a good piece in The Wall Street Journal recently about the "risky business" of working with your mate. It begins with the story of a man who was forced to fire his wife at home, during dinner.

Part of the problem, the article said, "was that the wife tended to want more 'honey-sweetie' displays of affection" than her husband was willing to provide. He had the habit of using his "work voice" when addressing her at the office.

"You don't have to speak to me that way," she would say. "You can ask nicely." The essay went on to say that when he raised an issue about her work, she sometimes took it personally "and countered with a retort like, 'Oh, yeah, well I noticed you left your dishes in the sink this morning."

The business press is full of stories about husbands and wives getting together and making sweet corporate music. But the reality – according to the experts interviewed for the Journal article – is grim. The divorce rate in America, struggling along at about 50%, is higher among couples that work together.

Azriela Jaffe, a writer who coaches working couples, estimates that only one in 20 couples can successfully work together. "If you can't talk about your partner as a life partner without a wince and you can't stand watching your husband leave the Liquid Paper as well as the toothpaste uncapped, then odds are you aren't a candidate," the author of the article, Jared Sandberg, advises.

K and I tried to work together once. She was head of our company's art department, and everyone in the office knew she was my wife. That didn't encourage any of the people in her department (all women, as it happened) to work harder in her presence. On the contrary, they felt all the more comfortable chatting to her about who-knows-what during business hours. There were times when I'd walk into that department and see three or four women, highly paid executives, lined up to chat with her.

I couldn't say anything, of course. Well, I did try … once.

I also experimented with the idea of having her attend my executive staff meetings. And here's what happened. After explaining the benefits of some idea I really wanted the assembled team to accept, I asked if there were any questions. No one said anything – which is exactly what I was hoping for – until she put her hand up and said, "I have a question. Do you seriously expect us to swallow that crap? What kind of idiot are you?"

Later, after the meeting was over, I explained to K that the reason she shouldn't talk to me that way at work was not because I didn't deserve it, but because it would encourage all my other employees to talk to me that way too.

Fortunately, she understood. The next day, she resigned.

The Hidden Dangers of Cholesterol-Lowering Drugs

Cholesterol-lowering drugs are the best-selling drugs in history, taken by tens of millions of people. And while the pharmaceutical and medical establishments proclaim them to be "perfectly safe" – they are not.

Most of the clinical trials that "proved" their safety carefully excluded a wide range of subjects who might be more sensitive to their side effects. Even so, large numbers of subjects still dropped out of the trials in the first few weeks – very often BECAUSE of the side effects. These subjects were then labeled "non-compliant," allowing researchers to "scrub" them from the results.

So, what are some of the side effects that have been clearly associated with "the most popular drugs in history"?

liver and kidney failure

irritability and hostility

permanent nerve and muscle damage

cognitive decline and memory loss

fatigue and intolerance to exercise

the destruction of vital CoQ10, leading to heart failure

cancer

Any one of these would be a hefty price to pay. Especially considering that, in most cases, an appropriate diet, nutritional supplements, and physical exercise can normalize your cholesterol without any negative side effects.

(Reference: (Reference: "Hidden Truth About Cholesterol-Lowering Drugs" by Shane Ellison, M.Sc.)

- Jon Herring

[Ed. Note: We want to hear from you. If you would like to comment on the potential benefits vs. the dangers of cholesterol-lowering drugs, please visit the ETR Speak Out forum.]

It's Good to Know: Save Yourself From a Winter Injury

In most parts of the country, snow and ice is still part of the landscape. One slip, and you could be in pain – and out of commission – for weeks. If you work for yourself, this could also put a serious kink in your income. You can protect yourself from a debilitating fall with two different products, both available at www.campmor.com:

Ice Walkers are triangular metal cleats that attach easily around your shoe. Their sturdy construction makes them ideal for hard, thick ice. They cost around $8.

"Get-a-Grip" soles pull over the bottom of your shoe. They have small carbide spikes (like mini golf spikes) that work well in snow and thin ice. They run between $10 and $30.

- Will Newman

[Ed. Note: Will Newman, a regular contributor to ETR, is the editor of AWAI's The Golden Thread online newsletter. Learn how to subscribe to it - and how to discover AWAI's proven marketing secrets - here: The Golden Thread.]

*
Advertisement *

Setting Goals –And Sticking To Them – Will Help You Achieve Financial Independence

Don’t take our word for it. That’s the headline from an AP article than ran in hundreds of newspapers across the nation last week.

"This is definitely the time of year to get things started," was how Barry Armstrong, a Boston financial planner with Woodbury Financial Services put it.

"For some people, it's a bitter message. There are things that you don't like doing. But they have to be done."

Former waitress Pamela Newman went from hand-to-mouth living to owning two condominiums in the San Diego area. What did it take? Resolve.

Resolve to make 2006 the year you kick it up a notch. Here’s how:

http://www.isecureonline.com/Reports/700SGB/E700G115/

Word
to the Wise: Glabrous

"Glabrous" (GLAY-brus) means means "smooth" – having a surface with no hairs, projections, or protuberances. It is derived from the Latin "glaber" ("bald").

Example (as used by Lance Morrow in a Time magazine article titled "Al Gore, and Other Famous Bearded Men"): "How much more powerful then will be the effect – next week? next month? soon enough – when Gore, resplendent, clean-shaven, glabrous in his glory, returns from the dead! Radiant! Reborn!"

Michael
Masterson
Copyright ETR, LLC, 2006

Have a Question for Michael Masterson?

Have a question for Michael Masterson? Want to know the secrets to his success? Have a perplexing business problem? ETR welcomes your thoughts. Post them online at

http://speakoutforum.com/forum/

or send questions directly to Support@EarlyToRise.Com

ALL CONTENTS OF THIS E-MAIL ARE COPYRIGHT 2006 BY ETR,
LLC.ALL RIGHTS RESERVED: REPRODUCING ANY PART OF THIS DOCUMENT
IS PROHIBITED WITHOUT THE EXPRESS WRITTEN CONSENT OF EARLY
TO RISE. Protected by U.S. Copyright Law {Title 17 U.S.C. Section
101 et seq., Title 18 U.S.C. Section 2319}: Infringements
can be punishable by up to 5 years in prison and $250,000
in fines. Are you having trouble receiving Early to Rise messages?

Ensure that Early to Rise gets delivered to your email
box, click below:http://www.earlytorise.com/whitelisting.htm

If you'd like to suggest Early To Rise to a friend, please
point them to:http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com

or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer: The inclusion of an ad in ETR does not constitute an explicit
endorsement. It does mean that as far as I know the product
is not a rip-off. When I really like a product and want
you to buy it I'll tell you explicitly. Otherwise, view
these ads the way you would commercials on TV or display
ads in the back of your favorite magazine. Check them
out. Make a decision. If you don't like, ask for a refund.
(All products sold here will carry refunds.)

All of our
employees and agents must wait 24 hours after on-line
publication or 72 hours after the mailing of printed-only
publication prior to following an initial recommendation.Any
investments recommended in this letter should be made
only after consulting with your investment advisor and
only after reviewing the prospectus or financial statements
of the company.

All material on this site is provided for information only
and may not be construed as
medical advice or instruction. No action should be taken
based solely on the contents of
this information; instead, readers should consult
appropriate health professionals on any
matter relating to their health and well-being.

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

How Not to Conduct an Interview

Monday, January 30th, 2006

Dear Reader,

Developing relationships with important people is critical to your success in business.

As Michael Masterson illustrates today, the best way to get them to warm up to you (and open up to you) is by applying techniques that every good interviewer has mastered.

- Charlie Byrne

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Monday , January 30, 2006
Message #1639

WEALTHY: If Junior says "no" to college – maybe he's right

HEALTHY: How doctors were fooled into prescribing a dangerous drug

WISE: James Thurber on the problem with interviews

ALSO IN THIS ISSUE:

Was she a secret agent? Or just an inexperienced journalist? (Michael Masterson)

An inexpensive way to see Mexico

Add the word "taciturn" to your vocabulary

*
Advertisement *

240 Pages That Will Make You Almost Automatically Powerful

When you discover the secrets to developing two essential traits of every successful person, you will hold they keys to massive personal power…

…and everything you long for will immediately come within your grasp.Michael Masterson reveals these secrets and more in his new book Power and Persuasion: How to Command Success in Business and Your Personal Life.

Power and Persuasion will show you;how to almost instantly become a “highly effective person” how to instinctively know how to burst through roadblocks and obstacles that leave others stumped and stalled how to recognize good ideas and ACT on them.

In Power and Persuasion you’ll learn the art of getting people excited about your ideas…wanting to see them through to the end…and happily doing whatever is necessary to make your vision a reality. Order Power and Persuasion today!

Success Story: "Making It" Without a College Degree

"You don't have to attend college to be educated or successful," Michael Masterson has often said. Christopher Klaus is an excellent example of what can be accomplished by someone who is motivated to teach himself.

The idea for Internet Security Systems crystallized in 1991, when Klaus was still in high school. His fascination with Internet security issues led him to develop programs to detect viruses and security breaches. In 1994, when he was only 20 years old, he dropped out of college to found his company.

ISS went public in 1998, and Klaus – 24 at the time – became a multimillionaire. Although he left college long before graduation, he donated $15 million to his alma mater, Georgia Tech. He explained that the college provided him with "the advanced knowledge and inspiration" that he needed to pursue his interests.

While Klaus certainly has a gift for working with computers (one former teacher even called him a "prodigy"), he believes that he owes his success to hard work and determination. His persistence and resolve have served him well, landing him such honors as one of MIT Technology Review's top 100 young innovators in 1999, a place on the 1999 Forbes Top 100 list, and Ernst & Young's Entrepreneur of the Year award for Internet services.

- Suzanne Richardson

[Ed. Note: This is just one of many success stories cited by Michael Masterson in his soon-to-be-published book Automatic Wealth for Grads…and Anyone Else Just Starting Out. You’ll want to help all the young people you know get an early start on their road to financial independence by getting them a copy. As soon as the book available … we’ll let you know.]

"My opposition to Interviews lies in the fact that offhand answers have little value or grace of expression, and that such oral give and take helps to perpetuate the decline of the English language."

- James Thurber

How Not to Conduct an Interview

By Michael Masterson

I never give interviews. My publisher, John Wiley, doesn't like it, but they know that my books will sell well without the promotional events, so they tolerate my taciturnity.

For some crazy reason, I made an exception to my rule recently. I got an e-mail from an ETR reader. She said she worked for some trade journal. She'd heard that I had a new book coming out about success and leadership – Power & Persuasion – and had some questions for me.

She reminded me of myself 25 years ago – brand-new to the business of publishing, hoping to get some good interviews, eager for success. So I told G, my superstar assistant, to book a half-hour.

The day came and I took the call. The first thing she said was, "I am going to record this conversation. Is that okay?"

"I guess so," I said.

I could hear the tape recorder click on. I have to admit, it made me nervous. "Better watch your vocabulary," I said to myself. "And no double entendres."

"Would you please state your name and spell it out for the record," she said.

"W-what?" I stammered.

She repeated herself.

"Do you work for some government agency?" I asked.

If she saw any humor in my remark, she didn't indicate it. "I am a reporter for XYZ trade journal," she said. "I want to make sure that your name is spelled correctly in the article."

"Do you have my book?" I asked.

"No."

"Then how did you find out about me?"

"I'm a reader of ETR," she said.

"Well," I replied, "if you are an ETR reader, you know that my name is spelled out at the bottom of every issue. You can use the spelling you see there."

There was a long pause. Then she said, "Can you tell me the names of the businesses you own?"

For the third time in two minutes, I was taken aback.

"The businesses I own? Why are you interested in that? I presumed you wanted to speak to me because I'm an author."

"I can see this was a mistake," she muttered. And hung up the phone.

Was she some secret agent, trying to get me to say something foolish "for the record"? Or was she some young journalist, overly impressed with her status as a junior editor of some magazine nobody ever heard of? I couldn't tell.

But when I repeated the story to K that night, it occurred to me that if she were just an arrogant fledgling journalist, she was on a path toward certain failure.

Interviews are great ways to make friends and influence people. When I was her age, working for Africa Business & Trade in Washington, D.C., I regularly interviewed Fortune 500 International CEOs, top government officials, and ambassadors. I got to know a lot of interesting people.

One of those contacts got me invited to a private birthday party for Jimmy Carter. (Against K's wishes, I brought along Number One Son, two years old at the time. JC pinched his cheek. We have the photo.) Another one of those contacts got me two job offers with major newspapers. And another contact got me a substantial raise in salary.

These were all "glicken" – unexpected side benefits beyond the expected benefit of building an impressive journalistic resume.

Because of my own experience, I've advised proteges to hone their interviewing skills. There is no better way to get close to very important people than to spend some time asking them questions about why they are so great.

My young friend from the trade journal will not be able to do that, because she has no idea how to conduct an interview. And that's too bad, because the tricks and techniques that experienced interviewers use can help you in all sorts of business situations. Learning how to get someone important/powerful to open up to you is like discovering the combination to a vault that manufactures its own money.

Here are some of the best interviewing tips, techniques, and strategies I've learned over the years:

1. Before you meet, find out something personal about your interviewee and use that to break the ice. For example, you might discover that he loves golf and once played at the Old Course in Scotland. You might begin your interview by asking him about that.

2. Occasionally, a small gift works well to break the ice. With the aforementioned interviewee, for example, you could come to the interview with a vintage golf magazine for him.

3. Don't tape record the interview. It makes people defensive. Take notes. If you need to verify something that was said, do it later by e-mail.

4. Make the first several questions simple and positive. The point is to get the person to loosen up and feel comfortable with you.

5. It's very important to show that you have prepared for the interview. Know what your subject has done and what businesses he owns. Read anything and everything he's published. The better you know him (and admire him), the more candid he'll be with you – both during the interview and afterward.

6. Let your interviewee know the purpose of your interview – and make sure most of your questions are on topic. If you are interested in how he built his real estate empire, tell him so. If your interest is in discovering the technical secrets of real estate investing, say that in the beginning. Then he'll be mentally geared up to give you the answers you are seeking.

7. Always be gracious, self-effacing, and polite.

8. If, for any reason, the interview starts to go bad (as it did with the trade journalist), apologize and ask if it would be possible to reschedule it.

9. Within 24 hours of the interview, write a brief note thanking the interviewee for his time.

Today's
Action Plan

As Michael said, "Interviews are a great way to make friends and influence people." And knowing how to conduct one properly will serve you well throughout your business career. So spend a little time today thinking about how you can improve your skills. Write down your strengths and weaknesses. Come up with a plan.

*
Advertisement *

The Next 5 “Boom Towns” – Your Ticket to Real Estate Riches

At this moment thousands upon thousands of homeowners are beginning to cash out of the overvalued “bubble” markets all across the country. They’re unloading their ridiculously inflated properties and they are looking for real value.

And guess what… it’s out there. There are a select few markets with a superior quality of life… and the best real estate values in the country. And they are poised for explosive growth. These cities will be minting millionaires in the years ahead.

To learn which five cities top the list,

http://www.isecureonline.com/Reports/700SRETC/E700G1H4/

NNT: Another Horror Story

On Saturday, I told you how pharmaceutical companies use "Number Needed to Treat" to hype the benefits of cholesterol-lowering drugs while hiding the dangers. In fact, relying on NNT as the sole determinant of drug efficacy can have deadly consequences – and not only with statins.

Consider Vioxx. Dangers associated with this NSAID (non-steroidal anti-inflammatory drug) first appeared in Merck studies around 1998 – but were buried under an avalanche of NNT. The NNT for Vioxx was an exciting 2.2. In other words, it indicated that (statistically speaking) for every 2.2 patients who were treated with Vioxx, one patient would be relieved of pain.

That sounded great. But the over-emphasis of this one statistic caused medical professionals and patients alike to overlook the dangers. Vioxx remained on the market, wreaking havoc for five years before it was finally withdrawn. Once known as "the safest NSAID in history," the FDA estimated that it injured 88,000 to 139,000 Americans – and resulted in death for as many as 40% of those people.

Before you consider taking any drug, you should thoroughly investigate the risks associated with it. The information is out there – but don't rely on the pharmaceutical companies or even a doctor to tell you about it. It's YOUR body. Take responsibility.

(Reference: Congressional Testimony)

- Jon Herring

It's Good to Know: Travel Well in Mexico

When you're traveling within Mexico, there are several executive-line bus services. You can expect to travel in large, comfortable seats that recline nearly all the way back. You get a snack (usually a sandwich and cookies, and water or a soft drink). There are bathrooms on board, as well as a hot water station where you can make yourself a cup of tea or coffee.

Cost is minimal. For example, a bus ride from Queretaro to Mexico City (a three-hour trip) will set you back 220 pesos ($20). A bus ride from Guadalajara to Mazatlan (an eight- to 10-hour trip) costs about $35.

Some of these bus companies offer vacation packages (similar to airlines), making this an inexpensive and relaxed way to see Mexico.

(Source: International Living)

*
Advertisement *

21 Percent In U.S. Say Lottery Is The Path To Wealth

Scary, isn’t it?

Just 26 percent of adults surveyed think they could build $200,000 in net wealth in their lifetime, and only 9 percent think they could collect $1 million, according to a recent survey of about 1,000 Americans by Opinion Research Corporation. And then there are the 21 percent who said a lottery would be the most practical strategy for accumulating several hundred thousand dollars.

Don’t waste time waiting to win the lottery. Ain’t gonna happen.

The good news? If you'd like a much more reliable new source of income – a way to put thousands or even tens of thousands of extra dollars into your bank account every month, we’ve found a formula that has worked over and over again.

If you'd like to spend the rest of your life the way you deserve to, you owe it to yourself to look into this opportunity:

http://www.isecureonline.com/Reports/700SDMU/E700G1J9/

Word
to the Wise: Taciturn

Someone who is "taciturn" (TAS-ih-turn) is not inclined to talk. The word is derived from the Latin "tacere" ("to be silent").

Example (as I used it today): "My publisher, John Wiley, doesn't like [the fact that I don't give interviews], but they know that my books will sell well without the promotional events, so they tolerate my taciturnity."

Michael
Masterson
Copyright ETR, LLC, 2006

Have a Question for Michael Masterson?

Have a question for Michael Masterson? Want to know the secrets to his success? Have a perplexing business problem? ETR welcomes your thoughts. Post them online at

http://speakoutforum.com/forum/

or send questions directly to Support@EarlyToRise.Com

Ensure that Early to Rise gets delivered to your email
box, click below:http://www.earlytorise.com/whitelisting.htm

If you'd like to suggest Early To Rise to a friend, please
point them to:http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com

or email support@earlytorise.com

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Get Started Making Your Dream Come True

Saturday, January 28th, 2006

Dear Reader,

There's a reason you're no closer to achieving your lifelong dream than you were last year … or five years ago. It's the same reason that keeps thousands of other people from making any meaningful progress toward something they really want to do or be.

And, as Paul Lawrence explains today, you're almost certainly going to keep on dragging your feet … until you take one very specific step.

- Will Bonner

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Saturday , January 28, 2006
Message #1638

WEALTHY: A successful new business based on an old, pre-Internet idea

HEALTHY: The dangerous "numbers game" that drug companies are playing with us

WISE: Steven Spielberg on dreaming

ALSO IN THIS ISSUE:

What do you wish you could be/do … if only? (Paul Lawrence)

A Rube Goldberg solution to a simple problem (Michael Masterson)

Add the word "myrmidon" to your vocabulary

*
Advertisement *

240 Pages That Will Make You Almost Automatically Powerful

When you discover the secrets to developing two essential traits of every successful person, you will hold they keys to massive personal power…

Success Story: Internet Dating … With a Twist

In this world of fast food and high-speed Internet, traditional dating can seem slow, painstaking, and even boring. A few years ago, 27-year-old Ken Deckinger and his 25-year-old friend Adele Testani took advantage of this by founding Hurry Brands, LLC, which offers a high-speed Internet dating service.

HurryDate gives clients the opportunity to have up to 25 four-minute "mini-dates" a night. The clients evaluate each date in order to decide whether to pursue a second – and hopefully longer – meeting with the same person.

The best thing about running HurryDate: "We are having a positive impact on the lives of tons and tons of people. We are producing a product that makes people happy." In fact, Deckinger claims that HurryDaters (the company's term for its clients) sometimes end up falling in love, marrying, and having children.

Along with perseverance and dedication, Deckinger credits his youth with being crucial to the company's success. "Everything we were doing was within our demographic," he explains. Instead of being a disadvantage to the business, his and Testani's youth was "a benefit, because it allowed us to relate to our customers." Deckinger admits, however, that "there is something to be said for experience. And experience comes with age."

"Follow your passions [and] don't give up," Deckinger advises other young entrepreneurs. "But listen to people who are experienced."

Founded in 2001, HurryDate began in only 10 cities. Even then, its projected earnings were well over $500,000. It has since branched out all over the U.S., Great Britain, and Canada. It has hosted over two million "mini-dates" since its inception.

- Suzanne Richardson

[Ed. Note: This is just one of many success stories cited by Michael Masterson in his soon-to-be-published book Automatic Wealth for Grads…and Anyone Else Just Starting Out. You'll want to help all the young people you know get an early start on their road to financial independence by getting them a copy. As soon as the book available ... we'll let you know.]

"I dream for a living."

- Steven Spielberg

Get Started Making Your Dream Come True

By Paul Lawrence

My old high school buddy Dan D. was a talented artist. Before he even graduated, he already had his first commission: to create a mural in a client's home. He earned as much from this one project as he did in a month at his part-time, after-school clerical job.

Dan was excited! He decided he would become a full-time artist. His plan was to build up a nice income by creating original works of art. And you know what? His future looked rosy.

Now, let's fast-forward 15 years. What does Dan do now? He delivers and installs flooring. He earns enough to always be just a little behind on the bills … and remain a "renter" rather than a homeowner.

What happened to Dan's lost dream? He procrastinated so long that he ended up never pursuing it. Still, to this day, you often hear him talking about doing it … some day.

Why did Dan procrastinate? I think it's because he turned himself into a victim of his own failure to clearly define what he really wanted to do.
In Message #544, Michael Masterson said, "There's nothing wrong with putting off unimportant tasks, but you will go to your grave with regrets unless you learn to take care of your important goals."

In other words, if you are going to have a real shot at achieving your dream, you must cast it in concrete.

In order to achieve a dream, you must be able to concisely state it – in one sentence. If you don't have a focused and measurable target, you're likely to flounder. So if, for example, you want to be a VIP corporate executive, your goal can't be "I want to be a bigwig in a large corporation." It needs to be something specific, like "By the time I am 45 years old, I want to be the CEO of a publicly owned company in the consumer-lending industry that has no less than $100 million in annual revenues."

So, Step One: Take out a piece of paper – right now – and identify and quantify your primary goal in life.

There are a couple of reasons why this is important. For one thing, I believe that what happened to Dan (and countless others) is that because they weren't specific about their dream, it didn't seem real.

For most people, their big dream seems more like a fantasy than something that could really happen. And it's perfectly normal to feel this way. Big dreams aren't easy to accomplish. When you dare to "dream big," you're likely to have doubts concerning your chances for success … and so will the people who love you and care about you.

My own family and friends did their best to patronize me when I first spoke of my dream to get a movie script that I wrote produced. It's understandable. The odds were stacked against me. Over 100,000 scripts are registered with the Writer's Guild of America each year. Yet, each year, a couple of thousand films (at most) are made. To make matters worse, I had no formal education in film, no connections, and I lived 3,000 miles away from where 99% of the film business exists. But I beat those odds … and you can too.

It all begins with identifying and quantifying your goal.

There's another critical reason for being very specific about your dream. Without having a highly specific goal, it's virtually impossible to identify the exact actions that you'll need to take to achieve it.

Let's use me as an example. What if I had simply said that my goal was "to make a living as a writer"? Well … that would've been much too vague for me to be able to make any plans to realistically achieve that goal. What should I do? Should I write a book? A play? A movie? Clearly – without giving myself more direction – I wouldn't be sure. And so, I'd probably procrastinate.

Okay. So let's say that I was a little more precise – that I made it my goal "to sell screenplays and make over $100,000 a year." Sounds good, right? But while this dream goal is much more focused, it's not focused nearly enough. Let me explain why …

There are basically two markets for screenplays: television and film. And these markets are entirely different.

In the television world, a writer has a job that requires him to report to the studio each day as part of a staff. The only way to pursue this kind of career is to reside in Los Angeles. Since I live in South Florida, I would have virtually no chance of becoming a television screenwriter … unless I decided to move.

But … to sell a screenplay for a feature film, you can technically live anywhere. You could live on the moon. Nobody cares … as long as the script is great. They buy it from you … and that's the end of it. I didn't want to move. And that's why I made it my dream goal to write a screenplay for a feature film.

As you can see, if I hadn't given myself a goal that was this specific, I probably wouldn't have achieved it.

Whatever your dream is, you're probably struggling with similar details that need to be addressed before you can come up with a plan of action that will work. Unfortunately, my friend Dan never got over this hurdle. He just talked about becoming an artist. Imagine what would have happened had he come up with a specific, measurable goal like "In my first year, I want to be commissioned to paint at least 12 murals and earn no less than $10,000."

Wow! Today, Dan might be a well-known artist who is earning a huge income in his chosen field.

What more can I say?

I strongly urge you to make the most of your life. Remember that some of the saddest words in the English language are "What might have been."

Today's
Action Plan

If you'd like to learn more about Paul's "Dare to Live Your Dreams" program so you can make sure you don't let life pass you by, follow this link:

http://www.paullawrenceproductions.com/dream/dream.html

*
Advertisement *

Finally! A Trading System That REALLY Works…

I just discovered a simple trading system that can help you make as much money in half an hour as most people make slaving away all day long.

You’ll never have to leave your home… it takes hardly any time at all… and you’ll be making money even if the market is going down!

http://www.isecureonline.com/Reports/700SSTS/E700G1C4/

NNT: Hiding the Side Effects of Statin Drugs

In Message #1575, I criticized pharmaceutical companies for manipulating statistics to magnify the benefits of their drugs, while pushing the risks under the rug:

"Lipitor promoters insist that those with so-called high cholesterol can achieve a 36% 'relative risk reduction' in heart attack by using the cholesterol-lowering drug. They ignore that the same raw data can yield a more revealing 'absolute risk reduction' of a paltry 1%."

As I said yesterday, an ETR reader – a cardiologist – strongly disagreed with me. He suggested that a 1% "event" reduction might not appear to be impressive "if you are talking about treatment of a short-term rash." But if the event that is prevented is death, then the 1% takes on a whole new meaning.

In other words, Lipitor could potentially save 100 lives for every 10,000 patients treated. Or 10,000 lives per million patients treated. Add this drug to the Windy City's drinking water, and we could prevent 28,000 heart attacks in Chicago alone. Oh boy!

The doctor is referring to a statistic known as "Number Needed to Treat (NNT)." This is the number of people you need to treat in order for one person to receive a benefit. But to rely solely on NNT is superficial and dangerous thinking. Because NNT focuses only on a single event – the positive one. It does not take into account the negative side effects of the drug: the Number Needed to Harm (NNH). And, as you will learn on Monday, this can have deadly consequences.

A patient should be able to make an informed decision as to whether the benefits of a drug are worth the costs. And this is one more way drug companies make it difficult for you to do it.

As always, we want to hear from you. If you would like to read the e-mail I received from the cardiologist – and/or comment (pro or con) on the use and marketing of cholesterol-lowering drugs – please visit the ETR Speak Out forum.

(Reference: "Hidden Truth About Cholesterol-Lowering Drugs" by Shane Ellison, M.Sc.

- Jon Herring

It's Good to Know: A High-Tech System to Stop Cellphone Interruptions

Yesterday, in Message #1637, I told you what I think about the lack of manners exhibited by most people who use cellphones. Most disturbing … if their phone rings in the middle of a conversation, they completely ignore the person they're talking to and take the call.

Turns out a graduate of MIT – Stefan Marti – has developed a technology intended to eliminate such undesirable interruptions. Based on the theory that "the caller has no way of knowing if he has chosen a good time to cut in," Marti's elaborate system silently surveys the members of any nearby group and allows the call to go through only if they unanimously agree. Everyone in the group has to have a device that is in wireless contact with their cellphone and a special ring that they wear on their finger. The device can tell who you're in conversation with by comparing your speech patterns with those of people nearby.

Kinda crazy, isn't it? Especially when you considering that the problem Marti's insanely complicated scheme is trying to solve could be easily fixed by nothing more than old-fashioned good manners.

- Michael Masterson

*
Advertisement *

This Kind of Success Allows You to Banish Debt!

Imagine going out to your mailbox and instead of bills finding a check for $3,453.78. Or a check for $5,725.39. Or a check for $75,367.67. (I got one in that amount just a few months ago.) And getting those checks day after day!

Can you visualize your success?

It's not an unreasonable desire to have a nice home for your family… to be a good provider… to see your kids enjoy the finer things… to have a little bit of security for yourself and your family. My goal now is to retire with at least $5 million in five years.

Whether it’s from a home office, from your den, from your kitchen table, even from your bedroom if you need to – there's no reason why you can't do the exact same thing I did.

And, I'm going to show you how to do it even faster and easier than I did.

Here’s the proof:

http://www.isecureonline.com/Reports/700SCBMO/E700G1J6/

Word
to the Wise: Myrmidon

A "myrmidon" (MUR-muh-don) is a loyal follower – especially one who executes orders without question, protest, or pity.

Example (as used by Bruce Fein in a Washington Times article titled "Follow U.S. War Crimes Advice"): "He risked assassination, torture or … retaliation, the defining signatures of Mr. Milosevic and his ultranationalist myrmidons"

Michael
Masterson
Copyright ETR, LLC, 2006

Have a Question for Michael Masterson?

Have a question for Michael Masterson? Want to know the secrets to his success? Have a perplexing business problem? ETR welcomes your thoughts. Post them online at

http://speakoutforum.com/forum/

or send questions directly to Support@EarlyToRise.Com

Ensure that Early to Rise gets delivered to your email
box, click below:http://www.earlytorise.com/whitelisting.htm

If you'd like to suggest Early To Rise to a friend, please
point them to:http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com

or email support@earlytorise.com

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Cellphone Rudeness

Friday, January 27th, 2006

Dear ETR Reader,

The promise of technology is to make our lives simpler and better … but oftentimes it has exactly the opposite effect.

Today, Michael Masterson explains how to fight – and win – the battle against cellphone rudeness.

- Charlie Byrne

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Friday , January 27, 2006
Message #1637

WEALTHY: How high can oil prices climb?

HEALTHY: A terrible idea!

WISE: "Miss Manners" on a general rule of etiquette

ALSO IN THIS ISSUE:

The new cellphone rules (Michael Masterson)

Another gem from the ever-quotable Dave Barry

Add the word "egregious" to your vocabulary

*
Highly Recommended*

Guerrilla Stock Trading System

I look at complex charts and graphs all the time. And—I’ll tell you—it’s not easy on the eyes or brain.

And yet…I do it because by figuring out where a stock is headed over the following days, you can make good money relatively quickly.

Who wouldn’t like to get a piece of that action, especially now that the stock market may be settling into a sluggish period?

But before you jump into short-term trading, you should be aware of some of the things
you shouldn’t do.

For one thing, don’t invest out of desperation. Don’t start accepting higher risks for smaller returns. That’s one slippery slope.

For another thing, don’t tie up your money in vehicles that are safe but give out returns so small you need a magnifying glass to notice them. You can do better than that.

And don’t go out and buy the first trading system that dazzle you. Some of them are excellent… but many of them aren’t.

For those of you who would like to pocket gains in days rather than months or years—and who wouldn’t if it can be done with minimal risk—a trading system may be just the thing.

It should be a trading system that both works and is transparent. That’s right…you need to know exactly how and why it works. Otherwise, you’re flying blind and that’s dangerous.

I don’t like the feeling of not knowing what you’re doing when you’re handing over your hard-earned cash, and neither should you.

I know just one trade system that does this. It operates on common sense—and not by betting on obscure price movement patterns (the double reversal back flip—quick—is that a bullish price movement or an Olympic-rated dive?) that mean little to you.

To really understand this trade system, you need to stop looking at the market as being made up of thousands of stocks you trade on.

That’s how I used to look at the market until a super-successful trader friend of mine set me straight one day.

He said the market is really made up of thousands of talking heads, whose gossip and news you trade on.

There are really only two consistent truths about the stock market, he explained. Unexpected news will drive a share price up or down, and that knee-jerk price movement is usually only temporary.

As one who tries to follow the news, I found it blindingly obvious once he explained to me that it’s not all about NEWS but about HOW PEOPLE INTERPRET THE NEWS.

There are news stories about publicly-traded companies being released all day every day.

Some are really good and some are so poorly written that they become ‘hidden gems’ about potentially good news or bad.

This trade service is awfully good at sorting out all this babble and spotting which news stories will actually drive a stock up briefly, so you can quickly jump on for the ride—make money—and get out again.

It’s called The Guerrilla Stock Trading System, andas far as I know, it’s a one-of-a-kind system. You better believe I’ve tried it. It really works.

*
Advertisement *

Setting Goals –And Sticking To Them – Will Help You Achieve Financial Independence

Don’t take our word for it. That’s the headline from an AP article than ran in hundreds of newspapers across the nation last week.

"This is definitely the time of year to get things started," was how Barry Armstrong, a Boston financial planner with Woodbury Financial Services put it.

"For some people, it's a bitter message. There are things that you don't like doing. But they have to be done."

Former waitress Pamela Newman went from hand-to-mouth living to owning two condominiums in the San Diego area. What did it take? Resolve.

Resolve to make 2006 the year you kick it up a notch. Here’s how:

http://www.isecureonline.com/Reports/700SGB/E700G115/

Pumping Oil

Demand for oil should rise by 1.8 to 2.0 mbpd (million barrels per day) this year and oil production should fall by more than that. So there's only one way oil prices can go … and it ain't down.

The only remaining question: How high will they climb?

While prices have cooled off since the $70 per barrel that oil reached last summer (summer being the season when energy products are most in demand), next summer is barely five months away … and oil futures for March delivery are still trading around $66 a barrel.

I think oil will hit $80 a barrel at some point next summer before taking a breather for the rest of the year.

I recommend that you invest a small portion of your portfolio in an energy-based stock such as BlackRock Global Energy and Resources Trust or an energy-based mutual fund like Oppenheimer Real Asset Fund. You might also be interested in taking a look at my newsletter, The Skeptical Advisor, which has three little-known oil plays in its portfolio of stock recommendations.

- Andrew Gordon

"A general rule of etiquette is that one apologizes for the unfortunate occurrence, but the unthinkable is unmentionable."

- Judith Martin ("Miss Manners")

Cellphone Rudeness

By Michael Masterson

I was waiting in line at my neighborhood bookstore when I became aware of a struggle going on behind me.

"I thought I told you to turn that thing off," snapped a woman in gray slacks. She was scolding her son, whose cellphone was ringing. I hadn't even noticed the sound – a sad testament to how cellphones have become woven into the tapestry of everyday life.

The kid – high school age, scuffed sneakers and baggy jeans – started fumbling around in his backpack, trying to find the offending item.

"Out!" his mother commanded. "Go wait in the car." She practically threw her keys at the boy, who slunk out the door.

To my surprise, the woman turned to me and apologized. "I don't mean to yell. I'm just so fed up with cellphones!"

The woman – who introduced herself as Beth – explained that she teaches math at a local community college. And, she told me, she is constantly reprimanding her students for paying more attention to their cellphones than to their work. "This morning," she said, "one student actually answered her phone to tell the caller that she was in the middle of her calculus test! And even if they turn off the ringers, they still text-message one another."

The blatant use of cellphones, anywhere and any time, has become commonly accepted behavior. Perhaps that's why Beth's students seem to be unaware of what they are doing. And while I've never personally experienced such an egregious display of rudeness, I have noticed that most people have few to no manners when it comes to their mobile phones.

It's the damnedest thing. You are having a conversation with someone, their cellphone starts ringing, and – without even excusing themselves – they open it up and start talking to someone else. You stand there, feeling like a fool … and wait.

Cellphone calls routinely disrupt personal conversations, business conversations, meetings, speeches, ceremonies, and even religious services. The only attempts made to curtail this modern menace are in theaters and concert halls – as if entertainment were the only thing more important than instant communication.

In the old days, we followed an informal set of rules. The first rule was universal: Except in dire emergencies, ongoing conversations should not be interrupted. If you wanted to say something, you would wait your turn. There was also a rule that related to the intensity of the conversation: The more serious it was, the stricter the prohibitions against butting in. And, finally, there was an acknowledged hierarchy: Children deferred to adults, students to teachers, employees to their bosses, and so on.

Call it respect … call it courtesy … all that is out the window. Any conversation, regardless of how important, intimate, or urgent, is now brought to a screeching halt the moment someone's phone goes off.

Of course, I am something of a hypocrite when it comes to most causes I advocate – and this one is no exception. Although I feel mistreated when someone I'm speaking with answers his cellphone, I have the strongest urge to answer mine whenever and wherever it rings.

Most of the time, I'm happy to say, I resist the temptation. My phone is set to vibrate silently before it starts ringing. So if it starts vibrating during a conversation, I reach into my pocket and cancel the call … without my conversation partner even knowing that I got it. (On most cellphones, you can do this simply by pressing an external button.)

But few people have any sense of manners when it comes to their cellphones. Which is why I'd like to offer you six rules for polite cellphone use":

1. If you must be available to callers, put your phone on vibrate. Leave the room immediately if a call comes in.

2. Never talk on the phone while conducting business face to face with someone else.

3. If the lights are out, turn off your phone. Audiences in playhouses, theaters, cinemas, and observatories want to concentrate on what they're watching/listening to.

4. Keep your voice down. No need for everyone in the room to hear what you're saying.

5. Do not discuss private business or personal matters in the presence of other people. Put the caller on hold and move to an isolated area. Or reschedule the conversation.

6. Don't bring your cellphone to job interviews, weddings, funerals, church, business meetings, presentations, court, museums, or the library.

Follow these suggestions and your friends and colleagues will appreciate your full attention. Your fellow theater-goers will appreciate your silence. And you and your dinner companion will enjoy an uninterrupted meal.

[Ed. Note: We know of two laws banning the public use of cellphones - one in New York City performance venues (with a fine of $50) and one in Huntington Beach, California libraries (with a fine of up to $1,000). Good idea? Bad idea? Let us know what you think on Speak Out.]

Today's
Action Plan

If you and your cellphone are joined at the hip (so to speak), try to reduce your dependence on it by leaving the thing at home once in a while. You may find that you relish the freedom from people who want "just a minute of your time" – at the worst possible times. And you may find that you'll enjoy that meeting/evening/event more fully without worrying that it will ring at an awkward moment or constantly checking for calls.

*
Advertisement *

Options Buyers Lose Money 85% of the Time…
Here's How to Turn Their Losses Into YOUR Gains!

A brilliant mathematician has unleashed a "secret weapon" that can give YOU the "house advantage" every time options buyers roll the dice. And if you have just 3 minutes a week, you could use his system to turn $10,000 into $210,582. Here's how you get in…

http://www.isecureonline.com/Reports/3M2/E3M2G100/

Why Don't We Just Put Statin Drugs in the Drinking Water?

In Message #1575, I wrote an article criticizing Lipitor and the "less than honest" methods Big Pharma uses to promote cholesterol-lowering drugs. I described one of the ways these companies use to selectively report statistics to exaggerate the benefits and bury the risks.

I'm not surprised that they do this. Statins are the biggest-selling drugs in history. There are tens of billions of dollars at stake. But what does surprise me is that many otherwise intelligent medical professionals have bought the propaganda.

For example …

My article provoked one cardiologist to claim that I was using "cheap scare tactics" to dissuade people from taking statins. When he suggested "putting them in the drinking water" as a way to reduce the health care budget, my jaw hit the floor.

At the current cost of Lipitor, that would be a $407 billion annual experiment. And because statins are harmful to pregnant women, I expect the public would quickly react to the resulting increase in birth defects. Finally, since the manufacturers themselves say that statins have "not been shown to prevent heart disease or heart attacks," I'm not sure what benefit would be gained by having the entire population consume these drugs in uncontrolled amounts.

But the doctor did provide a more reasonable rebuttal to my article. In tomorrow's ETR, I'll respond to that part of his argument.

In the meantime, we want to hear from you. To read the cardiologist's e-mail to me – and/or to comment (pro or con) on the use and marketing of cholesterol-lowering drugs – please visit the ETR Speak Out forum.

-Jon Herring

Worth Quoting: A Tax Tip From Dave Barry

"Here's a tax saving opportunity few taxpayers take advantage of. Instead of simply writing your name, write your name plus the word DECEASED."

(Source: Dave Barry's Money Secrets)

*
Advertisement *

I Have Banked Over One Million Dollars Each Year For The Last 2 Years!

I wake up each day and can hardly believe it myself – and all because I decided to suspend my disbelief and try something new. I had nothing to lose by trying.

Insanity is, after all, doing the same thing day after day and expecting different results!

So. . . why not just copy me with absolutely no risk and in the comfort of your own home? Here’s how to start today:

http://www.isecureonline.com/Reports/700STIII/E700G1J4

Word
to the Wise: Egregious

Something that is "egregious" (ih-GREE-jus) is conspicuously bad or offensive. The word is derived from the Latin "egregius" ("outstanding").

Example (as I used it today): "While I've never personally experienced such an egregious display of rudeness, I have noticed that most people have few to no manners when it comes to their mobile phones."

Michael
Masterson
Copyright ETR, LLC, 2006

Have a Question for Michael Masterson?

Have a question for Michael Masterson? Want to know the secrets to his success? Have a perplexing business problem? ETR welcomes your thoughts. Post them online at

http://speakoutforum.com/forum/

or send questions directly to Support@EarlyToRise.Com

Ensure that Early to Rise gets delivered to your email
box, click below:http://www.earlytorise.com/whitelisting.htm

If you'd like to suggest Early To Rise to a friend, please
point them to:http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com

or email support@earlytorise.com

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Give Your Customer One More Reason to Buy

Thursday, January 26th, 2006

Dear Reader,

Make just a few simple improvements in the way you state your guarantee and you can increase sales by as much as 40%.

Today, Will Newman tells you how.

- Charlie Byrne

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Thursday , January 26, 2006
Message #1636

WEALTHY: Why you should be concerned about the "renminbi"

HEALTHY: Overdosing on Tylenol? Really?

WISE: Democritus on trust

ALSO IN THIS ISSUE:

The real reason to guarantee your product (Will Newman)

An idea that could reduce our state budgets by millions (Michael Masterson)

Add the word "perorate" to your vocabulary

*
Advertisement *

How Would You Like To Turn $3,500 Into $50 Million?

Those are the kind of results that Gene Schwartz helped Boardroom Inc. achieve.

When you learn to master the art of advertising and promotion from Gene, the world will beat a path to your door. You will not only have success convincing people to buy your products, but also your ideas, concepts, and beliefs. Power and money decisively travel toward those who are persuasive.

Many of the marketers who had the fortune to work with Schwartz have built multimillion-dollar empires using his ideas. Now, what’s stopping you?

Here’s how to get started today:

http://www.isecureonline.com/Reports/700SGSBA/E700G1J2/

Will There Be a Chinese Currency Devaluation in 2006?

What China does with its currency shouldn't matter so much, but it does. That's because we have a humungous trade deficit with China. When they revalued the renminbi last year, it was supposed to help our trade balance by making the import of Chinese goods more expensive. Didn't happen.

The Chinese gave the renminbi the slightest of pushes upward – not enough to make a noticeable difference. And the only reason they did it was to stop the whining in Congress about how Chinese products were being kept artificially cheap.

Pretty much the same thing could again happen this year. If Congress makes a stink about our trade deficit with China, the Chinese government will again pretend to take action … but will move the renminbi just a few percentage points up in value against the dollar. Other Asian countries will follow suit and refrain from any serious revaluation of their currencies.

I recommend that you make sure your international investments are well diversified among Europe, Asia, and South America. Asian currencies may rise against the dollar anyway – on the strength of Asian economic growth – but so might the euro against the dollar. There will be no obvious currency plays in Asia this year.

- Andrew Gordon

[Ed. Note: Andrew Gordon, ETR's financial expert, is the editor of The Skeptical Advisor, our investment newsletter. Check it out at http://skepticaladvisor.com.]

"Do not trust all men, but trust men of worth; the former course is silly, the latter a mark of prudence."

- Democritus

Give Your Customer One More Reason to Buy

By Will Newman

Has this ever happened when you were thinking about making a purchase through direct mail?

You're on the verge of buying, but you aren't quite convinced. You need something to give you that final push to spend your money.

What's holding you back? Maybe you're concerned that the product isn't exactly what you want. Or that it won't work like you think it will. Or that the color won't be what you're expecting.

So you hunt for reassurance in the form of a guarantee. But you can't find it. You keep searching until you finally spot it … in tiny, 8-point type … in a footnote.

When I have trouble finding the guarantee, I won't buy. When a guarantee is hidden, it tells me one thing: They don't want me to see it. They don't want to lose money on a return.

Instead, they lose my sale.

What's wrong with these guys? Don't they understand that a guarantee is NOT simply a promise to return the customer's money? These marketing numbskulls are missing the guarantee's true power.

You offer a guarantee because it's the right thing to do. It's honorable. It's fair. But most important, it can be the final push that cements your sale. Your guarantee is one more chance to enhance your credibility and establish trust.

By the time you're ready to ask for the sale at the end of your sales letter, your prospect is almost persuaded to give you his money. But he needs a bit more convincing. His fears of being ripped off and/or ridiculed for making the purchase need to be put to rest. In other words, he needs an irresistible guarantee.

An irresistible guarantee lets the prospect think, "If I don't like it, I can always get my money back." This eases some of his fears.

But he needs more assurance.

The guarantee should also make him think, "If they didn't think the product worked, they wouldn't be offering my money back. They really must think it's good." At this stage, your prospect has put aside all of his fears. He now feels that he's in control. And you have strengthened his trust in your company/product.

Finally, the guarantee should make him say to himself, "And if my wife gives me any grief about spending $229 on this reel, I can reassure her that if it isn't perfect, I get my money back."

Goodbye ridicule, doubt, and regrets.

Composing a guarantee is definitely NOT a case of shorter is better. Don't ramble, but take your time so you can truly convince your prospect that you care about his satisfaction … and what he thinks of you. Two or three short paragraphs are usually enough.

Avoid guarantees that say something like: "And if you're not convinced X-omel is all we say it is, we'll give back your money." How does this convince me that you're an honorable person? What it says to me is that whoever wrote the sales letter felt he had to stick in a guarantee … so here it is.

Several years ago, I wrote a guarantee that was perfect for that particular promotion (for a financial product):

"When I was growing up, a man's handshake was as good as any piece of paper a lawyer could ever write. I miss those days when a man's word was his bond. So here's my 'handshake.' Here's my promise to you that you will …"

Then followed a brief summary of the product's core promise and an exposition of the terms of the guarantee.

This guarantee worked because our prospect universe consisted of men over 55 who remembered the good old days of the handshake-promise.

In structuring your guarantee, don't forget to include reassurances like "no questions asked" or "no hassle" and "you can keep all of the free gifts … our thank you for giving us a try."

I have to say that no guarantee – no matter how well written – will make the sale if the rest of the sales letter is weak. But a convincing, irresistible guarantee will increase your credibility … and your sales.

Notes From MM's Journal: Thoughts on the Cost of Crime

In Connecticut, it costs about $25,000 a year to house a prisoner. At least, that's the number that state officials admit to. Actually, it costs much more. If you consider all the costs of putting people in jail – the courts, the state-appointed lawyers, the probation officers, etc. – the cost is astronomical.

In 2003, for example, there were 19,320 inmates in Connecticut state prisons. So, by my calculations, citizens of that state paid at least $483 million that year for "corrections."

Yes, it covers all those criminals who got away with murder. And those innocent citizens unjustly accused. Still, when you think about the cost of processing crime, you begin to wonder whether it's worth it.

Wouldn't it be better to let Americans defend themselves? The truth is that most crimes are prevented not by the police but by the protective measures citizens themselves employ: locks and dogs and, much less frequently, guns.

And what would be so wrong with allowing citizens to mete out their own justice? Sure, there would be the occasional "overreaction" and maybe a few longstanding blood feuds … but at least the state treasury wouldn't be taxed.

Okay! Okay! I'm going too far. Still, you can't deny that it's an unbelievable waste of money to keep some of these people in jail. I mean, really.

Of the people spending time in state prisons, how many of them are there for drug-related offenses? My guess would be about a third. That means a third of our current state budgets for corrections might be eliminated simply by taking the same sensible approach to drugs that some European countries and American cities have taken: legalizing them.

The war on drugs is even more stupid than the war on terrorism. Both are ridiculously expensive and neither can be won. But at least the war on terrorism is trying to eliminate something that nobody wants. Drugs? We are a country that thrives on them.

The only difference between the drugs that our upper classes enjoy and those that land our poor in jail is the cost to society. Rich people usually pay for their own drug habits. The correctional "solution" for dealing with drug offenders simply adds more to the financial burden of caring for the poor that's already borne by our taxes.

- Michael Masterson

*
Advertisement *

Take Control of Your Destiny

Do you struggle to get ahead both professionally and personally? Do you wonder why your ideas are never taken seriously at work? Have your friends noticed a change in you, and it’s not a positive one? If you're not getting everything you want…

…then you need to read Michael Masterson's new book, Power and Persuasion: How to Command Success in Business and Your Personal Life.
Power and Persuasion will show you how to almost instantly become a "highly effective person"…the kind of person who succeeds where others fail…who instinctively knows how to burst through roadblocks and obstacles that leave others stumped and stalled.

If you follow the advice in Power and Persuasion, you'll quickly find yourself transformed into the kind of person who enjoys the wealth and prosperity reserved for those who succeed…where everyone else has failed.
Order Power and Persuasion today!

http://www.isecureonline.com/Reports/700SPAP/E700G127/

Today's
Action Plan

Should drugs be legalized? This is a hot issue – for many reasons. Let us know what you think on Speak Out.

"Harmless" Tylenol Can Wreck Your Liver

If you are one of the millions of people who pop over-the-counter pain medicines like they are M&Ms, you'd better think about what you're doing. They can be far more dangerous than you might believe. Consider Tylenol (acetaminophen), for example.

Poisoning by an acetaminophen overdose is the leading cause of acute liver failure in the United States. (In some cases, liver failure occurred at only half the recommended maximum daily dose.) While some of these overdoses are suicide attempts, the other half are unintentional. And those can be even more deadly. Because if the doctor doesn't know that this is the cause of a patient's symptoms, he won't be able to immediately administer the correct treatment.

When you take acetaminophen, it becomes toxic in your liver. Your liver discharges the vital nutrient glutathione to offset the toxic effect. But extended use of acetaminophen (or an overdose) can deplete the supply of glutathione, potentially leading to liver failure. Combine this with alcohol consumption and you have a prescription for disaster.

There are a number of natural therapies that have been proven to alleviate pain and inflammation. But if you must use acetaminophen, Dr. Robert Jay Rowen suggests that you also supplement with nutrients that help your body recycle and produce more glutathione. These include N-acetyl cysteine (NAC), Vitamin C, alpha lipoic acid, and selenium.

(Reference: Eurekalert)

- Jon Herring

*
Advertisement *

2% to 5% Return Per TEN MINUTES? You Bet!!

Put your money in the bank and you might get a 4% interest rate. But what if you could make 2% to 5% on your money… PER TEN MINUTES!!

You can. And you can do it every day that you please (as long as the market is open). That’s right. I have just discovered a simple, and incredibly reliable system that can tell you which stocks are likely to rise and fall… and when!

People who use this system properly are making several profitable trades almost EVERY day the market is open. Find out how you could turn $1,000 into $345,061 in just 10 weeks!

http://www.isecureonline.com/Reports/700SSTS/E700G1C4/

Word
to the Wise: Perorate

To "perorate" (PUR-uh-rayt) is to speak or expound at length. It is derived from the Latin "orare" ("to speak").

Example (as used by Annie Dillard in a New York Times article titled "The Leg in the Christmas Stocking"): "Our mother favored a staccato, stand-up style; if our father could perorate, she could condense."

Michael
Masterson
Copyright ETR, LLC, 2006

Have a Question for Michael Masterson?

Have a question for Michael Masterson? Want to know the secrets to his success? Have a perplexing business problem? ETR welcomes your thoughts. Post them online at

http://speakoutforum.com/forum/

or send questions directly to Support@EarlyToRise.Com

Ensure that Early to Rise gets delivered to your email
box, click below:http://www.earlytorise.com/whitelisting.htm

If you'd like to suggest Early To Rise to a friend, please
point them to:http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com

or email support@earlytorise.com

Nothing
in this e-mail should be considered personalized investment
advice. Although our employees may answer your general
customer service questions, they are not licensed under
securities laws to address your particular investment
situation. No communication by our employees to you should
be deemed as personalized investment advice.We
expressly forbid our writers from having a financial interest
in any security recommended to our readers. All of our
employees and agents must wait 24 hours after on-line
publication or 72 hours after the mailing of printed-only
publication prior to following an initial recommendation.Any
investments recommended in this letter should be made
only after consulting with your investment advisor and
only after reviewing the prospectus or financial statements
of the company.

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Picking “Ugly” Can Give You Beautiful Returns

Wednesday, January 25th, 2006

Dear Reader,

With the S&P 500 gaining just 3% in 2005, the stock market didn't have a good year. But, Andrew Gordon, editor of The Skeptical Advisor, had a very year with the recommendations he made for his subscribers.

Learn how he picks value stocks in today's essay.

- Michael Masterson

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Wednesday , January 25, 2006
Message #1635

WEALTHY: How to find winners – even in this sluggish 2006 market (Andrew Gordon)

HEALTHY: Fish? Fish oil? HUGE difference!

WISE: Warren Buffett on choosing companies to invest in

ALSO IN THIS ISSUE:

One thing that makes a "killer" ad (Clayton Makepeace)

Helping your kids pay for college – without paying for it yourself (Michael Masterson)

Add the word "epistolary" to your vocabulary

*
Advertisement *

The Real Estate Supernova Unleashed by Katrina

The share price of this little known real estate company began climbing several months ago. Then Katrina happened. Now its price has ignited, up 6% during the last two weeks alone.

But that’s just the beginning of the effect Katrina is having on this company. To get in before its price really goes crazy, you need TO ACT NOW. Click here for all the details.

http://www.isecureonline.com/Reports/TSA/ETSAG100/

"Why not invest your assets in the companies you really like? As Mae West said, 'Too much of a good thing can be wonderful.'"

- Warren Buffett

Picking "Ugly" Can Give You Beautiful Returns

By Andrew Gordon

So far, I've made eight picks for subscribers of my Skeptical Advisor newsletter (beginning with the first issue in May 2005).

If you had acted on my first three recommendations, you would have had a return of 19.3% on two of them and a loss of 5.6% on the other one.

If you had acted on my next three recommendations, two of them would have brought you total gains of 45.3% and one would have given you a loss of 13.3%.

My most recent two picks are too new to show any meaningful results.

You can see a couple of things right away: (1) My overall returns were much higher than the S&P 500. (2) For every two winners, I also had a loser. (But they were losers that issue generous dividends of up to 8%-plus. So with these stocks, as long as you're not selling, you're still earning a nice return.)

All my stock picks went for absurdly low prices. That's because – as I've mentioned many times before in ETR – I'm a value investor. And, as a value investor, I pick beat-up (or "ugly") stocks that, for one reason or another, have had their prices driven down.

Two of my picks have fallen even further since my recommendation – but I'm not worried. Let's take a close look at one of them – a stock in the newspaper sector.

A Cautionary Tale

The newspaper sector doesn't get much respect these days. Circulation is falling, and ad revenues are being siphoned off by online media.

But the company I recommended was developing its online business, from within, by coupling online offerings with the traditional hardcopy issues. And the strategy was working. Revenues from online operations were making a fast-growing contribution to overall revenue growth.

So what happened?

Nobody noticed. Or cared. The company failed to make a dent in the widely held misconception that newspaper companies are terminally stuck in a business model that no longer works.

My newspaper-sector pick had great cash numbers, nice margins, and superb valuation numbers. However, its revenue and earnings growth was a notch below the previous year's. Though I believe the three B's (beach, bathroom, and bedroom) will prevent printed newspapers from ever sliding into oblivion, investors usually don't give companies in struggling sectors the benefit of the doubt.

Even the venerable Warren Buffett weighed in against the newspaper industry.

I remember asking myself at the time, "Does a receding tide sink all ships?"

The answer was and still is "no."

Beat-up sectors turn things around when some of their companies begin to bounce back – doing things better or figuring out a different way to make money. So if more newspaper companies can figure out a way to make money from selling their content to online providers, revenues would immediately pick up and investor sentiment could change in a hurry.

How Two Ugly Companies Changed Investors' Minds

One of my biggest winners – a company that owns amusement parks – did just that. It figured out how to make more money by tweaking its cost structure.

Investors don't like the amusement park industry much, because they think this kind of entertainment peaked long ago. But this company had the brilliant idea to let a restaurant chain make all the food at its parks – and to get part of the profits and a sizable fee in return for granting the privilege. Now, investors see a bright light at the end of the tunnel that's impossible to ignore. And that has made all the difference in the world to the share price of this company.

One step up from the lowly status of a beat-up sector is a sector that is slowing down. That pretty much describes where I found one of my other big winners: in the real estate investment trust (REIT) sector.

Before last year, this sector was making some of the highest returns – over 30% a year – in the market. Many market observers expected REITs to slow down … and they did.

Then, last May, a certain REIT that was getting no respect from Wall Street caught my attention. It had exciting ownership with a strong record of success and a simple plan on how to grow revenues in a real estate market that was getting more competitive by the day.

It hasn't carried out its plan flawlessly, but well enough to significantly increase revenue and reduce costs. As a result, in barely 7 months, the company's stock has risen 14%. Plus, it gives out a big dividend of over 7%. Needless to say, Wall Street likes it a lot more now.

3 Things You Need to Know to Get the Most Out of Your "Ugly" Picks

This year, we're dealing with a sluggish stock market that could be further weighed down by more struggling sectors than last year. So here's how I recommend approaching it …

1. If you're choosing a value company in a beat-up sector, you have to choose a truly exceptional company – a company with strong performance numbers in earnings and cash flow growth (as opposed to only outstanding value numbers).

2. When you select a beat-up company in a beat-up sector, understand that you're going against prevailing Wall Street sentiment … not once, but twice. Because investors are even more wary of companies in sectors that just keep on underwhelming, these stocks have to beat out longer odds.

3. Take away the top 10% and bottom 10% of the way any company is performing in the stock market, and you can paint the rest with an optimistic or a pessimistic brush … and probably make a compelling case either way. Is the company poised to reach new heights? Or has it seen its best days and a slow decline is right around the corner? You don't really know, of course, until you take a hard look at the company.

But if you're looking at a company in a sector that's beat up – or a sector that isn't quite beat up but that makes investors nervous – the situation is a little different. In those cases, most investors would gravitate to the pessimistic story. And because of that – even if you have good reason to believe the optimistic story – that stock is going to take longer to go up, because the Wall Street crowd is not investing. At least not now.

This all adds up to the bar being set higher for companies in the really beat-up sectors. It's no coincidence that my biggest winners (so far) for The Skeptical Advisor have been in middling sectors (amusement parks and real estate) that made investors nervous but did not trigger their flight impulse.

Not all my picks have been in downtrodden sectors or sectors easing into a period of slower growth. (My stock selections in the oil & gas and commodity sectors are doing quite nicely.) But as a value investor, you also must be willing to troll the second-tier sectors and below to find potential winners.

[Ed. Note: Andrew Gordon, ETR's financial expert, is the editor of The Skeptical Advisor, our investment newsletter. Check it out at ).]

Today's
Action Plan

Patience is required for making value investments, in general. But investing in value companies in beat-up sectors requires an almost saintly patience. Andrew makes the point today that though it may be hard to pick the right "ugly" companies, it's worth the effort. Your patience could be rewarded by huge gains … even in a flat market like the one we're dealing with this year.

If you're interested in learning more about the way Andrew picks value stocks – as well as getting in on his future stock selections – you might want to subscribe to The Skeptical Advisor ).

*
Advertisement *

I Own A Business That's Going To Have Total Sales Of $3.5 Million This Year…

And I started it with nothing. NOTHING.

Nada. Zip. N-O-T-H-I-N-G.

If I did it, you can too.

I'm going to show you the secrets of how to start a business like mine … from a home office, from your den, from your kitchen table, from your bedroom if you need to!

Even if you live in a one-bedroom apartment, there's no reason why you can't do the exact same thing I did.

And, I'm going to show you how to do it even faster and easier than I did.

Let me explain…

http://www.isecureonline.com/Reports/700SCBMO/E700G1J1/

Reader Feedback: "I am a relative newcomer to the world of investing."

I am a relative newcomer to the world of investing. In recent months, I have subscribed to every opportunity investment & income advice newsletter that has come to me. I am in the process of weeding out what I don't want to continue, based on value and my trust in the advice given. So far on my definitely keep list is Michael Masterson's ETR. I only wish I had the foresight and knowledge a long time ago to find it. ETR is having a tremendous impact on how I view life's values and my family's future financial well being.

"I am not a 'penny miser,' but in this day of the Internet, someone has to gain my confidence in their abilities before I will spend my hard earned money for their advice. It is my belief that Michael Masterson is to be commended for sharing some of his knowledge with us 'the uninformed masses.' I gain more confidence every day that I can trust him to help guide my decisions today, tomorrow, and far into the future."

- John McClintock

The Dominant-Emotion Approach to Selling

Think about it for a moment, and I'm sure you'll agree: The vast majority of the money that flows through consumers' hands each year is spent to meet their emotional needs – NOT merely to satisfy their justifiable needs for physical survival.

We can physically survive if we have air, water, a little raw food, and just enough shelter to keep us from freezing to death in winter. Air and water can be had for free. The food and shelter sufficient for survival can be had for pennies a day.

So if 99% of our purchase decisions are made to address an emotional need – doesn't it make sense for you to appeal directly to those emotions when attempting to sell your product?

Instead of simply reciting benefits and reasons why the prospect should buy, killer ads recognize, validate, and directly address powerful emotions that the prospect already has about those benefits (or the lack of them).

This "dominant-emotion" approach works especially well in mature or skeptical markets – when the ad recognizes and validates negative feelings the prospect has about a particular type of product, and then demonstrates why this product is different and, therefore, better.

- Clayton Makepeace

[Ed. Note: Clayton Makepeace offers help in reaping maximum profits through the Internet, direct mail, and print advertising every week in his e-zine The Total Package. Learn 177 of his surprising secrets that have doubled his clients' profits in a year and quadrupled them in 36 months in his newly published e-book "Double Your Profits in 12 Months or Less!" Learn More )]

Does Fish Oil Contain Dangerous Mercury?

As you know, I am strongly in favor of taking a daily fish oil supplement. I am also strongly against eating most fish, because it is frequently contaminated with mercury. This begs the question: If the fish are contaminated with mercury, would not the oil from those fish also be contaminated?

A reader, SC, writes:

"I took salmon oil for several years, but recently stopped after I read that wild salmon is one of the biggest carriers of mercury. How much mercury are you ingesting from salmon oil? Is there a non-mercury-laden fish oil? Mercury toxicity is serious business. What are your thoughts on this?"

First, wild Alaskan salmon) is one of the very few fish that is usually free of mercury, and I highly recommend it. It is FARM-raised salmon that commonly contains mercury, PCBs, and other contaminants. That's why I caution you against eating farmed salmon.

Now … what about fish oil?

Fish oils are produced by a process called "molecular distillation." By its very nature, this process removes most contaminants, including mercury. Consumer Labs) recently tested 41 leading brands of omega-3 fish oil, and found ALL of them to be mercury-free. However, a few brands were spoiled (fish oil is very susceptible to oxidation), and one brand had only HALF of the claimed omega-3s.

That's why you should stick to reputable products. Carlson's lemon-flavored fish oil (in the bottle) is the brand I recommend. It was approved by Consumer Labs on all counts.

- Jon Herring

It's Good to Know: Sending Your Kids to College

If you have children, grandchildren, or nieces/nephews who are about to enter their college years, encourage them to go to college. College graduates, studies show, not only earn substantially more than non-graduates, they also do better in every other aspect of life (including health and fitness).

So get your progeny to go to college and, if you can, help them a little. Keep in mind that costs are rising. The average tuition and room & board for a four-year public college or university is now $12,127. And it's more than twice that ($29,000) for a private college.

Don't give them everything – they need to learn how to support themselves – but try to give them something. At the very least, give them good advice about the many forms of financial aid that are available. For example, some students can qualify for aid by filling out an Application for Federal Student Aid (FAFSA). A student not only needs to do this to get a federal-based Pell grant ($4,050 for low-income applicants), the FAFSA is also used by a lot of state- and university-based assistance programs. Students can also finance their tuition by taking out federal loans. The most popular is the Stafford, which charges a fixed rate of 6.8% over the life of the loan.

- Michael Masterson

*
Advertisement *

240 Pages That Will Make You Almost Automatically Powerful

When you discover the secrets to developing two essential traits of every successful person, you will hold they keys to massive personal power…
…and everything you long for will immediately come within your grasp.

Michael Masterson reveals these secrets and more in his new book Power and Persuasion: How to Command Success in Business and Your Personal Life.

Power and Persuasion will show you;

how to almost instantly become a “highly effective person”
how to instinctively know how to burst through roadblocks and obstacles that leave others stumped and stalled
how to recognize good ideas and ACT on them

In Power and Persuasion you’ll learn the art of getting people excited about your ideas…wanting to see them through to the end…and happily doing whatever is necessary to make your vision a reality.

Order Power and Persuasion today!

Word
to the Wise: Epistolary

Something that is "epistolary" (ih-PIS-tuh-lur-ee) is written in the form of or composed of letters/correspondence. The word is derived from the Latin "epistola" ("epistle").

Example (as used by Palm Beach Post Books Editor Scott Eyman in a review of Mademoiselle Benoir): "I confess to a weakness for epistolary novels. I think I respond to the implicit discipline, the idea of telling a story from one or two limited points of view. If a writer can pull that off, you know they're good."

Michael
Masterson
Copyright ETR, LLC, 2006

Have a Question for Michael Masterson?

Have a question for Michael Masterson? Want to know the secrets to his success? Have a perplexing business problem? ETR welcomes your thoughts. Post them online at

http://speakoutforum.com/forum/

or send questions directly to Support@EarlyToRise.Com

Ensure that Early to Rise gets delivered to your email
box, click below:http://www.earlytorise.com/whitelisting.htm

If you'd like to suggest Early To Rise to a friend, please
point them to:http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com

or email support@earlytorise.com

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

The Cause of (and Cure for) My Obesity

Tuesday, January 24th, 2006

Dear ETR Reader,

In today’s essay, my good friend Shane Ellison, M.Sc., will tell you how to lose weight effortlessly, get the lean, toned body you want, radically improve your health, and master one of your body’s most important hormones.

We hope you enjoy this issue of ETR.

Jon Herring
ETR Health Editor

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Tuesday , January 24, 2006
Message #1634

WEALTHY: The only mutual fund you should be investing in this year

HEALTHY: Could this be "the master control of all disease"? (Shane Ellison)

WISE: Dave Barry on Grape Nuts

ALSO IN THIS ISSUE:

Which side of this debate are you on? (Michael Masterson)

4 words that you should be writing on the back of all your credit cards (Will Newman)

Add the word "buss" to your vocabulary

*
Advertisement *

“You Could be Just ONE DEAL Away from a Luxury Retirement!”

You already KNOW property is at the root of the world’s wealthy. The question is… Which TYPE of property?!” You could retire with just one deal using the super real estate technique of the world's wealthiest people…

Click here to get all the details:

http://www.isecureonline.com/Reports/700SODFR/E700G1H2/

The Best Mutual Fund for 2006

I don't think mutual funds will do all that well this year. Heck, I don't think the stock market will do all that well this year. But there's one mutual fund I feel very good about. It's U.S. Global Resources Fund (PSPFX), a no-load fund specializing in natural-resource stocks.

It has a phenomenal short-term and long-term track record. Last year, it returned more than 70% on investors' money. Over the last 10 years, it has returned 15% average annual total return – easily outperforming the majority of mutual funds. In the last three years alone, a $10,000 investment in PSPFX would have more than quadrupled in value. Small wonder that Morningstar and Standard & Poor's give it a five-star rating.

PSPFX is capable of matching or topping this year's 70%-growth performance. Even if it doesn't, it's poised to get double-digit returns. So I recommend that you invest a small portion of your portfolio in PSPFX.

- Andrew Gordon

[Ed. Note: Andrew Gordon, ETR's financial expert, is the editor of The Skeptical Advisor, our investment newsletter. Check it out at http://skepticaladvisor.com.]

"The reason it's called 'Grape Nuts' is that it contains 'dextrose,' which is also sometimes called 'grape sugar,' and also because 'Grape Nuts' is catchier, in terms of marketing, than 'A Cross Between Gerbil Food and Gravel,' which is what it tastes like."

- Dave Barry

The Cause of (and Cure for) My Obesity

By Shane Ellison, M.Sc.

I have been rail thin … and I have also carried more fat than I'd like to admit to. As a college wrestler, I was 4% body fat. In my late 20s, I ballooned to a whopping 30% body fat. I felt weak, tired, edgy, depressed, and was haunted by a constant craving for food – usually anything that had sugar. Disgusted with myself, I was determined to lose the unwanted fat while building more muscle … in the shortest amount of time.

As an organic chemist trained in biochemistry, I scrutinized every available way to lose fat. I studied volumes of research on fad diets, the "food pyramid," and strenuous exercise programs. I mapped out the actions of purported fat-loss drugs like Wellbutrin, Phentermine, Xenical, Clenbuterol, Meridia, and amphetamines. What I learned was that these things could provide only temporary fat loss, at best, while putting my health at risk.

Digging deeper into science, I discovered that I could lose fat and gain solid muscle by adopting some simple habits that would help control a single hormone in my body: insulin!

Your body uses insulin to escort blood sugar and other nutrients into the muscle cells to be used for fuel. This keeps us alive and energized. However, too much insulin can be detrimental. It tells the body to store fat and, instead, use glucose for fuel. In addition, many hormonal systems that regulate appetite, mood, muscle growth, and even fertility are thrown out of whack by excess insulin. This state of imbalance leads to an addiction to sugar that has made the manufacturers of soda, juice, cereal, beer, and candy rich.

Most people have learned to pay attention to how many calories or grams of fat they put into their body. But they ignore the sugar. This is a deadly mistake. Low-calorie and low-fat foods tend to be loaded with sugar or "sugar mimics." These include sucrose, glucose, high-fructose corn syrup, monosodium glutamate, hydrolyzed proteins, trans-fat, and milk sugars such as lactose and maltose.

Looking back at my own eating habits, I see now that I was consuming sugar just about every time I put something into my mouth. Whether I was drinking a "sports drink," munching on a "health food" bar, or eating Campbell's soup, I was consuming some type of sugar. And that meant I was headed toward more treacherous health problems than just obesity.

Long-term, sugar consumption can turn this metabolic nightmare into a living hell. Habitually high insulin levels lead to a medical condition known as insulin resistance or Syndrome X.

The excess insulin numbs the muscle cells. Instead of allowing the glucose in so it can be used as fuel, the cells no longer react to it. Unable to gain entry into those cells, glucose remains in the bloodstream. Blood sugar skyrockets. Recognizing the rise in blood glucose, the pancreas produces even more insulin. Insulin and glucose overload leads to hypertension, heart disease, diabetes, and cancer. Aging accelerates so fast in people who suffer from insulin resistance that it can erase 10 years from their lives!

Alarmed by what I learned, I was now wildly motivated to control my insulin. And it wasn't difficult. I never went hungry. I never counted calories. I never suffered in the gym. I learned how to control my insulin by changing a few lifestyle habits. Doing so allowed me to burn fat day and night. My body innately knew when to eat and how much to eat.

By controlling my insulin, I descended from 30% body fat to a lean 12% body fat in 90 days. During that time, I gained six pounds of muscle. I had abundant energy all day. My mood was consistently upbeat. My physical and mental endurance was at an all-time high. My productivity quadrupled. With my newfound habits, I felt like I had found the Holy Grail of effortless fat loss. I awoke from my metabolic nightmare and freed myself from the impending health crisis that 80 million Americans are now faced with.

Here are the steps I took:

I learned to exercise properly. Proper exercise and insulin resistance cannot co-exist. I did interval training, which consisted of short bursts of intense exercise separated by short rest periods. And I worked out with weights 3 times per week. I attained the best results when I exercised first thing in the morning, before breakfast.

I quit sugar and sugar mimics. I scrutinized every food label to ensure that there were no sugars. If something tasted sweet, I didn't eat it – not even fruit for the first 90 days. I quit all soda and fruit juice and replaced it with purified water, water with squeezed lemon, or green tea. Instead of artificial sweeteners, I used only the natural sweetener Stevia.

I avoided dieting. Lowering food intake and dieting teaches the body to store fat. I ate a meal every 3-4 hours until I was totally full. My meals focused on healthy fat, vegetables, and protein. I ate grass-fed beef, eggs (the whole egg), pork, fish, whey isolate (free of sugar and artificial flavors), beans, chicken, organic salads (at least every other day), steamed vegetables, blueberries, coconut oil, organic bread with REAL butter, cashews, almonds, sunflower seeds, and avocados.

I got more sunshine. I exposed at least half of my body to sunshine for 15-20 minutes per day. There are numerous studies which show that sun exposure helps to normalize insulin and blood glucose levels. I also noticed that it helped control my appetite and mood.

I drank more water. Drinking water has been shown to increase thermogenesis by up to 30%, activating the body's natural ability to burn fat. I drank 16 ounces of purified water upon waking in the morning and 10 minutes before every meal.

I used supplements. As a drug chemist, I knew that nutritional supplements could be useful. After all, the vast majority of drugs are derived from natural nutritional sources. But it wasn't until I fully embraced them that I experienced their powerful benefits. To mobilize my fat and intensify my workouts, I used a thermogenic aid: a 30% extract from citrus aurantium mixed with other supportive herbs. To increase my insulin sensitivity, I used a 1% banaba extract with cinnamon and red ginseng. To help with digestion and circulation, I supplemented with cayenne pepper. To mitigate my intense sugar cravings, I used the essential amino acid L-tryptophan.

I cheated. In order to ensure that I could stick to my habits long-term, I cheated once a week. During this time, I did and ate whatever I wanted.

And I am thrilled to say that as other people heard about what I had done – and applied it – they had the same success, perhaps even greater. Consider Frank Dannenberg. At 5' 4", Frank weighed 205 pounds. He was a three-time heart attack victim and Type II diabetic. At a mere 58 years old, Frank was planning his own funeral. After following my recommendations for 90 days, Frank lost 23 pounds of fat, gained 10 pounds of muscle, and reversed his diabetes. With his newfound health, he also abandoned nine prescription drugs!

Without a doubt, the benefits of controlling insulin go beyond fat loss. Insulin control is the long-awaited panacea that Americans have been searching for. Physician David Katz, Director of the Prevention Research Center at Yale Medical School, summed it up best. He suggested that learning how to regulate insulin could be the master control of all disease, not just obesity.

[Ed. Note: Shane Ellison holds a master's degree in organic chemistry and has firsthand experience in drug design. After abandoning his career as a medical chemist, he dedicated himself to stopping prescription-drug hype. He is an internationally recognized authority on therapeutic nutrition and author of Health Myths Exposed and The Hidden Truth about Cholesterol-Lowering Drugs. His books (and other offers) can be found at www.healthmyths.net.]

Today's
Action Plan

Start exercising, cut down on sugar (read the labels!), and drink more water to lessen your sugar cravings.

*
Advertisement *

I'd Have Called Them Crazy — Or Worse!

If anyone told me I could bank thousands in just 24 hours. . .without any product of my own. . .without spending a penny on getting it or promoting it, I'd have said they were nuts.

I could so easily have missed out, but luckily I was so SICK of my very stressful job that I just had to try something new. So I took a decision that just this once I would overcome my skeptical nature and give it a go.

Boy, am I glad I did!

The great news is — you can do the same as me ! Here’s how:

http://www.isecureonline.com/Reports/700STIII/E700G1H9/

A Million Little Lies

By Michael Masterson

People have been arguing about whether James Frey should be criticized for making up portions of his Oprah-fueled, best-selling memoir, A Million Little Pieces. His defendants – including Random House and Oprah – argue that the book is "really about recovering from drug addiction" and that the "made-up parts" (about spending three months in jail and punching a cop, among other things) aren't relevant. His critics – me included – think he's given the book industry another well-deserved black eye.

A Million Little Pieces is supposedly an inspiring book. But if the author lied about the troubles he got into due to his addiction, why wouldn't he also lie about the troubles he got out of by virtue of his willpower?

Oprah isn't asking those questions. And the reason she's not – I think – is because she believes that the book's message (that you can overcome anything, including addiction) is true. In her view, Frey's lies can be ignored so long as the story he tells conveys a general truth – one that is useful. (Oprah said that the whole thing was much ado about nothing, that there were "hundreds of thousands of people whose lives have been changed by this book.")

This is the same sort of rationale that had liars like Jack Kelley at USA Today and Jayson Blair at The New York Times arguing that their fictionalized reportage should have been tolerated (nay, praised) because they were showing their readers a "deeper" truth about society.

Of course, these are not truths at all. They are personal perspectives. Big difference. Frey may be doing the right thing to argue the case that anyone can overcome addiction. But if he uses his own story to support his claim, we have a right to expect that the essential details of his story are accurate.

I am not suggesting that memoirs must be exhaustively researched works of precise and provable fact. In fact, I think it's perfectly okay to say, "I don't remember the details of that day, but this is what I think happened." Had Frey said, "I got picked up by the police for this … and I might even have been arrested. I was so loaded at the time, I didn't know," he would have provided the book with the support for his greater argument – that he was down and got up again – without betraying the trust of his reader.

When I write about my experiences in ETR, I don't always remember the precise details of every deal I made or every dollar I earned. But when I am not sure, I use words like "about" and "approximately." Unlike Frey, I really have been in jail and I really have wrestled with a cop. (More than one cop, actually.) And if you keep reading ETR, I'll tell you about it.

One thing you won't have to worry about: that in an effort to change your life, I will simply make up stuff.

- Michael Masterson

It's Good to Know: Credit-Card Protection

While not a foolproof way to keep someone from using your credit card if it gets lost or stolen, you can add a layer of self-protection. Instead of signing your name in the space provided, print (clearly and in permanent ink) "ASK FOR PHOTO ID." And if the clerk, waiter, or "sales associate" doesn't ask for your ID, give them grief.

- Will Newman

*
Advertisement *

240 Pages That Will Make You Almost Automatically Powerful

Michael Masterson reveals these secrets and more in his new book Power and Persuasion: How to Command Success in Business and Your Personal Life.

Power and Persuasion will show you;

Order Power and Persuasion today!

Word
to the Wise: Buss

A "buss" is a playful little kiss. Not to be confused with a "bus." (Well, you know what that is.)

Example: "Lucky guesser gets a buss upon his plucky kisser." (William H. Gass, Cartesian Sonata and Other Novellas)

Michael
Masterson
Copyright ETR, LLC, 2006

ALL CONTENTS OF THIS E-MAIL ARE COPYRIGHT 2006 BY ETR,
LLC.

ALL RIGHTS RESERVED: REPRODUCING ANY PART OF THIS DOCUMENT
IS PROHIBITED WITHOUT THE EXPRESS WRITTEN CONSENT OF EARLY
TO RISE. Protected by U.S. Copyright Law {Title 17 U.S.C. Section
101 et seq., Title 18 U.S.C. Section 2319}: Infringements
can be punishable by up to 5 years in prison and $250,000
in fines. Are you having trouble receiving Early to Rise messages?
Ensure that Early to Rise gets delivered to your email
box, click below:

http://www.earlytorise.com/whitelisting.htm If you'd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

Have a question for Michael Masterson? Want to know the secrets to his success? Have a perplexing business problem? ETR welcomes your thoughts.

Post them online at
http://speakoutforum.com/forum/

or send questions directly to Support@EarlyToRise.Com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

The inclusion of an ad in ETR does not constitute an explicit
endorsement. It does mean that as far as I know the product
is not a rip-off. When I really like a product and want
you to buy it I'll tell you explicitly. Otherwise, view
these ads the way you would commercials on TV or display
ads in the back of your favorite magazine. Check them
out. Make a decision. If you don't like, ask for a refund.
(All products sold here will carry refunds.)

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Women in Business: Glass Ceiling? What Glass Ceiling?

Monday, January 23rd, 2006

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Salting the Record

Saturday, January 21st, 2006

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Saturday , January 21, 2006
Message #1632

WEALTHY: How interest rates are going to affect you in 2006

HEALTHY: Is your workout doing more harm than good? (Michael Masterson)

WISE: Immanuel Kant on ethics

ALSO IN THIS ISSUE:

Mr. Hawkins' $300,000 mistake (Robert Ringer)

A treat for word lovers

Add the phrase "modus operandi" to your vocabulary

*
Advertisement *

Wall Street Has Some Great Opportunities…
IF You Already Have Money To Invest

If you want to see money now… today… here’s something you should get into immediately. I made $14,000 within my first 8 weeks. Then I got serious and started to make real money… including over $100,000 CASH in a single month… twice!!I

t’s the simplest, easiest and most direct way to make quick cash. And you can use the same secrets I have to make millions in the last eight years. In fact I've proven that it works hundreds of times!

http://www.isecureonline.com/Reports/700SWFQC/E700G1F1/

The Attributes of People Who Have Personal Power, #11 of 12:

They don't become therapists for their employees

"Don't spend too much time solving problems and answering employee complaints. Succumbing to this temptation steals valuable time from more profitable endeavors … and reinforces the nonproductive behavior of the employee. While you might listen briefly, make it clear that the solution lies with him, not you.

"If you have a chronic complainer on your hands, you may want to give them a formal procedure to follow before they come to you with another problem."

- Michael Masterson

[Ed. Note: Since January 10th, we have been excerpting highlights from Michael Masterson's new book Power and Persuasion. Look for the final excerpt in this series on Monday. Meanwhile, if you would like to learn no-B.S. secrets for commanding success in your personal and business life, based on Michael's 40 years of down-in-the-trenches business experience, you can pick up a copy here: http://www.powerandpersuasion.com.]

Will Interest Rates Continue to Rise?

Interest rates going up is plain bad news. Suddenly, you're paying more on your credit cards and variable-rate loans. Even the stock market doesn't like rising interest rates. It goes flat or down when rates go up. If rate hikes continue, the U.S. will probably suffer a major economic slowdown. Fortunately, the Fed seems to realize this.

It's hard to make serious money while using your "extra" income to pay interest on a debt – so I hope you're not planning to take out any new loans (except for real estate). But if you really need to do it, do it NOW. Rates will be going up a little more before the Fed puts the brakes on sometime in the spring or early summer (at the latest). At that point, I suggest you wait a few months – if you can – because interest rates will be at their peak. Then look around. Rates aren't going to get worse … and they may improve a little.

- Andrew Gordon

[Ed. Note: Andrew Gordon, ETR's financial expert, is the editor of The Skeptical Advisor, our investment newsletter. Check it out at http://skepticaladvisor.com.]

"In law a man is guilty when he violates the rights of others. In ethics he is guilty if he only thinks of doing so."

- Immanuel Kant

Salting the Record

By Robert Ringer

The form of the real estate brokerage business may have changed since the advent of nationwide brokerage firms, but the substance has not. Human nature is the same today as it was when Century 21 first came on the scene back in 1974. Indeed, the same as it was in 1974 B.C.!

And when it comes to the real estate brokerage business, a reality of human nature is that the real estate agent who allows himself to be intimidated by the buyer or seller of a property (or, worse, both) is a real estate agent asking to be separated from his commission.

To put it more succinctly, such an agent is likely to be on the receiving end of a commissiondectomy – a delicate surgical procedure aimed at removing all or part of his commission from his grasp. From the aspect of pain, a commissiondectomy might justifiably be described as the equivalent of having a hemorrhoid operation and root canal performed simultaneously.

Sadly, far too many real estate agents practically volunteer for this excruciating procedure by not taking certain actions – e.g., binding either the buyer or seller in writing, taking control of the deal, and refusing to relinquish that control until their agreed-upon commission has cleared the bank. A recent front-page story in The Wall Street Journal underscores the importance of these actions.

Nantucket, Massachusetts is the setting for the commissiondectomy described in the aforementioned Wall Street Journal article. Nantucket Island is the kind of place that is inhabited mainly by the super-rich – and, of course, rich-widow stalkers like John Kerry.

The Nantucket saga involves a broker by the name of J. Craig Hawkins and socialite Catherine R. Clifton, daughter of Ralph Roberts, founder of Comcast Corp. Mrs. Clifton's husband, Anthony, is also along for the ride. Ringer Rule No. 328: All other things being equal, the greater his or her "high-society" factor, the more likely the person is to shaft you in a business deal.

In Chapter 7 of To Be or Not to Be Intimidated?, I tell the story of the owner of a large apartment development in St. Louis who spent a great deal of time trying to impress me with his credentials. He went to great lengths to expound on the virtues of dealing only with people like himself whose integrity and ethical standards are beyond reproach.

I nodded my head on cue as he doled out such cliches as, "Life is too short to deal with unethical people." His Saddam-like grin had the aura of a neon sign flashing the words "Trust me."

It wasn't until I had experienced a sufficient number of commissiondectomies that I was able to identify such talk as a sure sign that the person with whom I was speaking was either a rapist, murderer, criminal-defense attorney, or (worst of all) unethical real estate developer.

So, welcome to the world, Mr. Hawkins. Had you read my book, you would have known better than to spend months showing Mrs. Clifton properties all over Nantucket Island without having a signed agreement.

When Hawkins finally got around to presenting Mrs. Clifton and her husband with an agreement to represent them, she decided that she didn't want to deal with him anymore. Her unofficial occupation is professional philanthropist, but you'd never convince Mr. Hawkins of that. Echoing the sentiments of Marie Antoinette, Mrs. Clifton's attitude toward poor Craig Hawkins was "Let him eat Big Macs!"

One of the properties Hawkins showed Mrs. Clifton happened to be a $15.5 million, 25-acre waterfront home, which she and her husband ultimately purchased. Right now, the listing broker and another company that "helped market the property" are set to split a Trump-sized commission of $600,000 – without even a bone in there for poor Mr. Hawkins.

Hawkins' company, Maury People Inc., has filed a lawsuit, but not against Mrs. Clifton. After all, unless it's in writing, a buyer has no obligation to a real estate agent. So Hawkins' company instead filed suit against the listing broker and the estate of the owner of the property.

In an affidavit, Mrs. Clifton admitted that Hawkins had originally shown her the property clear back in 2001, then again in June 2005. She also said that Hawkins "seemed to be steering me strongly" toward two other properties. This is a classic kind of irrelevant, gobbledygook argument spewed out by buyers and sellers who are intent on performing a commissiondectomy on a real estate agent.

And, as a gobbledygook bonus, Mrs. Clifton claimed that Hawkins hadn't shown her any "particularized information" on the property. Which is a euphemism for "He didn't print out a couple of multiple-listing sheets from his computer."

Attention Mr. Hawkins: You screwed up! You may as well have trusted Kofi Annan to hold your wallet for you while you went for a jog.

Having been through many commissiondectomies in my early days as a real estate broker, I am, quite naturally, sympathetic to Mr. Hawkins' plight. So I can only hope that he will learn from his mistake. Which means not expending an ounce of energy on future deals until he has something in writing from either the buyer or seller.

I should point out that in real life, buyers rarely enter into signed agreements with real estate agents. Most brokerage agreements are between a listing broker and the seller of a property.

So, how does a guy protect himself when he's showing a prospective buyer around? He "salts the record"! I first heard this term from an attorney who was explaining to me how important it is to document your dealings in great detail. I specifically recall his using the Clintons as an example of people who have mastered this art. He opined that their conscientious salting of the record is the primary reason why they themselves aren't salted away in some federal prison.

How could Mr. Hawkins have salted the record to help his cause? For one thing, he should have been in contact with the listing broker of the house the first time he showed the property to Mrs. Clifton. When I was in the real estate brokerage business – somewhere around the time Cro-Magnon man first appeared on earth – I made it a point to inundate sellers and listing brokers with certified letters. In those letters, I registered the names of prospective buyers, and kept the sellers and brokers abreast of my activities with those buyers.

To put it mildly, this made me quite unpopular with those on the receiving end of my certified mail. They deeply resented the implication that I didn't trust them. Nevertheless, I'm proud to say that I stuck to my modus operandi, which was somewhat similar to the soon-to-be-born Ronald Reagan philosophy: Trust, but verify.

Today, of course, it's not necessary to irritate sellers and listing brokers with certified mail. It's much more subtle, much easier, and much more effective to create a phone record via both regular telephones and cellphones. And, best of all, by using lots of e-mail.

This operational strategy is not by any means restricted to the real estate brokerage business. Regardless of your profession, you'll find that salting the record is always a prudent strategy. And don't be shy about erring on the side of more salt rather than less. It can be tedious work, but well worth your time.

In the case of Mr. Hawkins, a heavily salted record could have made it much more likely that he and his company would be awarded 25%-50% of the $600,000 commission due from the sale of the property. In other words, $150,000 to $300,000. For that kind of money, I'm willing to salt until my wrist falls off my arm.

Of course, the best possible way to avoid these kinds of legal hassles is to make it a point to deal with people whom you know, through firsthand experience, to be ethical and honorable. Unfortunately, in the world of real estate, that eliminates the vast majority of buyers and sellers. Which is why I'm now an author instead of a real estate broker.

Come to think of it, dealing with publishers isn't exactly a walk in the park, either. They've been committing genocide against authors for centuries.

[Ed. Note: If you are among the millions who appreciate the wit and wisdom of Robert Ringer, then be sure to sign up for Robert’s brand new e-letter, A Voice of Sanity in an Insane World, delivered twice a month. You can sign up by visiting Robert’s new website.]

*
Advertisement *

Setting Goals — And Sticking To Them – Will Help You Achieve Financial Independence

Don’t take our word for it. That’s the headline from an AP article than ran in hundreds of newspapers across the nation last week.

"This is definitely the time of year to get things started," was how Barry Armstrong, a Boston financial planner with Woodbury Financial Services put it.

"For some people, it's a bitter message. There are things that you don't like doing. But they have to be done."

Former waitress Pamela Newman went from hand-to-mouth living to owning two condominiums in the San Diego area. What did it take? Resolve.

Resolve to make 2006 the year you kick it up a notch. Here’s how:

http://www.isecureonline.com/Reports/700SGB/E700G115/

Beware of Young, Enthusiastic Fitness Coaches

By Michael Masterson

I was lifting weights in 1962, and have been reading about physical fitness for 40 years. Most of the personal trainers I talk to don't know a fraction of what I know. And yet, I wouldn't pretend to be an expert.

As my friend JM says, "A personal trainer is just someone who takes a six-week course and gets a certification. Six weeks doesn't teach you shit." (JM is a physical therapist, a qualified Pilates instructor, and has been teaching fitness to Navy Seals and professional dancers for many years.)

The worst kind of fitness trainers are the young kids who believe their mission is to get you to work harder than you've ever worked before. They yell at their clients and encourage them to do more reps with weights, without having any idea of how the body really works or how it ages.

I watched a terrible example of this – a clip of "The Greatest Loser" – on the plane recently. "The Greatest Loser" is a reality TV show that challenges extremely obese people to lose maximum poundage. The very idea of the show is stupid – and one of their instructors is an absolute maniac.

She was screaming at some pathetic 275-pound woman to run faster on the treadmill without using her hands. The woman kept saying, "I can't! I can't. If I let go, I'll fall!" And the 116-pound fitness instructor screamed even louder, "Damn it! If I tell you to release your hands, release them!"

So the dangerously obese lady – whose tendons and ligaments were not ready for this kind of running in the first place (forgetting about the pace) – did what she was told … and promptly fell off the machine and hurt herself.

My good friend EP and his wife had a similar experience. Their trainer was in incredible shape and believed that they should be in the same shape. Why? I don't know. Because he worked out two hours every day … and EP and his wife are 50-something professionals.

They were challenged by his tough workouts, and kept with him for several years. But they were always in pain and/or injured. Finally, I told them, "Don't you think it's stupid to be walking around in pain all the time? What's the purpose of all this working out, anyway? Yes, it can get your bones and muscles working better. But that's not happening for you. You are walking around crippled. And it won't help you defend against heart attacks or cancer. (You need to use Dr. Sears' PACE program for that.)

They took my advice – which was to dictate the lessons themselves, to slow them down, to lift less weight, and to spend much more time stretching. Now, they are pain-free and looking better.

Not all fitness trainers are bad. On "The Biggest Loser," one of two trainers was very good. He took time to interview his clients, assess their fitness, and determine their goals. He didn't treat them like soldiers in his private platoon. He treated them like the enormously obese and unhealthy people that they were.

The bottom line is this: Don't expect your personal trainer to know what kind of workout is best for you. Rely on what you read in ETR and on what your body is telling you … and adjust your workout accordingly.

Today's
Action Plan

If you are overweight, over 40, or over-stressed don't allow your personal trainer to push you too fast. Moving too quickly is a great way to get injured. And getting injured is a great way to sabotage your chances for success.

It's your body. Be in charge of it.

It's Good to Know: A Radio Show for Word Lovers

If you love word play and fast-paced, intelligent entertainment, you'll love "Says You!" Described as "a game of words and whimsy, bluff and bluster," this 30-minute radio program will keep you laughing while it challenges your brain.

Go to www.wgbh.org/radio/saysyou/ to find a station in your area that carries it. If you can't find one near you, some stations do Web broadcasts. And you can purchase the shows (individually and by subscription) from www.audible.com.

- Will Newman

*
Advertisement *

Show Up At Work Only When You Want To

Once you have one or two of these nice little side-businesses off the ground (it won’t take as much time as you think), you’ll be able to let your best employees run things…allowing you time to golf…fish…travel…do all the things in life you’ve wanted to but never had the time or money!

It’s a technique that big businesses use all the time, but few small business owners think of. Or else they think it’s too complicated.

Truth is, this secret system is “sophisticated” –- but also very easy. That’s because we’ve already done the hard part for you.

Paolo Torres says "I studied your strategies and, although this isn’t usual, this month I actually earned over $15,000 in commissions."

Find out how Paolo did it, and how you can do it too:

http://www.isecureonline.com/Reports/700SPLMB/E700G1G5/

Word
to the Wise: Operandi

A person's "modus operandi" (moh-dus op-uh-RAN-dee) is the way he functions or operates. The phrase is derived from the Latin: "mode" + "operari" ("to work").

Example (as used by Robert Ringer today): "I'm proud to say that I stuck to my modus operandi, which was somewhat similar to the soon-to-be-born Ronald Reagan philosophy: Trust, but verify."

Michael
Masterson
Copyright ETR, LLC, 2006

ALL CONTENTS OF THIS E-MAIL ARE COPYRIGHT 2006 BY ETR,
LLC.

http://www.earlytorise.com/whitelisting.htm If you'd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

Have a question for Michael Masterson? Want to know the secrets to his success? Have a perplexing business problem? ETR welcomes your thoughts.

Post them online at
http://speakoutforum.com/forum/

or send questions directly to Support@EarlyToRise.Com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Escaping Debt – but Not the Guilt

Friday, January 20th, 2006

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Friday , January 20, 2006
Message #1631

WEALTHY: In debt? Who, me?! (Michael Masterson)

HEALTHY: Why these foods are such powerful cancer fighters

WISE: Adam Smith on happiness

ALSO IN THIS ISSUE:

An embarrassing experience that inspired a million-dollar business

Are people ignoring your memos? Get their attention with these 3 techniques …

Add the word "rictus" to your vocabulary

*
Advertisement *

Get People To Send You Their Money!

Like it or not, money is important in our society. You need to take wealth seriously for your spouse and your children. When you set up a profit generating program and make it a part of your life everything else will improve…

You'll be more confident

You can say goodbye to money-related stress and embarrassment

You can hold your head up knowing that the future is being taken care of

Your lifestyle will be generally more enjoyable

You owe it to yourself to look into this opportunity:

http://www.isecureonline.com/Reports/700SDMU/E700G1F4

The Attributes of People Who Have Personal Power, #10 of 12:

They understand proper teamwork

"Don't buy into the notion that teamwork means giving every person, every idea, every suggestion, and every interest equal support. Successful business leaders treat all of their team members with equal respect, but have different expectations for each one. Those expectations are based on individual performance, not idealistic beliefs.

"So, in essence, making a team work is not about blindly believing in equality. It's about recognizing and taking advantage of inequality."

- Michael Masterson

[Ed. Note: Through January 23rd, we are excerpting highlights from Michael Masterson's new book Power and Persuasion. If you would like to learn no-B.S. secrets for commanding success in your personal and business life, based on Michael's 40 years of down-in-the-trenches business experience, you can pick up a copy here: www.powerandpersuasion.com.]

"What can be added to the happiness of a man who is in health, out of debt, and has a clear conscience?"

- Adam Smith

Escaping Debt – but Not the Guilt

By Michael Masterson

Picked up the phone in my above-garage office – something I almost never do. (My time there is meant to be devoted to writing fiction.)

A lady on the line first asked for K and then for K's husband. She told me we were past-due on a cable bill.

"But we don't have cable," I told her, feeling a little victimized. "We don't even own a television."

"You have a computer, don't you?" she asked.

"Well, sure. We've got a number of computers."

"This is in reference to your Internet charges. Your account is delinquent."

Had K missed a payment? Or was she fighting some perceived infraction by the cable company? In either case, it made me feel guilty. Not a little guilty, but like a kid caught with his hand in the cookie jar.

"Well, gee," I stammered. "I don't actually pay the bills."

"Right," she said. (I could almost see the eyes rolling.)

"I swear. I mean, I pay the bills that come to the office. Or, rather, my assistant does. Maybe you'd like to call her?"

"Let me just give you a number to call," she said. Tell them your wife's name and they will be able to help you make whatever adjustments are needed."

"But I don't need adjustments," I pleaded. "I'm financially independent. I write books on the subject!"

"I'm sure you do," she sighed. (Eyes rolling again.) "Just make the call, sir." And then the dreaded dial tone.

It's been a long time since I carried any debt. More than 20 years. Paying off my mortgage and every other monetary obligation my family had was my first financial priority after I started making a lot of money. I paid off that mortgage – it was for something like $600,000 – about two years after the day I decided to get rich. (I tell the story of what happened that day in Automatic Wealth.) Six months later, I had zero debt.

You can get rid of your debt if you want to. And you don't have to deprive yourself to do so. I've always been a big spender and I've never been able to break that bad habit. So when I decided to get wealthy, I realized that the only way I could defeat debt was to earn a lot more than I was spending.

And that's what I did. I quadrupled my income in 12 months. And I tripled it the following year. As my income increased 30 times, I kept on spending (in fact, I spent more than ever), but I didn't make the mistake of increasing my spending 30 times.

By limiting my spending growth and letting my income growth ride, I was able to pay off my very significant debts in a relatively short amount of time. Since then, I have put an increasingly larger portion of my income into investments. And they, in turn, have grown in equity and produce income of their own. All this income goes back into savings.

I am still an extravagant spender by my own standards – but compared to what other people with my net worth spend, I'm a hardcore tightwad.

You can do the same, regardless of what kind of financial situation you are in now. You can enjoy the spending you are doing now … and go on to pay off your debts and create a sizeable net worth of savings.

It all depends on a single objective: making the commitment to increase your income. And not a little. Drastically.

In fact, in Message #1618, I suggested that you make this one of your New Year's resolutions. I told you that there are two ways to go about it. And I said that you can (and should) do both at the same time: (1) Make yourself more valuable to the company you work for, and (2) supplement your salary by developing multiple streams of income.

If you want to know how to do both of those things, read Automatic Wealth.

And that will solve your financial problems forever.

But there's another kind of problem that it's not so easy to solve – especially if, like me, you grew up poor.

When that lady from the cable company spoke to me this morning, she made me feel horribly guilty about an overdue bill that was almost certainly a mistake. There was no logical reason for it. Yet this triggered the same feeling of worthlessness in relation to money that I had as a kid:

Your family is poor.

Poor means debt.

Debt is bad.

You are an inadequate human being.

It's easier to get out of debt and get rich than it is to shake those deep-rooted negative thoughts about yourself when you owe money. Getting wealthy is about getting free of debt. Getting emotionally healthy is about getting free of the guilt.

If I had started working on the guilt when I started working on getting wealthy, I'd be both healthy and wealthy today. But that's okay. I'm working on it now

Today's
Action Plan

Our emotional connection to money. It's interesting, isn't it? Let's hear from you about this subject on Speak Out.

*
Advertisement *

The One Thing You Can Count on to Make a Stock Go Up

What is the one thing you can (almost) always count on to make a stock go up in price? Good news… especially unexpected good news!

I just found a simple system that helps you identify the stories most likely to make a stock jump. You buy these stocks. Watch them go up. And then sell within a short time before the prices settles back down again.

Simple as that… and the system makes short work of the whole thing. With a week of practice, you should be picking AT LEAST 7 out of 10 winners. You won't believe what easy money this is!

http://www.isecureonline.com/Reports/700SSTS/E700G1C4/

Eat Your Crucifers

The cancer-fighting ability of cruciferous vegetables (like cabbage, turnip greens, kale, cauliflower, bok choy, broccoli, and Brussels sprouts) has been demonstrated in many studies. Much of this benefit has been attributed to compounds called isothiocyanates. These compounds can prevent normal cells from becoming cancerous – and they are found ONLY in cruciferous vegetables.

Researchers at the International Agency for Cancer Research recently studied a group of people with a genetic mutation that predisposes them to develop lung cancer. They found that when these people consumed cruciferous vegetables at least once a week, they were 72% less likely to get the disease.

Of course, the genotype of most people would not dictate the need for this much protection. But this study is just one more powerful piece of evidence concerning the cancer-fighting potential of these foods. You should make them a regular part of your diet.

- Jon Herring

Success Story: A New Approach to an Existing Business

Most 16-year-old boys may have little to zero interest in the business of flowers. Jonathan Barouch, however, was not like most 16-year-old boys. After an embarrassing prom-related experience at a florist shop, Barouch decided there had to be a better – and less humiliating – way to buy flowers. His online company is now one of the top three florists in Australia and New Zealand, generating more than $1 million in revenue.

Barouch founded FastFlowers.com in 1999, while still in high school. In the early days, the company struggled to compete with local florists. He also faced obstacles in the form of investors who were skeptical of his youth. But Barouch persevered. "It was a bit disheartening, but we didn't give up," he told Joanna Tovia of Finance News in a recent interview.

His persistence and tenacity have paid off. Fast Flowers has developed relationships with several larger corporations, including Qantas Visa, Westpac, Telstra Big Pond, Bendigo Bank, and American Express. The company delivers flowers to every city in Australia and every country in the world.

"It went from a joke bedroom business into a business that's kept me busy for six years," Barouch told Tovia. And the company continues to expand. It has recently begun to offer fruit baskets and gift hampers along with floral arrangements.

- Suzanne Richardson

It's Good to Know: 3 Quick Tips for Writing Better Memos

A good way to get people to pay attention to your memos is to write headlines for them. (See Message #192, "How to Be a Master Headline Writer".) Three to seven strong words separated from the rest of the text will hook your readers' interest and make them want to read more.

Make your memos (and letters) easy to read and understand by using (1) wide margins, (2) short, indented, single-sentence paragraphs, and (3) bulleted phrases.

When using bullets in a memo (or anywhere else), never begin each phrase with the same word. Instead, move that word up to the sentence that leads into the bulleted phrases so that the first word of each bullet is different. If possible, make those first words powerful – action verbs or strong adjectives.

*
Advertisement *

RETIRE OVERSEAS

Learn about the world's six best places to live or retire.

Live like royalty on $17 a day.

Own an exotic beachfront getaway for $35,000. Or a romantic pied-a-terre for under $60,000.

Enjoy fine restaurant dining for $7 per person. Employ a maid or gardener for $6 a day.

Buy comprehensive health insurance for $20 per month.

Get the details in your FREE report now.

http://www.isecureonline.com/Reports/IL/EILVG179/

Word
to the Wise: Rictus

A "rictus" (RIK-tus) is a gaping grin or grimace.

Example (as used by James Joyce in A Portrait of the Artist as a Young Man): "A rictus of cruel malignity lit up greyly their old bony faces."

Michael
Masterson
Copyright ETR, LLC, 2006

ALL CONTENTS OF THIS E-MAIL ARE COPYRIGHT 2006 BY ETR,
LLC.

http://www.earlytorise.com/whitelisting.htm If you'd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

Have a question for Michael Masterson? Want to know the secrets to his success? Have a perplexing business problem? ETR welcomes your thoughts.

Post them online at
http://speakoutforum.com/forum/

or send questions directly to Support@EarlyToRise.Com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Inside the Information Marketing Business, Part 1:

Thursday, January 19th, 2006

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Thursday , January 19, 2006
Message #1630

WEALTHY: A smart side business you ought to check into (Dan Kennedy)

HEALTHY: Is this pain reliever in your medicine cabinet? (Will Newman)

WISE: Ronald Reagan on the value of information

ALSO IN THIS ISSUE:

Why some people learn faster (Michael Masterson)

Pay less to call overseas

Add the word "tergiversation" to your vocabulary

*
Advertisement *

CHOLESTEROL 150 in just 10 days!

While drug giants spend billions promoting "cutting-edge" statin drugs, which have been linked to liver damage, hepatitis, muscle weakness, memory loss and even cancer, a far more powerful, natural breakthrough has been buried out of sight. Developed by world-renowned nutritionist John McDougall, MD, it's totally side-effect free.

Best of all, it works so remarkably fast, his patients are dropping sky-high cholesterol down to a rock-bottom 150. This is just one of many covered-up breakthroughs that are rampant in the medical community.

Read on…

http://www.bottomlinesecrets.com/blpnet/offers/order_yb2006_mag.html?sk=185769&sid=A011906A2A

The Attributes of People Who Have Personal Power, #9 of 12:

They listen as well as talk

"People with personal power listen first. After they're done listening, they listen some more. When they do speak, they measure their words and realize that, often, saying more means saying less. If you follow what I call 'The 3 Golden Rules of Listening,' you'll be on your way to becoming a great leader:

1. "Be quiet. Let the other person speak first. You'll be ahead of the game.

2. "Listen on two levels. First listen to the literal content and then to the emotional story behind it.

3. "Summarize before you present your case. Restate the speaker's thoughts and feelings to ensure that you understand him. It will make him grateful and more open to your ideas. But be careful not to devalue his ideas with the words you choose to make your summary."

- Michael Masterson

[Ed. Note: Through January 23rd, we are excerpting highlights from Michael Masterson's new book Power and Persuasion. If you would like to learn no-B.S. secrets for commanding success in your personal and business life, based on Michael's 40 years of down-in-the-trenches business experience, pick up a copy here: www.powerandpersuasion.com.]

"Information is the oxygen of the modern age. It seeps through the walls topped by barbed wire, it wafts across the electrified borders."

- Ronald Reagan

Inside the Information Marketing Business, Part 1:
What Is "Information Marketing," Anyway?

By Dan S. Kennedy

There have never been greater opportunities in the field of Information Marketing – for everyone from very experienced, successful entrepreneurs to rank beginners. As something of a "father" of the industry, I've been invited to contribute a series of articles about these opportunities to Early to Rise. And I thought I'd begin by defining what Information Marketing is … and giving you a quick preview of what you can expect in upcoming installments.

The Information Industry is responsive to and fueled by the ever-increasing pressure on people's time. It provides "how-to" information to businesspeople and consumers alike in conveniently packaged forms:

products like books, audio programs, videos and DVDs, which you might buy in a store, from a catalog, or online

magazines, newsletters, e-books, and membership websites

teleseminars and webinars

telecoaching programs

seminars and conferences

and combinations thereof

The possible topics are almost endless. People are buying information on every imaginable subject – from better sex, to teaching parrots to talk, to gardening, to investing in real estate foreclosures, to running businesses. Information Marketers identify a responsive market with high interest in a particular area, package information products and services matching that interest, and devise ways to sell and deliver them. (If you can name it, somebody is packaging and profitably selling information about it.)

I work very closely with more than 50 private clients in such businesses, and less directly with several hundred more. The Information Marketing businesses I am directly involved in generated millions of dollars in income in 2005. They doubled 2004, and are projected to again double in 2006. My "Platinum Group" of 18 info-marketers and my other private clients combined did over $200 million in business last year. But what's important to these entrepreneurs is that much of this is "lone wolf." They are small, quiet operators, many with home-based businesses, most with zero to no more than a few employees, working only part-time … and netting 7-figure profits.

These businesses cover subjects as diverse as:

yoga for golfers

investing in tax lien certificates

extreme fitness

persuasive speaking skills

how to get the opposite sex to approach you

how to make money on eBay

business-building information for restaurant owners, dentists, chiropractors, auto repair shop owners, real estate and insurance agents, retailers, pest control operators, and even professional magicians

Consider one of my Platinum Members, Rory Fatt, who owns Restaurant Marketing Systems. More than 100 restaurant owners each pay $10,000 yearly to be in his top-level coaching program. Nearly 4,000 buy and use his advertising, marketing, and business "kits" (information products that range in price from a few hundred to a few thousand dollars), and subscribe to his newsletter. Nearly 500 attend his annual multi-day conference. He also provides pre-fab websites, a loyalty points program (like a frequent flyer program), new-mover mailings, and other products and services. These products are all sold to restaurant owners by using print ads in trade journals, direct mail, websites and e-mail, and teleseminars.

It is a multi-million-dollar-a-year business that Rory built from scratch in about five years. He has only two employees, and he works from home most of the time. He takes a lot of time off to be with his family, and takes at least two extended vacations a year. But maybe what's most significant about his business is this: Rory's never owned, operated, or managed a restaurant.

Then there's Gene Kelly, who made over a million dollars last year selling gunsmithing and related home-study courses to hobbyists. And Dr. Paul Searby, a dentist who sold his practice only two years after creating his information businesses from scratch. Bringing in as much as $200,000 a week, Dr. Searby makes more in a month in Information Marketing, part-time, than he used to make in a year, full-time! Ron and Jill Wolforth have a similar income, selling information on "hitting" to parents of Little League baseball players.

I could go on and on and on.

I have been involved in Information Marketing for almost 30 years, and have watched the industry go from "mail-order" to the much bigger, broader, hugely profitable arena of opportunities it is today. I'm pleased to say I have literally invented some of the business models that people now routinely use to go from zero to $10,000 to $100,000 a month (and more) in just a matter of months.

One of the most important things you can learn from me about Information Marketing is how to create "business loops." For example, I have two new books coming out in just a few weeks: No B.S. Wealth Attraction for Entrepreneurs and No B.S. Direct Marketing for Non-Direct Marketing Businesses. These books will drive readers to websites and free teleseminars, where they will be introduced to my newsletters and become subscribers and members. Then, when my next book is published, it will be promoted to these subscribers via my newsletters. In other words, whenever I have a book published, it's already got a built-in audience.

There are a number of other "business loops" you can create with Information Marketing, each providing you with multiple streams of income. Whether your interest is in a sideline or retirement business with no stress, complete flexibility and portability, and a few thousand dollars a month of easy income … or a full-time business providing a high 6-figure or 7-figure income and (if you so desire) prominence, celebrity, and a saleable asset … one of the Information Marketing plans I've devised and perfected will fit you to a "T." I'll be telling you more about them in upcoming issues of Early to Rise.

[Ed Note: Dan Kennedy has enjoyed great success as a professional speaker, consultant, information marketer, and published author.

Dan has been called the "Professor of Harsh Reality," because he's provocative, irreverent, sarcastic, and tells it like it is in a disarmingly humorous way that cuts to the core of the issues. His faithful followers also refer to him as the "Millionaire-Maker." He moves with remarkable ease from one very different field to another, working with clients in dozens of different businesses, industries, and professions, and helping them earn as much as $400,000 in a single month.

If you are one of the first lucky 253 Early to Rise subscribers, you can take advantage of "The MOST INCREDIBLE GIFT EVER." Read all the details here:

http://www.dk3monthspecial.com/etr]

And keep your eyes open for the remaining articles in Dan's series on Information Marketing. Here's what he plans to cover:

How Great Incomes Are Made With Specialty Interest Newsletter Businesses Anyone Can Start for a Few Thousand Dollars

How the Most Reliable Business Model for Starting and Growing an Information Business Works

How to Make $100,000 to $1,000,000 in One Weekend Hosting Your Own Seminar Linked to Your Information Business

How to Make a Top Income in the Advice Business: Opportunities in Coaching, Tele-Coaching, and Consulting

Three Insider Secrets to Creating Wealth (Not Just Income) Through Information Marketing

*
Advertisement *

HOW TO MAKE A SIX-FIGURE INCOME TRAVELING THE WORLD

Learn travel secrets designed to fund your vacations and make you $100,000 or more a year as you explore the world like a VIP.

Last month, five savvy, sophisticated travelers met for a special round-table discussion about the three tools they use to consistently fund and profit from their vacations. To find out how you can get your hands on a recording of that call, visit: http://www.thetravelwriterslife.com/call/etr.

Listen to the call today and you'll receive $500 off our Lucrative Traveler Conference in February. Add that to the Early Bird discount and you’ll save a full $1,000.

http://www.thetravelwriterslife.com/call/etr

The Four Levels of Learning

By Michael Masterson

There are four levels of learning and, therefore, four levels at which to teach. Recognize the strengths and weaknesses of each, and you will be a much better teacher and student.

1. Telling It

The teacher conveys his knowledge by explaining it. This method often provides the most ego gratification to the teacher and the most entertainment value to the student. However, it is the teaching method that leaves the shallowest impression and is most easily forgotten.

2. Showing It

The teacher does more than talk in abstract terms. He demonstrates his knowledge. Sometimes, he shows pictures or diagrams of what he means. These visual clues help reinforce what he says and fill in the little gaps of misunderstanding or incomprehension that so easily arise when one is using only words. The student who is both told and shown something is much more likely to remember it.

3. Involving the Student

When a teacher involves his student in the learning process by getting him to actually practice the skill, the learning goes deeper. A student who has learned a skill by practicing it not only remembers its principles and elements but also understands how it feels.

4. Letting the Student Teach

The highest and final level of teaching is to supervise the student in teaching. Only when we teach a skill do we discover the limits of our knowledge – and only by identifying those gaps can we fill them in.

Today's
Action Plan

Think of the mentoring you are doing now. Which of these methods are you using? Make a commitment to develop a program that involves all four levels of teaching: telling, showing, involving, and then letting your student teach.

Think of the learning you are doing now. Which of these methods are your teachers using? Get them to show you more and involve you more – and then start to teach what you have learned to others.

Dealing With Painful Injuries the Natural Way

When you sprain, twist, or strain something – and the injury isn't serious enough for medical attention – what do you do to relieve the pain?

If you're like most Americans, you run to the medicine cabinet and choke down a handful of ibuprofen (Advil, Motrin) or acetaminophen (Tylenol). But these products have potential side effects (some very serious – like liver damage and death). So next time, try a natural approach. Rub arnica gel (available at most natural foods stores) on the injured area. In a relatively short time, the pain, bruising, and swelling will be diminished.

- Will Newman

[Ed. Note: Will Newman, a professional copywriter and a frequent contributor to ETR, is editor of AWAI's The Golden Thread newsletter. Subscribe to The Golden Thread here. ]

It's Good to Know: The VOIP Phone Service

If you do a lot of traveling, staying in touch with friends and family can eat up a significant chunk of your budget. Same goes for the folks back home. (Those overseas calls to you can be expensive.) A growing number of people who spend time overseas (part-time or full-time) have found a way around this. They use a phone service that relies on VOIP (Voice Over Internet Protocol) instead of conventional telephone networks.

(Source: International Living)

*
Advertisement *

LEARN THE TWO RULES OF POWER AND SUCCESS IN ONLY 3 HOURS

Would you like to control your own destiny? Command respect from your peers? Enjoy life to its fullest?

Then you need to learn the two universal rules of power and success.

Imagine the possibilities…your career or business take off… negotiations start going your way… deals turn in your favor…sales rise…your income rises even faster.

Imagine too…your personal life takes a turn for the better. You recapture your active lifestyle…friends comment on how you seem to be on some kind of wonderful roll…and you wake up in the morning feeling like you've discovered "a whole new you."

In his new book, Power and Persuasion: How to Command Success in Business and Your Personal Life, Michael Masterson will show you how to achieve total success in your business and personal life.

Power and Persuasion will show you:

how to almost instantly become a “highly effective person”

how to instinctively know how to burst through roadblocks and obstacles that leave others stumped and stalled

how to recognize good ideas and ACT on them

Order Power and Persuasion today!

http://www.isecureonline.com/Reports/700SPAP/E700G127/

Word
to the Wise: Tergiversation

"Tergiversation" (tur-jiv-ur-SAY-shun) is the act of being evasive or deliberately ambiguous. The verb form of the word is "tergiversate" ("tur-JIV-ur-sate"). It is derived from the Latin "tergiversari" ("to turn one's back").

Example (as used by Michael Norman in a New York Times article titled "When an Author's Words Are Sold by the Pound"): "Like most writers, I have always championed thrift. … Not long ago, however, I experienced an extraordinary tergiversation. Now I'm an ally of excess, a proponent of redundancy."

Michael
Masterson
Copyright ETR, LLC, 2006

ALL CONTENTS OF THIS E-MAIL ARE COPYRIGHT 2006 BY ETR,
LLC.

http://www.earlytorise.com/whitelisting.htm If you'd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Get MORE Than Your Money's Worth From Your Copywriter

Wednesday, January 18th, 2006

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Wednesday , January 18, 2006
Message #1629

WEALTHY: A good way to diversify into Asia

HEALTHY: What does your income have to do with your weight?

WISE: Virgil on expertise

ALSO IN THIS ISSUE:

How your copywriter can help you build your business (Clayton Makepeace)

6 ways to make your life richer (Michael Masterson)

Add the word "jejune" to your vocabulary

*
Advertisement *

All I Had To Do Was Follow The System

Dear Paul,

Your system put me in business from the first day I started. I was able to use this to build a large business…that could sometimes make as high as $7200 in a month.

Using your program I was able to literally bring in an endless supply of customers. All I had to do was just follow the Quick & Easy MicroBusiness System and I always would get results."

- Kim Martowski

http://www.isecureonline.com/Reports/700SPLMB/E700G1E6/

The Attributes of People Who Have Personal Power, #8 of 12:

They don't try to control everything

"If you want to be successful, you must learn to give up control over certain tasks. Delegation is essential to leadership, because it frees up time for the things you should be focusing on – like improving your business.

"To successfully delegate you need to:

"Define the job's objectives and specify what you consider to be a success.

"Tell your delegate why you chose him.

"Set a deadline and explain why that deadline is important.

"Require status updates.

"Allow your delegate to do the project without micromanaging him.

"Make sure the delegate gets credit deserved if the project was a success."

- Michael Masterson

Is India the Next China?

India's stock market and economy both enjoyed strong growth in 2005. But don't look for India to do anything dramatic this year.

A second round of sweeping economic reforms is not coming soon, keeping economic growth below 8%. 8% doesn't sound too bad – but China, with its much larger economy, will grow 10%. As for the Bombay stock market? Well, my old friend Dr. Harsh Vardhansharma has always given me surprisingly accurate prognostications. And when he called me from Mumbai a few weeks ago to wish me a happy New Year, he said it's capable of doubling in the next five years. Okay, Harsh. That's good news. But this year, I think it'll miss double-digit growth by 1%-3%.

There will still be some interesting Indian stocks to invest in – but they're going to be harder to find. IT is pretty much played out, and pharma stocks are getting expensive. So if you're looking to diversify part of your portfolio into Asia, I recommend that you go with a fund that spreads its investments among several countries, including India. (Just make sure you choose a fund with an outstanding three- and five-year track record.)

- Andrew Gordon

[Ed. Note: Andrew Gordon, ETR's financial expert, is the editor of The Skeptical Advisor, our investment newsletter. Check it out at http://skepticaladvisor.com.]

"Believe one who has proved it. Believe an expert."

- Virgil

Get MORE Than Your Money's Worth From Your Copywriter

By Clayton Makepeace

Although I'm generally known as a copywriter, I recently put every aspect of a new client's company under the microscope for him.

My client's business was growing nicely, but not anywhere near as quickly as it should have been. Response to his new customer promotions was lackluster … he had no presence on the Internet … and promos being sent to his customer file were weak (to say the least).

At the end of each day of working with him, I was completely spent. My head hurt, my body ached, and I collapsed unconscious into the bed.

I loved every minute of it.

Just a few of the high points of what we accomplished …

We gave our new client powerful tools to maximize the lifetime value of each of his customers.

We devoured his mail list histories … promotion planning forms and procedures … response reports … and his customer records. And we pinpointed new data that he needs to collect and crunch about each customer, each transaction, each product, and each promotion.

We showed him how to attract tens of thousands of additional new customers each year.

We gave him processes and procedures that will allow him to confidently roll out winning test panels to as many as 10 times more names, six to eight weeks sooner than he does now … and add as many as five or six successful new customer acquisition mailings to his annual schedule.

We showed him how to consistently create blockbuster products with fewer misfires.

We identified the key qualities that his best-selling products share, and gave him five new product ideas that are surefire blockbusters-in-the-making.

We showed him how to multiply the number of sales he'll make to new customers in their first 60 days with him.

We gave him a simple strategy to instantly bond with his new customers and sell them at least five times more product in the 60 days following the initial sale.

We ramped up the selling power of his existing promotion packages.

We dissected his biggest winners and worst losers. We showed him which losers should be abandoned … which should be re-tested with new headline, offer, and/or copy improvements … and we gave him a raft of test ideas to make his winners stronger.

We handed him a huge new market.

We gave him a complete Web strategy and showed him, step by step, how the two e-zines and two e-commerce websites we're developing for him will bring in tens of thousands of new customers.

We gave him a dozen hot new product ideas.

Including how to add a dozen or more red-hot products to his catalog and new website – and how to use his new relationship with the manufacturers and retailers of those products to attract thousands more new customers each year.

We gave him a 90-day plan for quadrupling his new-to-file customers.

We identified the eight new customer-acquisition packages that would produce the greatest number of new customers in the shortest amount of time.

My fee for all of this: $0

It was the best money I never earned.

My guess is that the tools, strategies, new products, and new promotions we'll be using will more than double the size of my client's active customer file in the next 12 months.

I'm also predicting that each new customer will spend an absolute minimum of five times more money with him in their first 60 days on his file.

I'll bet dollars to donuts that the combination of these hot new products, more efficient marketing strategies, and more powerful sales copy will have him at $200 million in two years – a 1,000% increase – and at $300 million in three.

And once the new customers come pouring in as a result of our hard work and conservative predictions, our small 10% royalty on these increased sales will no doubt generate millions for my company!

So if you're a business owner or marketing exec, why not …

1. Get closer to your best copywriters.

Look for opportunities to meet face to face with and bond with writers who give you winners. Fly them in. Fly out to see them. Invite them to the company picnic. Send them the company newsletter. Have the prez send a balloon bouquet with every new control. A strong personal relationship transcends everything – including money – in keeping your writers motivated.

2. Think outside the box.

Why not identify the one, two, or even three writers who consistently produce winners for you and lock them up? Consider offering incentives with retainer deals or a small override on back-end sales made to the new customers they produce for you. Sweeten the pot, and you'll get the best more often than your competitors will.

And why not ask your superstar writers to mentor and/or copy-chief a junior writer on a few projects? You'll get more packages per year – and maybe even a great new writer!

3. Encourage your copywriters to give you more.

Challenge your writers to get more involved in the marketing process. Offer rewards to those who find ways to improve your offer, premiums, or guarantee.

4. Engage writers to write back-to-back packages for the same product.

The one time a writer is most immersed in your product is when he's just finished writing a promotion for it. A second package right away requires no learning curve whatsoever – and he's got tons of ideas he couldn't use in the package he just finished.

Try it. It works like a charm!

5. If a great writer makes an offer to focus exclusively on your company's products, jump on it!

Are all of these ideas unorthodox? Yes. But aren't all breakthrough ideas? And if they work for me and my clients … why wouldn't they work for you?
[Ed. Note: Clayton Makepeace offers help in reaping maximum profits through the Internet, direct mail, and print advertising every week in his e-zine
The Total Package. Learn 177 of his surprising secrets that have doubled his clients' profits in a year and quadrupled them in 36 months in his newly published e-book "Double Your Profits in 12 Months or Less!" Learn more ]

Today's
Action Plan

What kind of relationship do you have with your best copywriter? If the only thing you expect from him is copy, you're doing both of you a great disfavor. Challenge him with the possibilities Clayton Makepeace set forth today.

*
Advertisement *

LEARN THE TWO RULES OF POWER AND SUCCESS IN ONLY 3 HOURS

Would you like to control your own destiny? Command respect from your peers? Enjoy life to its fullest?

Then you need to learn the two universal rules of power and success.

Imagine the possibilities…your career or business take off… negotiations start going your way… deals turn in your favor…sales rise…your income rises even faster.

In his new book, Power and Persuasion: How to Command Success in Business and Your Personal Life, Michael Masterson will show you how to achieve total success in your business and personal life.

Power and Persuasion will show you:

how to almost instantly become a “highly effective person”

how to instinctively know how to burst through roadblocks and obstacles that leave others stumped and stalled

how to recognize good ideas and ACT on them

Order Power and Persuasion today!

http://www.isecureonline.com/Reports/700SPAP/E700G127/

Fatten Up Your Bank Account by Dropping Pounds

If you need to lose some weight – a lot of weight – maybe this will convince you to make it happen. Not only will it dramatically improve your health … it could very well have something to do with increasing your wealth.

A study conducted by Ohio State University's Center for Human Resource Research has found that significant decreases in weight are linked to increases in personal wealth. I'm not talking about a few pounds here or there. The study showed that those who shed 50+ pounds had an increase in wealth of more than $10,000.

The authors of the study suggest that workplace discrimination against obesity is the cause. That's not surprising. But I would also venture to say that losing 50+ pounds will do a lot to boost your self-esteem, increase your energy, and improve your mental clarity – all of which will lead to greater financial success.

Besides living longer and reducing the risk of disease, padding your bank account is one more good reason to commit to a healthy lifestyle.

- Jon Herring

Living Rich: 6 Recommendations

1. Tuna Melts

Some people (K included) abhor tuna fish. The rest of us love it – and it's even better with cheese melted on top of it in a sandwich. If you are concerned about eating too much starch (as you should be), don't eat the bread.

2. My Name is Earl

Tape this TV show and watch it while you exercise. The premise is irresistible. A redneck decides that his bad luck is the result of karma (initially, he calls it Carmen) and that to change his fortune he must correct all his past wrongs.

3. The Sun

When I was a kid, everyone knew that the sun was good for you. Then the sunblock industry got into the pockets of America's dermatology industry and we were told a lot of lies about sun and skin cancer. Truth is, in moderate doses, the sun is one of the best things you can do for your health. Not only does it help prevent melanoma – the most lethal type of skin cancer – it also helps prevent at least 17 deadly internal cancers.

4. A Beautiful Country

A great movie about a Vietnamese man who comes to the United States to find his American father. Everything about the movie – the plot, the acting, the filming – is excellent.

5. The 12 Cylinder, BMW 750

It's extremely expensive, but it's the best sedan – bar none – in the world. If you can afford a BMW 750 and opt to buy something else that is equally expensive (like a Rolls), you are being foolish and vain.

6. Wynonna's The Other Side album

She is a very good singer. Good songs.

- Michael Masterson

*
Advertisement *

The Easiest (and Safest) Way to Make Fast Cash in Real Estate

If you want to make fast cash in real estate… without risking it all… then forget rehabbing. Forget buy and hold. Forget being a landlord. Wholesaling is the name of the game. It’s the best way I know to seriously limit your risk without limiting your income.

I started out with nothing, and within my first 8 weeks I made $14,000. Today I average $20,000 profit per deal. And I have proven this works over 300 times!

I'd like to tell you how you can take the same road… without the trial and error… and without missing out on the opportunities that are available right now…

http://www.isecureonline.com/Reports/700SWFQC/E700G1F1/

Word
to the Wise: Jejune

"Jejune" (jih-JOON) is an adjective describing something that is either juvenile or devoid of significance or interest.

Example: Professor Hazlett's jejune lectures often left students dozing in the auditorium.

If you are starved for excitement, you won't get it from something that is jejune. The word is derived from the Latin "jejunus," which means "empty of food," "meager," or "hungry." Back in the 1600s, English speakers used "jejune" in senses very similar to those of its Latin parent, lamenting "jejune appetites" and "jejune morsels." Something that is meager usually doesn't satisfy one's desires, and before long "jejune" was being used not only for meager meals or hunger, but also for things wanting in intellectual or emotional substance. The word most likely gained its "juvenile" or "childish" sense when people confused it with the look-alike French word "jeune," which means "young."

Michael
Masterson
Copyright ETR, LLC, 2006

ALL CONTENTS OF THIS E-MAIL ARE COPYRIGHT 2006 BY ETR,
LLC.

http://www.earlytorise.com/whitelisting.htm If you'd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Bubble Market Refugees

Tuesday, January 17th, 2006

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Tuesday , January 17, 2006
Message #1628

WEALTHY: Where the smart money is being invested in real estate (Justin Ford)

HEALTHY: The case against mammograms

WISE: Nibo Qubein on change

ALSO IN THIS ISSUE:

Why federal efforts to "redistribute" wealth will never work (Michael Masterson)

A new edition of Ben Franklin's classic autobiography

Add the word "entropy" to your vocabulary

*
Advertisement *

Two Sure Things About the Market (That Can Make You Wealthy)

There are two eternal truths about the stock market:

Unexpected good news about a company almost ALWAYS drives the price up
That good news doesn't make the share price stay up for long

Now… let me show you a simple system that can help you to make an absolute fortune with this information. People who are using this system properly make several profitable trades almost EVERY day the market is open.

http://www.isecureonline.com/Reports/700SSTS/E700G1C4/

The Attributes of People Who Have Personal Power, #7 of 12:

They create a culture of accountability

"If you expect your business to grow, you have to develop a sense of accountability among your staff, so they feel responsible for the success of specific projects and the well-being of the business overall. This requires you to trust people to do what they're supposed to do: This is the foundation of accountability. You have to give each person enough trust to feel accountable for the job you’ve asked them to do.

"An accountable team is an invaluable asset. Creating one takes planning, thoughtfulness, communication, and toughness, but it also takes a happy heart. "

- Michael Masterson

[Ed. Note: Through January 23rd, we are excerpting highlights from Michael Masterson’s new book Power and Persuasion. If you would like to learn no-B.S. secrets for commanding success in your personal and business life, based on Michael’s 40 years of down-in-the-trenches business experience, you can pick up a copy here.]

"Change brings opportunity."

- Nibo Qubein

Bubble Market Refugees

By Justin Ford

As a financial editor, I learned to look at stocks like a business. The numbers have to make sense. The price you're paying has to have some reasonable relationship to the company you're buying – its sales and earnings. That's why, before the crash of 2000, I recommended that investors get out of the Nasdaq and other sky-high stocks.

The numbers simply didn't make sense.

Yet, most investors I speak to who got burned when that bubble burst still say they couldn't see it coming. That no one could. Not true.

You could see stocks selling for hundreds of times sales and thousands of times earnings. Worse, you saw stocks that never came close to posting a single penny of earnings that rose 5- or 10-fold in a year or two. All driven by speculation. None of it driven by fundamentals.

And what's the most fundamental criterion there is? Earnings. It's the same with real estate.

Rental property is tethered to the income it will produce for its owner. Single-family homes are anchored by the income of their potential buyers.

Once properties break these bonds, they go beyond fundamentals and into speculation. And when properties keep rising well beyond justifiable multiples of rent and income, they go into bubble territory.

That's where we are in many real estate markets right now. To name just a few:

South Florida

Las Vegas

Seattle

the Greater New York Metro Area (including Connecticut and New Jersey)

the Greater Washington DC Metro Area (including Virginia and Maryland)

much of Massachusetts and Colorado

and practically all of California

The easy money has been made in these bubble markets. Now, only buyers of distressed property will profit there.

But the smartest investors will use these bubbles to their advantage.

No matter where you live – and without ever stepping foot in these places – you can position yourself for triple-digit profits in the next two to three years. Without undue risk. Without a hefty investment of time spent managing the investment properties you buy. And without having to wait 10 years (or even five) to cash out with substantial gains.

How?

The key is to put yourself in the toll path of the money that's escaping these bubble areas. That money is flowing in record amounts to some of the best-value cities in America. And it can flow right into your pocket.

These are cities that are often rated near the top in national quality-of-life surveys. Their downtowns have been (or are being) revived. They offer a wide choice of entertainment and cultural activities.

They're business friendly and have strong, diverse economies. They're not one-trick ponies, vulnerable to a shock in any one industry. They have population and job growth. They tend to be located in warm or mild climates. And they are attracting a growing number of "Bubble Market Refugees" – the self-employed and the baby boomers looking for early retirement.

The prices of properties here still make sense relative to the rental income they command. They sell at an average of 10 to 12 times their gross annual rents. That's chicken feed compared to the 30 times rent (or more) in Boston and LA. And that means, after your down payment, you can easily cover your costs and get 100% of the appreciation. This way, a $10,000 down payment can turn into $30,000 to $50,000 or more in two to three years. And when you learn to buy some of the better values in the market, you can even buy properties with 100% financing (no money down) and still have them pay for themselves with cash flow.

Prices are still reasonable relative to the income of potential buyers, too – just three to four times the median income in the area. That's a fraction of the nine to 11 times income that homes are currently selling for in Miami, Los Angeles, and San Francisco.

Yet, prices are just beginning a strong uptrend in these bargain pockets, driven by an influx of folks from the Bubble Cities of the U.S. But you can get in now and make a killing as these Bubble Refugees bid prices up.

Profiting From the Great Bubble Market Exodus

So where are Bubble Market Refugees starting to flee to? In small- to medium-sized cities with the following characteristics …

You can buy properties for 10 times annual rent or less.

Properties are selling for 3 to 4 times the median household income.

There is a diversified economy and steady job growth.

There is steady population growth (including a lot of baby boomers migrating in from much more expensive areas).

The area has a warm or mild climate (especially attractive to retirees) and is consistently rated high in national quality-of-life surveys.

My staff at Main Street Millionaire and I have been researching these cities over the last year. I've visited them, made offers, and have begun to buy. I was able to buy one multi-unit residential property, for instance, at 15% below market and only seven times rental value.

At the same time, I just missed a solid 24-unit apartment building that was selling for less than six times annual rent in a respectable B Area that is rapidly improving. It generated more than enough cash to pay a healthy dividend after all carrying costs, including professional management. And that would be on top of some very substantial appreciation potential.

A bank had the property, but when I called, it had just been taken. But these are the kinds of deals you can still find in the "Secret Sunbelt Cities." For this same type of property in a similar area here in South Florida – with the same exact income – the asking price would have been two or three times the amount.

I intend to take advantage of opportunities like these in the next few years. Investing in areas that offer a high quality of life, a growing population and economy … and some of the few pockets of good real estate values remaining in America. I encourage you to do the same.

Today's
Action Plan

Justin Ford spells out exactly how to find the best values in any market in ETR's Main Street Millionaire program. And on February 9th, at 3:30 p.m. (Eastern Time), he'll be sharing the names and details of what he believes to be the best real estate values in America today. If that's an investment opportunity you think you'd like to pursue, here's how to register.]

*
Advertisement *

Setting Goals –And Sticking To Them – Will Help You Achieve Financial Independence

Don’t take our word for it. That’s the headline from an AP article than ran in hundreds of newspapers across the nation last week.

"This is definitely the time of year to get things started," was how Barry Armstrong, a Boston financial planner with Woodbury Financial Services put it.

"For some people, it's a bitter message. There are things that you don't like doing. But they have to be done."

Former waitress Pamela Newman went from hand-to-mouth living to owning two condominiums in the San Diego area. What did it take? Resolve.

Resolve to make 2006 the year you kick it up a notch. Here’s how:

http://www.isecureonline.com/Reports/700SGB/E700G115/

Notes From Michael Masterson's Journal: Econophysics

It's gratifying to discover scientific validation for long-held pet theories. Example: A physicist at the University of Maryland, Victor Yakovenko, is publishing studies proving that mega-trends in economics can be compared with micro-trends in the physical universe.

"Econophysicists" like Yakovenko believe that patterns of economic inequality "behave suspiciously like atoms," according to The New York Times Magazine. "In the United States, for example, beneath the 97th percentile (roughly $150,000), the dispersion of income fits a common distribution pattern known as 'exponential distribution.' Exponential distribution happens to be the distribution pattern of the energy of atoms in gases that are at thermal equilibrium. …

"To an econophysicist, the exponential distribution of incomes is no coincidence: It suggests that the wealth of most Americans is itself in a kind of thermal equilibrium. To change it, 'you will have to fight entropy,' Yakovenko says. That people aren't mindless atoms and that governments try limited wealth redistribution doesn't really matter, he adds: 'Large, complex systems have their own statistical logic that trumps individual, and state, decisions.'"

- Michael Masterson

Do Mammograms Actually CAUSE Breast Cancer?

John Gofman, M.D., Ph.D., has concluded that at least 66% of breast cancer cases are caused by radiation exposure (including that from mammograms). I don't know how he arrived at that number, but you can't argue with his credentials. Dr. Gofman worked for decades at Livermore (a foremost radiation studies laboratory). And he was chosen by the Atomic Energy Commission to head their studies on the effects of radiation.

It wouldn't be surprising if mammograms contribute to cancer. The female breast is highly sensitive to radiation. Compared to other cancer sites, the breasts are 2 to 3 times more vulnerable to cancer from radiation. But not only are mammograms potentially dangerous, they're also highly unreliable. In a Swedish study of 60,000 women, 70% of the "tumors" detected by mammograms turned out not to be tumors. And according to the National Cancer Intsitute (NCI), mammograms miss the real thing 40% of the time.

The NCI has been campaigning for women to get a mammogram every year, starting at age 40. But given their questionable benefit and proven risks, I would advise against it. Instead, consider a monthly breast self-examination (BSE), and see a trained health professional every year for a clinical breast examination (CBE).

- Jon Herring

It's Good to Know: Celebrating Ben Franklin's Birthday

Today is Ben Franklin's 300th birthday – and we can think of no better way to celebrate the day than by treating yourself to a copy of The Compleated Autobiography by Benjamin Franklin,compiled and edited by Mark Skousen.

Here's just one of Franklin's many fascinating observations:

"I have long been of the opinion that the foundations of the future grandeur and stability of the British Empire lie in America; and though, like other foundations, they are low and little seen, they are nevertheless broad and strong enough to support the greatest political structure human wisdom ever yet erected."

*
Advertisement *

I Was Introduced To This "Habit" About Three Years Ago…

…and every year since I started my income (and my net worth) have grown. Can you imagine owning an asset that produces a constant and increasing income even as it increases in value? Can you see yourself…

Being the boss of your own destiny

Having full control of your day

Deciding how, when, and where you work

Working on ideas and causes you care about

These are just a few of the ways your life will change once you have an appreciating income machine of your own.

You owe it to yourself to look into this opportunity:

http://www.isecureonline.com/Reports/700SDMU/E700G1E4/

Word
to the Wise: Entropy

"Entropy" (EN-truh-pee) is the inevitable and steady deterioration of a system or society. The word is derived from the Greek "trope" ("transformation").

Example (as used in The New York Times Magazine article I quoted today): "To an econophysicist, the exponential distribution of incomes is no coincidence: It suggests that the wealth of most Americans is itself in a kind of thermal equilibrium. To change it, 'you will have to fight entropy,' [Victor] Yakovenko says."

Michael
Masterson
Copyright ETR, LLC, 2006

ALL CONTENTS OF THIS E-MAIL ARE COPYRIGHT 2006 BY ETR,
LLC.

http://www.earlytorise.com/whitelisting.htm If you'd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Bubble Market Refugees

Tuesday, January 17th, 2006

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Tuesday , January 17, 2006
Message #1628

WEALTHY: Where the smart money is being invested in real estate (Justin Ford)

HEALTHY: The case against mammograms

WISE: Nibo Qubein on change

ALSO IN THIS ISSUE:

Why federal efforts to "redistribute" wealth will never work (Michael Masterson)

A new edition of Ben Franklin's classic autobiography

Add the word "entropy" to your vocabulary

*
Advertisement *

Two Sure Things About the Market (That Can Make You Wealthy)

There are two eternal truths about the stock market:

Unexpected good news about a company almost ALWAYS drives the price up
That good news doesn't make the share price stay up for long

http://www.isecureonline.com/Reports/700SSTS/E700G1C4/

The Attributes of People Who Have Personal Power, #7 of 12:

They create a culture of accountability

"An accountable team is an invaluable asset. Creating one takes planning, thoughtfulness, communication, and toughness, but it also takes a happy heart. "

- Michael Masterson

[Ed. Note: Through January 23rd, we are excerpting highlights from Michael Masterson’s new book Power and Persuasion. If you would like to learn no-B.S. secrets for commanding success in your personal and business life, based on Michael’s 40 years of down-in-the-trenches business experience, you can pick up a copy here.]

"Change brings opportunity."

- Nibo Qubein

Bubble Market Refugees

By Justin Ford

The numbers simply didn't make sense.

Yet, most investors I speak to who got burned when that bubble burst still say they couldn't see it coming. That no one could. Not true.

And what's the most fundamental criterion there is? Earnings. It's the same with real estate.

Rental property is tethered to the income it will produce for its owner. Single-family homes are anchored by the income of their potential buyers.

That's where we are in many real estate markets right now. To name just a few:

South Florida

Las Vegas

Seattle

the Greater New York Metro Area (including Connecticut and New Jersey)

the Greater Washington DC Metro Area (including Virginia and Maryland)

much of Massachusetts and Colorado

and practically all of California

The easy money has been made in these bubble markets. Now, only buyers of distressed property will profit there.

But the smartest investors will use these bubbles to their advantage.

How?

Profiting From the Great Bubble Market Exodus

So where are Bubble Market Refugees starting to flee to? In small- to medium-sized cities with the following characteristics …

You can buy properties for 10 times annual rent or less.

Properties are selling for 3 to 4 times the median household income.

There is a diversified economy and steady job growth.

There is steady population growth (including a lot of baby boomers migrating in from much more expensive areas).

The area has a warm or mild climate (especially attractive to retirees) and is consistently rated high in national quality-of-life surveys.

Today's
Action Plan

*
Advertisement *

Setting Goals –And Sticking To Them – Will Help You Achieve Financial Independence

Don’t take our word for it. That’s the headline from an AP article than ran in hundreds of newspapers across the nation last week.

"This is definitely the time of year to get things started," was how Barry Armstrong, a Boston financial planner with Woodbury Financial Services put it.

"For some people, it's a bitter message. There are things that you don't like doing. But they have to be done."

Former waitress Pamela Newman went from hand-to-mouth living to owning two condominiums in the San Diego area. What did it take? Resolve.

Resolve to make 2006 the year you kick it up a notch. Here’s how:

http://www.isecureonline.com/Reports/700SGB/E700G115/

Notes From Michael Masterson's Journal: Econophysics

"Econophysicists" like Yakovenko believe that patterns of economic inequality "behave suspiciously like atoms," according to The New York Times Magazine. "In the United States, for example, beneath the 97th percentile (roughly $150,000), the dispersion of income fits a common distribution pattern known as 'exponential distribution.' Exponential distribution happens to be the distribution pattern of the energy of atoms in gases that are at thermal equilibrium. …

- Michael Masterson

Do Mammograms Actually CAUSE Breast Cancer?

- Jon Herring

It's Good to Know: Celebrating Ben Franklin's Birthday

Here's just one of Franklin's many fascinating observations:

*
Advertisement *

I Was Introduced To This "Habit" About Three Years Ago…

Being the boss of your own destiny

Having full control of your day

Deciding how, when, and where you work

Working on ideas and causes you care about

These are just a few of the ways your life will change once you have an appreciating income machine of your own.

You owe it to yourself to look into this opportunity:

http://www.isecureonline.com/Reports/700SDMU/E700G1E4/

Word
to the Wise: Entropy

"Entropy" (EN-truh-pee) is the inevitable and steady deterioration of a system or society. The word is derived from the Greek "trope" ("transformation").

Example (as used in The New York Times Magazine article I quoted today): "To an econophysicist, the exponential distribution of incomes is no coincidence: It suggests that the wealth of most Americans is itself in a kind of thermal equilibrium. To change it, 'you will have to fight entropy,' [Victor] Yakovenko says."

Michael
Masterson
Copyright ETR, LLC, 2006

ALL CONTENTS OF THIS E-MAIL ARE COPYRIGHT 2006 BY ETR,
LLC.

http://www.earlytorise.com/whitelisting.htm If you'd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Bubble Market Refugees

Tuesday, January 17th, 2006

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Tuesday , January 17, 2006
Message #1628

WEALTHY: Where the smart money is being invested in real estate (Justin Ford)

HEALTHY: The case against mammograms

WISE: Nibo Qubein on change

ALSO IN THIS ISSUE:

Why federal efforts to "redistribute" wealth will never work (Michael Masterson)

A new edition of Ben Franklin's classic autobiography

Add the word "entropy" to your vocabulary

*
Advertisement *

Two Sure Things About the Market (That Can Make You Wealthy)

There are two eternal truths about the stock market:

Unexpected good news about a company almost ALWAYS drives the price up
That good news doesn't make the share price stay up for long

http://www.isecureonline.com/Reports/700SSTS/E700G1C4/

The Attributes of People Who Have Personal Power, #7 of 12:

They create a culture of accountability

"An accountable team is an invaluable asset. Creating one takes planning, thoughtfulness, communication, and toughness, but it also takes a happy heart. "

- Michael Masterson

"Change brings opportunity."

- Nibo Qubein

Bubble Market Refugees

By Justin Ford

The numbers simply didn't make sense.

Yet, most investors I speak to who got burned when that bubble burst still say they couldn't see it coming. That no one could. Not true.

And what's the most fundamental criterion there is? Earnings. It's the same with real estate.

Rental property is tethered to the income it will produce for its owner. Single-family homes are anchored by the income of their potential buyers.

That's where we are in many real estate markets right now. To name just a few:

South Florida

Las Vegas

Seattle

the Greater New York Metro Area (including Connecticut and New Jersey)

the Greater Washington DC Metro Area (including Virginia and Maryland)

much of Massachusetts and Colorado

and practically all of California

The easy money has been made in these bubble markets. Now, only buyers of distressed property will profit there.

But the smartest investors will use these bubbles to their advantage.

How?

Profiting From the Great Bubble Market Exodus

So where are Bubble Market Refugees starting to flee to? In small- to medium-sized cities with the following characteristics …

You can buy properties for 10 times annual rent or less.

Properties are selling for 3 to 4 times the median household income.

There is a diversified economy and steady job growth.

There is steady population growth (including a lot of baby boomers migrating in from much more expensive areas).

The area has a warm or mild climate (especially attractive to retirees) and is consistently rated high in national quality-of-life surveys.

Today's
Action Plan

*
Advertisement *

Setting Goals –And Sticking To Them – Will Help You Achieve Financial Independence

Don’t take our word for it. That’s the headline from an AP article than ran in hundreds of newspapers across the nation last week.

"This is definitely the time of year to get things started," was how Barry Armstrong, a Boston financial planner with Woodbury Financial Services put it.

"For some people, it's a bitter message. There are things that you don't like doing. But they have to be done."

Former waitress Pamela Newman went from hand-to-mouth living to owning two condominiums in the San Diego area. What did it take? Resolve.

Resolve to make 2006 the year you kick it up a notch. Here’s how:

http://www.isecureonline.com/Reports/700SGB/E700G115/

Notes From Michael Masterson's Journal: Econophysics

- Michael Masterson

Do Mammograms Actually CAUSE Breast Cancer?

- Jon Herring

It's Good to Know: Celebrating Ben Franklin's Birthday

Here's just one of Franklin's many fascinating observations:

*
Advertisement *

I Was Introduced To This "Habit" About Three Years Ago…

Being the boss of your own destiny

Having full control of your day

Deciding how, when, and where you work

Working on ideas and causes you care about

These are just a few of the ways your life will change once you have an appreciating income machine of your own.

You owe it to yourself to look into this opportunity:

http://www.isecureonline.com/Reports/700SDMU/E700G1E4/

Word
to the Wise: Entropy

"Entropy" (EN-truh-pee) is the inevitable and steady deterioration of a system or society. The word is derived from the Greek "trope" ("transformation").

Michael
Masterson
Copyright ETR, LLC, 2006

ALL CONTENTS OF THIS E-MAIL ARE COPYRIGHT 2006 BY ETR,
LLC.

http://www.earlytorise.com/whitelisting.htm If you'd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Bubble Market Refugees

Tuesday, January 17th, 2006

The Internets
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Tuesday , January 17, 2006
Message #1628

WEALTHY: Where the smart money is being invested in real estate (Justin Ford)

HEALTHY: The case against mammograms

WISE: Nibo Qubein on change

ALSO IN THIS ISSUE:

Why federal efforts to "redistribute" wealth will never work (Michael Masterson)

A new edition of Ben Franklins classic autobiography

Add the word "entropy" to your vocabulary

*
Advertisement *

Two Sure Things About the Market (That Can Make You Wealthy)

There are two eternal truths about the stock market:

Unexpected good news about a company almost ALWAYS drives the price up
That good news doesnt make the share price stay up for long

http://www.isecureonline.com/Reports/700SSTS/E700G1C4/

The Attributes of People Who Have Personal Power, #7 of 12:

They create a culture of accountability

"If you expect your business to grow, you have to develop a sense of accountability among your staff, so they feel responsible for the success of specific projects and the well-being of the business overall. This requires you to trust people to do what theyre supposed to do: This is the foundation of accountability. You have to give each person enough trust to feel accountable for the job you’ve asked them to do.

"An accountable team is an invaluable asset. Creating one takes planning, thoughtfulness, communication, and toughness, but it also takes a happy heart. "

- Michael Masterson

"Change brings opportunity."

- Nibo Qubein

Bubble Market Refugees

By Justin Ford

As a financial editor, I learned to look at stocks like a business. The numbers have to make sense. The price youre paying has to have some reasonable relationship to the company youre buying – its sales and earnings. Thats why, before the crash of 2000, I recommended that investors get out of the Nasdaq and other sky-high stocks.

The numbers simply didnt make sense.

Yet, most investors I speak to who got burned when that bubble burst still say they couldnt see it coming. That no one could. Not true.

And whats the most fundamental criterion there is? Earnings. Its the same with real estate.

Rental property is tethered to the income it will produce for its owner. Single-family homes are anchored by the income of their potential buyers.

Thats where we are in many real estate markets right now. To name just a few:

South Florida

Las Vegas

Seattle

the Greater New York Metro Area (including Connecticut and New Jersey)

the Greater Washington DC Metro Area (including Virginia and Maryland)

much of Massachusetts and Colorado

and practically all of California

The easy money has been made in these bubble markets. Now, only buyers of distressed property will profit there.

But the smartest investors will use these bubbles to their advantage.

How?

The key is to put yourself in the toll path of the money thats escaping these bubble areas. That money is flowing in record amounts to some of the best-value cities in America. And it can flow right into your pocket.

Theyre business friendly and have strong, diverse economies. Theyre not one-trick ponies, vulnerable to a shock in any one industry. They have population and job growth. They tend to be located in warm or mild climates. And they are attracting a growing number of "Bubble Market Refugees" – the self-employed and the baby boomers looking for early retirement.

The prices of properties here still make sense relative to the rental income they command. They sell at an average of 10 to 12 times their gross annual rents. Thats chicken feed compared to the 30 times rent (or more) in Boston and LA. And that means, after your down payment, you can easily cover your costs and get 100% of the appreciation. This way, a $10,000 down payment can turn into $30,000 to $50,000 or more in two to three years. And when you learn to buy some of the better values in the market, you can even buy properties with 100% financing (no money down) and still have them pay for themselves with cash flow.

Prices are still reasonable relative to the income of potential buyers, too – just three to four times the median income in the area. Thats a fraction of the nine to 11 times income that homes are currently selling for in Miami, Los Angeles, and San Francisco.

Profiting From the Great Bubble Market Exodus

So where are Bubble Market Refugees starting to flee to? In small- to medium-sized cities with the following characteristics …

You can buy properties for 10 times annual rent or less.

Properties are selling for 3 to 4 times the median household income.

There is a diversified economy and steady job growth.

There is steady population growth (including a lot of baby boomers migrating in from much more expensive areas).

The area has a warm or mild climate (especially attractive to retirees) and is consistently rated high in national quality-of-life surveys.

My staff at Main Street Millionaire and I have been researching these cities over the last year. Ive visited them, made offers, and have begun to buy. I was able to buy one multi-unit residential property, for instance, at 15% below market and only seven times rental value.

Todays
Action Plan

Justin Ford spells out exactly how to find the best values in any market in ETRs Main Street Millionaire program. And on February 9th, at 3:30 p.m. (Eastern Time), hell be sharing the names and details of what he believes to be the best real estate values in America today. If thats an investment opportunity you think youd like to pursue, heres how to register.]

*
Advertisement *

Setting Goals –And Sticking To Them – Will Help You Achieve Financial Independence

Don’t take our word for it. That’s the headline from an AP article than ran in hundreds of newspapers across the nation last week.

"This is definitely the time of year to get things started," was how Barry Armstrong, a Boston financial planner with Woodbury Financial Services put it.

"For some people, its a bitter message. There are things that you dont like doing. But they have to be done."

Former waitress Pamela Newman went from hand-to-mouth living to owning two condominiums in the San Diego area. What did it take? Resolve.

Resolve to make 2006 the year you kick it up a notch. Here’s how:

http://www.isecureonline.com/Reports/700SGB/E700G115/

Notes From Michael Mastersons Journal: Econophysics

Its gratifying to discover scientific validation for long-held pet theories. Example: A physicist at the University of Maryland, Victor Yakovenko, is publishing studies proving that mega-trends in economics can be compared with micro-trends in the physical universe.

"Econophysicists" like Yakovenko believe that patterns of economic inequality "behave suspiciously like atoms," according to The New York Times Magazine. "In the United States, for example, beneath the 97th percentile (roughly $150,000), the dispersion of income fits a common distribution pattern known as exponential distribution. Exponential distribution happens to be the distribution pattern of the energy of atoms in gases that are at thermal equilibrium. …

"To an econophysicist, the exponential distribution of incomes is no coincidence: It suggests that the wealth of most Americans is itself in a kind of thermal equilibrium. To change it, you will have to fight entropy, Yakovenko says. That people arent mindless atoms and that governments try limited wealth redistribution doesnt really matter, he adds: Large, complex systems have their own statistical logic that trumps individual, and state, decisions."

- Michael Masterson

Do Mammograms Actually CAUSE Breast Cancer?

John Gofman, M.D., Ph.D., has concluded that at least 66% of breast cancer cases are caused by radiation exposure (including that from mammograms). I dont know how he arrived at that number, but you cant argue with his credentials. Dr. Gofman worked for decades at Livermore (a foremost radiation studies laboratory). And he was chosen by the Atomic Energy Commission to head their studies on the effects of radiation.

It wouldnt be surprising if mammograms contribute to cancer. The female breast is highly sensitive to radiation. Compared to other cancer sites, the breasts are 2 to 3 times more vulnerable to cancer from radiation. But not only are mammograms potentially dangerous, theyre also highly unreliable. In a Swedish study of 60,000 women, 70% of the "tumors" detected by mammograms turned out not to be tumors. And according to the National Cancer Intsitute (NCI), mammograms miss the real thing 40% of the time.

- Jon Herring

Its Good to Know: Celebrating Ben Franklins Birthday

Today is Ben Franklins 300th birthday – and we can think of no better way to celebrate the day than by treating yourself to a copy of The Compleated Autobiography by Benjamin Franklin,compiled and edited by Mark Skousen.

Heres just one of Franklins many fascinating observations:

*
Advertisement *

I Was Introduced To This "Habit" About Three Years Ago…

Being the boss of your own destiny

Having full control of your day

Deciding how, when, and where you work

Working on ideas and causes you care about

These are just a few of the ways your life will change once you have an appreciating income machine of your own.

You owe it to yourself to look into this opportunity:

http://www.isecureonline.com/Reports/700SDMU/E700G1E4/

Word
to the Wise: Entropy

"Entropy" (EN-truh-pee) is the inevitable and steady deterioration of a system or society. The word is derived from the Greek "trope" ("transformation").

Example (as used in The New York Times Magazine article I quoted today): "To an econophysicist, the exponential distribution of incomes is no coincidence: It suggests that the wealth of most Americans is itself in a kind of thermal equilibrium. To change it, you will have to fight entropy, [Victor] Yakovenko says."

Michael
Masterson
Copyright ETR, LLC, 2006

ALL CONTENTS OF THIS E-MAIL ARE COPYRIGHT 2006 BY ETR,
LLC.

http://www.earlytorise.com/whitelisting.htm If youd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

The inclusion of an ad in ETR does not constitute an explicit
endorsement. It does mean that as far as I know the product
is not a rip-off. When I really like a product and want
you to buy it Ill tell you explicitly. Otherwise, view
these ads the way you would commercials on TV or display
ads in the back of your favorite magazine. Check them
out. Make a decision. If you dont like, ask for a refund.
(All products sold here will carry refunds.)

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Bubble Market Refugees

Tuesday, January 17th, 2006

The Internets
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Tuesday , January 17, 2006
Message #1628

WEALTHY: Where the smart money is being invested in real estate (Justin Ford)

HEALTHY: The case against mammograms

WISE: Nibo Qubein on change

ALSO IN THIS ISSUE:

Why federal efforts to "redistribute" wealth will never work (Michael Masterson)

A new edition of Ben Franklins classic autobiography

Add the word "entropy" to your vocabulary

*
Advertisement *

Two Sure Things About the Market (That Can Make You Wealthy)

There are two eternal truths about the stock market:

Unexpected good news about a company almost ALWAYS drives the price up
That good news doesnt make the share price stay up for long

http://www.isecureonline.com/Reports/700SSTS/E700G1C4/

The Attributes of People Who Have Personal Power, #7 of 12:

They create a culture of accountability

"If you expect your business to grow, you have to develop a sense of accountability among your staff, so they feel responsible for the success of specific projects and the well-being of the business overall. This requires you to trust people to do what theyre supposed to do: This is the foundation of accountability. You have to give each person enough trust to feel accountable for the job you’ve asked them to do.

"An accountable team is an invaluable asset. Creating one takes planning, thoughtfulness, communication, and toughness, but it also takes a happy heart. "

- Michael Masterson

"Change brings opportunity."

- Nibo Qubein

Bubble Market Refugees

By Justin Ford

The numbers simply didnt make sense.

Yet, most investors I speak to who got burned when that bubble burst still say they couldnt see it coming. That no one could. Not true.

And whats the most fundamental criterion there is? Earnings. Its the same with real estate.

Rental property is tethered to the income it will produce for its owner. Single-family homes are anchored by the income of their potential buyers.

Thats where we are in many real estate markets right now. To name just a few:

South Florida

Las Vegas

Seattle

the Greater New York Metro Area (including Connecticut and New Jersey)

the Greater Washington DC Metro Area (including Virginia and Maryland)

much of Massachusetts and Colorado

and practically all of California

The easy money has been made in these bubble markets. Now, only buyers of distressed property will profit there.

But the smartest investors will use these bubbles to their advantage.

How?

Profiting From the Great Bubble Market Exodus

So where are Bubble Market Refugees starting to flee to? In small- to medium-sized cities with the following characteristics …

You can buy properties for 10 times annual rent or less.

Properties are selling for 3 to 4 times the median household income.

There is a diversified economy and steady job growth.

There is steady population growth (including a lot of baby boomers migrating in from much more expensive areas).

The area has a warm or mild climate (especially attractive to retirees) and is consistently rated high in national quality-of-life surveys.

Todays
Action Plan

*
Advertisement *

Setting Goals –And Sticking To Them – Will Help You Achieve Financial Independence

Don’t take our word for it. That’s the headline from an AP article than ran in hundreds of newspapers across the nation last week.

"This is definitely the time of year to get things started," was how Barry Armstrong, a Boston financial planner with Woodbury Financial Services put it.

"For some people, its a bitter message. There are things that you dont like doing. But they have to be done."

Former waitress Pamela Newman went from hand-to-mouth living to owning two condominiums in the San Diego area. What did it take? Resolve.

Resolve to make 2006 the year you kick it up a notch. Here’s how:

http://www.isecureonline.com/Reports/700SGB/E700G115/

Notes From Michael Mastersons Journal: Econophysics

"Econophysicists" like Yakovenko believe that patterns of economic inequality "behave suspiciously like atoms," according to The New York Times Magazine. "In the United States, for example, beneath the 97th percentile (roughly $150,000), the dispersion of income fits a common distribution pattern known as exponential distribution. Exponential distribution happens to be the distribution pattern of the energy of atoms in gases that are at thermal equilibrium. …

"To an econophysicist, the exponential distribution of incomes is no coincidence: It suggests that the wealth of most Americans is itself in a kind of thermal equilibrium. To change it, you will have to fight entropy, Yakovenko says. That people arent mindless atoms and that governments try limited wealth redistribution doesnt really matter, he adds: Large, complex systems have their own statistical logic that trumps individual, and state, decisions."

- Michael Masterson

Do Mammograms Actually CAUSE Breast Cancer?

- Jon Herring

Its Good to Know: Celebrating Ben Franklins Birthday

Heres just one of Franklins many fascinating observations:

*
Advertisement *

I Was Introduced To This "Habit" About Three Years Ago…

Being the boss of your own destiny

Having full control of your day

Deciding how, when, and where you work

Working on ideas and causes you care about

These are just a few of the ways your life will change once you have an appreciating income machine of your own.

You owe it to yourself to look into this opportunity:

http://www.isecureonline.com/Reports/700SDMU/E700G1E4/

Word
to the Wise: Entropy

"Entropy" (EN-truh-pee) is the inevitable and steady deterioration of a system or society. The word is derived from the Greek "trope" ("transformation").

Example (as used in The New York Times Magazine article I quoted today): "To an econophysicist, the exponential distribution of incomes is no coincidence: It suggests that the wealth of most Americans is itself in a kind of thermal equilibrium. To change it, you will have to fight entropy, [Victor] Yakovenko says."

Michael
Masterson
Copyright ETR, LLC, 2006

ALL CONTENTS OF THIS E-MAIL ARE COPYRIGHT 2006 BY ETR,
LLC.

http://www.earlytorise.com/whitelisting.htm If youd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

The inclusion of an ad in ETR does not constitute an explicit
endorsement. It does mean that as far as I know the product
is not a rip-off. When I really like a product and want
you to buy it Ill tell you explicitly. Otherwise, view
these ads the way you would commercials on TV or display
ads in the back of your favorite magazine. Check them
out. Make a decision. If you dont like, ask for a refund.
(All products sold here will carry refunds.)

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Bubble Market Refugees

Tuesday, January 17th, 2006

The Internets
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Tuesday , January 17, 2006
Message #1628

WEALTHY: Where the smart money is being invested in real estate (Justin Ford)

HEALTHY: The case against mammograms

WISE: Nibo Qubein on change

ALSO IN THIS ISSUE:

Why federal efforts to "redistribute" wealth will never work (Michael Masterson)

A new edition of Ben Franklins classic autobiography

Add the word "entropy" to your vocabulary

*
Advertisement *

Two Sure Things About the Market (That Can Make You Wealthy)

There are two eternal truths about the stock market:

Unexpected good news about a company almost ALWAYS drives the price up
That good news doesn make the share price stay up for long

http://www.isecureonline.com/Reports/700SSTS/E700G1C4/

The Attributes of People Who Have Personal Power, #7 of 12:

They create a culture of accountability

"If you expect your business to grow, you have to develop a sense of accountability among your staff, so they feel responsible for the success of specific projects and the well-being of the business overall. This requires you to trust people to do what they
e supposed to do: This is the foundation of accountability. You have to give each person enough trust to feel accountable for the job you’ve asked them to do.

"An accountable team is an invaluable asset. Creating one takes planning, thoughtfulness, communication, and toughness, but it also takes a happy heart. "

- Michael Masterson

"Change brings opportunity."

- Nibo Qubein

Bubble Market Refugees

By Justin Ford

As a financial editor, I learned to look at stocks like a business. The numbers have to make sense. The price you
e paying has to have some reasonable relationship to the company you
e buying – its sales and earnings. Thats why, before the crash of 2000, I recommended that investors get out of the Nasdaq and other sky-high stocks.

The numbers simply didn make sense.

Yet, most investors I speak to who got burned when that bubble burst still say they couldn see it coming. That no one could. Not true.

And whats the most fundamental criterion there is? Earnings. Its the same with real estate.

Rental property is tethered to the income it will produce for its owner. Single-family homes are anchored by the income of their potential buyers.

Thats where we are in many real estate markets right now. To name just a few:

South Florida

Las Vegas

Seattle

the Greater New York Metro Area (including Connecticut and New Jersey)

the Greater Washington DC Metro Area (including Virginia and Maryland)

much of Massachusetts and Colorado

and practically all of California

The easy money has been made in these bubble markets. Now, only buyers of distressed property will profit there.

But the smartest investors will use these bubbles to their advantage.

How?

They
e business friendly and have strong, diverse economies. They
e not one-trick ponies, vulnerable to a shock in any one industry. They have population and job growth. They tend to be located in warm or mild climates. And they are attracting a growing number of "Bubble Market Refugees" – the self-employed and the baby boomers looking for early retirement.

Profiting From the Great Bubble Market Exodus

So where are Bubble Market Refugees starting to flee to? In small- to medium-sized cities with the following characteristics …

You can buy properties for 10 times annual rent or less.

Properties are selling for 3 to 4 times the median household income.

There is a diversified economy and steady job growth.

There is steady population growth (including a lot of baby boomers migrating in from much more expensive areas).

The area has a warm or mild climate (especially attractive to retirees) and is consistently rated high in national quality-of-life surveys.

Todays
Action Plan

*
Advertisement *

Setting Goals –And Sticking To Them – Will Help You Achieve Financial Independence

Don’t take our word for it. That’s the headline from an AP article than ran in hundreds of newspapers across the nation last week.

"This is definitely the time of year to get things started," was how Barry Armstrong, a Boston financial planner with Woodbury Financial Services put it.

"For some people, its a bitter message. There are things that you don like doing. But they have to be done."

Former waitress Pamela Newman went from hand-to-mouth living to owning two condominiums in the San Diego area. What did it take? Resolve.

Resolve to make 2006 the year you kick it up a notch. Here’s how:

http://www.isecureonline.com/Reports/700SGB/E700G115/

Notes From Michael Mastersons Journal: Econophysics

"Econophysicists" like Yakovenko believe that patterns of economic inequality "behave suspiciously like atoms," according to The New York Times Magazine. "In the United States, for example, beneath the 97th percentile (roughly $150,000), the dispersion of income fits a common distribution pattern known as exponential distribution. Exponential distribution happens to be the distribution pattern of the energy of atoms in gases that are at thermal equilibrium. …

"To an econophysicist, the exponential distribution of incomes is no coincidence: It suggests that the wealth of most Americans is itself in a kind of thermal equilibrium. To change it, you will have to fight entropy, Yakovenko says. That people aren mindless atoms and that governments try limited wealth redistribution doesn really matter, he adds: Large, complex systems have their own statistical logic that trumps individual, and state, decisions."

- Michael Masterson

Do Mammograms Actually CAUSE Breast Cancer?

John Gofman, M.D., Ph.D., has concluded that at least 66% of breast cancer cases are caused by radiation exposure (including that from mammograms). I don know how he arrived at that number, but you can argue with his credentials. Dr. Gofman worked for decades at Livermore (a foremost radiation studies laboratory). And he was chosen by the Atomic Energy Commission to head their studies on the effects of radiation.

It wouldn be surprising if mammograms contribute to cancer. The female breast is highly sensitive to radiation. Compared to other cancer sites, the breasts are 2 to 3 times more vulnerable to cancer from radiation. But not only are mammograms potentially dangerous, they
e also highly unreliable. In a Swedish study of 60,000 women, 70% of the "tumors" detected by mammograms turned out not to be tumors. And according to the National Cancer Intsitute (NCI), mammograms miss the real thing 40% of the time.

- Jon Herring

Its Good to Know: Celebrating Ben Franklins Birthday

Heres just one of Franklins many fascinating observations:

*
Advertisement *

I Was Introduced To This "Habit" About Three Years Ago…

Being the boss of your own destiny

Having full control of your day

Deciding how, when, and where you work

Working on ideas and causes you care about

These are just a few of the ways your life will change once you have an appreciating income machine of your own.

You owe it to yourself to look into this opportunity:

http://www.isecureonline.com/Reports/700SDMU/E700G1E4/

Word
to the Wise: Entropy

"Entropy" (EN-truh-pee) is the inevitable and steady deterioration of a system or society. The word is derived from the Greek "trope" ("transformation").

Example (as used in The New York Times Magazine article I quoted today): "To an econophysicist, the exponential distribution of incomes is no coincidence: It suggests that the wealth of most Americans is itself in a kind of thermal equilibrium. To change it, you will have to fight entropy, [Victor] Yakovenko says."

Michael
Masterson
Copyright ETR, LLC, 2006

ALL CONTENTS OF THIS E-MAIL ARE COPYRIGHT 2006 BY ETR,
LLC.

http://www.earlytorise.com/whitelisting.htm If youd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

The inclusion of an ad in ETR does not constitute an explicit
endorsement. It does mean that as far as I know the product
is not a rip-off. When I really like a product and want
you to buy it Ill tell you explicitly. Otherwise, view
these ads the way you would commercials on TV or display
ads in the back of your favorite magazine. Check them
out. Make a decision. If you don like, ask for a refund.
(All products sold here will carry refunds.)

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Bubble Market Refugees

Tuesday, January 17th, 2006

The Internet’s
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Tuesday , January 17, 2006
Message #1628

WEALTHY: Where the smart money is being invested in real estate (Justin Ford)

HEALTHY: The case against mammograms

WISE: Nibo Qubein on change

ALSO IN THIS ISSUE:

Why federal efforts to "redistribute" wealth will never work (Michael Masterson)

A new edition of Ben Franklin’s classic autobiography

Add the word "entropy" to your vocabulary

*
Advertisement *

Two Sure Things About the Market (That Can Make You Wealthy)

There are two eternal truths about the stock market:

Unexpected good news about a company almost ALWAYS drives the price up
That good news doesn’t make the share price stay up for long

http://www.isecureonline.com/Reports/700SSTS/E700G1C4/

The Attributes of People Who Have Personal Power, #7 of 12:

They create a culture of accountability

"If you expect your business to grow, you have to develop a sense of accountability among your staff, so they feel responsible for the success of specific projects and the well-being of the business overall. This requires you to trust people to do what they’re supposed to do: This is the foundation of accountability. You have to give each person enough trust to feel accountable for the job you’ve asked them to do.

"An accountable team is an invaluable asset. Creating one takes planning, thoughtfulness, communication, and toughness, but it also takes a happy heart. "

- Michael Masterson

"Change brings opportunity."

- Nibo Qubein

Bubble Market Refugees

By Justin Ford

As a financial editor, I learned to look at stocks like a business. The numbers have to make sense. The price you’re paying has to have some reasonable relationship to the company you’re buying – its sales and earnings. That’s why, before the crash of 2000, I recommended that investors get out of the Nasdaq and other sky-high stocks.

The numbers simply didn’t make sense.

Yet, most investors I speak to who got burned when that bubble burst still say they couldn’t see it coming. That no one could. Not true.

And what’s the most fundamental criterion there is? Earnings. It’s the same with real estate.

Rental property is tethered to the income it will produce for its owner. Single-family homes are anchored by the income of their potential buyers.

That’s where we are in many real estate markets right now. To name just a few:

South Florida

Las Vegas

Seattle

the Greater New York Metro Area (including Connecticut and New Jersey)

the Greater Washington DC Metro Area (including Virginia and Maryland)

much of Massachusetts and Colorado

and practically all of California

The easy money has been made in these bubble markets. Now, only buyers of distressed property will profit there.

But the smartest investors will use these bubbles to their advantage.

How?

The key is to put yourself in the toll path of the money that’s escaping these bubble areas. That money is flowing in record amounts to some of the best-value cities in America. And it can flow right into your pocket.

They’re business friendly and have strong, diverse economies. They’re not one-trick ponies, vulnerable to a shock in any one industry. They have population and job growth. They tend to be located in warm or mild climates. And they are attracting a growing number of "Bubble Market Refugees" – the self-employed and the baby boomers looking for early retirement.

The prices of properties here still make sense relative to the rental income they command. They sell at an average of 10 to 12 times their gross annual rents. That’s chicken feed compared to the 30 times rent (or more) in Boston and LA. And that means, after your down payment, you can easily cover your costs and get 100% of the appreciation. This way, a $10,000 down payment can turn into $30,000 to $50,000 or more in two to three years. And when you learn to buy some of the better values in the market, you can even buy properties with 100% financing (no money down) and still have them pay for themselves with cash flow.

Prices are still reasonable relative to the income of potential buyers, too – just three to four times the median income in the area. That’s a fraction of the nine to 11 times income that homes are currently selling for in Miami, Los Angeles, and San Francisco.

Profiting From the Great Bubble Market Exodus

So where are Bubble Market Refugees starting to flee to? In small- to medium-sized cities with the following characteristics …

You can buy properties for 10 times annual rent or less.

Properties are selling for 3 to 4 times the median household income.

There is a diversified economy and steady job growth.

There is steady population growth (including a lot of baby boomers migrating in from much more expensive areas).

The area has a warm or mild climate (especially attractive to retirees) and is consistently rated high in national quality-of-life surveys.

My staff at Main Street Millionaire and I have been researching these cities over the last year. I’ve visited them, made offers, and have begun to buy. I was able to buy one multi-unit residential property, for instance, at 15% below market and only seven times rental value.

Today’s
Action Plan

Justin Ford spells out exactly how to find the best values in any market in ETR’s Main Street Millionaire program. And on February 9th, at 3:30 p.m. (Eastern Time), he’ll be sharing the names and details of what he believes to be the best real estate values in America today. If that’s an investment opportunity you think you’d like to pursue, here’s how to register.]

*
Advertisement *

Setting Goals –And Sticking To Them – Will Help You Achieve Financial Independence

Don’t take our word for it. That’s the headline from an AP article than ran in hundreds of newspapers across the nation last week.

"This is definitely the time of year to get things started," was how Barry Armstrong, a Boston financial planner with Woodbury Financial Services put it.

"For some people, it’s a bitter message. There are things that you don’t like doing. But they have to be done."

Former waitress Pamela Newman went from hand-to-mouth living to owning two condominiums in the San Diego area. What did it take? Resolve.

Resolve to make 2006 the year you kick it up a notch. Here’s how:

http://www.isecureonline.com/Reports/700SGB/E700G115/

Notes From Michael Masterson’s Journal: Econophysics

It’s gratifying to discover scientific validation for long-held pet theories. Example: A physicist at the University of Maryland, Victor Yakovenko, is publishing studies proving that mega-trends in economics can be compared with micro-trends in the physical universe.

"Econophysicists" like Yakovenko believe that patterns of economic inequality "behave suspiciously like atoms," according to The New York Times Magazine. "In the United States, for example, beneath the 97th percentile (roughly $150,000), the dispersion of income fits a common distribution pattern known as ‘exponential distribution.’ Exponential distribution happens to be the distribution pattern of the energy of atoms in gases that are at thermal equilibrium. …

"To an econophysicist, the exponential distribution of incomes is no coincidence: It suggests that the wealth of most Americans is itself in a kind of thermal equilibrium. To change it, ‘you will have to fight entropy,’ Yakovenko says. That people aren’t mindless atoms and that governments try limited wealth redistribution doesn’t really matter, he adds: ‘Large, complex systems have their own statistical logic that trumps individual, and state, decisions.’"

- Michael Masterson

Do Mammograms Actually CAUSE Breast Cancer?

John Gofman, M.D., Ph.D., has concluded that at least 66% of breast cancer cases are caused by radiation exposure (including that from mammograms). I don’t know how he arrived at that number, but you can’t argue with his credentials. Dr. Gofman worked for decades at Livermore (a foremost radiation studies laboratory). And he was chosen by the Atomic Energy Commission to head their studies on the effects of radiation.

It wouldn’t be surprising if mammograms contribute to cancer. The female breast is highly sensitive to radiation. Compared to other cancer sites, the breasts are 2 to 3 times more vulnerable to cancer from radiation. But not only are mammograms potentially dangerous, they’re also highly unreliable. In a Swedish study of 60,000 women, 70% of the "tumors" detected by mammograms turned out not to be tumors. And according to the National Cancer Intsitute (NCI), mammograms miss the real thing 40% of the time.

- Jon Herring

It’s Good to Know: Celebrating Ben Franklin’s Birthday

Today is Ben Franklin’s 300th birthday – and we can think of no better way to celebrate the day than by treating yourself to a copy of The Compleated Autobiography by Benjamin Franklin,compiled and edited by Mark Skousen.

Here’s just one of Franklin’s many fascinating observations:

*
Advertisement *

I Was Introduced To This "Habit" About Three Years Ago…

Being the boss of your own destiny

Having full control of your day

Deciding how, when, and where you work

Working on ideas and causes you care about

These are just a few of the ways your life will change once you have an appreciating income machine of your own.

You owe it to yourself to look into this opportunity:

http://www.isecureonline.com/Reports/700SDMU/E700G1E4/

Word
to the Wise: Entropy

"Entropy" (EN-truh-pee) is the inevitable and steady deterioration of a system or society. The word is derived from the Greek "trope" ("transformation").

Example (as used in The New York Times Magazine article I quoted today): "To an econophysicist, the exponential distribution of incomes is no coincidence: It suggests that the wealth of most Americans is itself in a kind of thermal equilibrium. To change it, ‘you will have to fight entropy,’ [Victor] Yakovenko says."

Michael
Masterson
Copyright ETR, LLC, 2006

ALL CONTENTS OF THIS E-MAIL ARE COPYRIGHT 2006 BY ETR,
LLC.

http://www.earlytorise.com/whitelisting.htm If you’d like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

The inclusion of an ad in ETR does not constitute an explicit
endorsement. It does mean that as far as I know the product
is not a rip-off. When I really like a product and want
you to buy it I’ll tell you explicitly. Otherwise, view
these ads the way you would commercials on TV or display
ads in the back of your favorite magazine. Check them
out. Make a decision. If you don’t like, ask for a refund.
(All products sold here will carry refunds.)

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

An Introduction to “Hot Trading Secrets”

Monday, January 16th, 2006

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Monday , January 16, 2006
Message #1627

WEALTHY: A new book by a great professional investor (Michael
Masterson)

HEALTHY: 2 good reasons to take this fiber supplement

WISE: Jack Kerouac on following the crowd

ALSO IN THIS ISSUE:

Your first step in making a speech to a large group (Virginia
Avery)

Want to hear John Cage's latest composition? Take your time …

Add the word "excoriate" to your vocabulary

*
Advertisement *

Welcome
to the Turning Point in Your Life

How
can it be a group of people in the same city, with the same
education, upbringing, bank balance and opportunity make riches
beyond their dreams, and others don't??

Answer:
They used a system… a set "proven" process which
set them apart.

Want
to know what this system is?

They
followed a set of simple instructions which made money automatically
come their way… money was attracted to them like metal to
a magnet long BEFORE they became wealthy.

It
was following these simple instructions I now call "The
Billionaire Way" which gave ME an unbelievable 'piggy-back
ride' from a simple insurance sales guy to founder of the world's
first TV shopping network.

Here’s
how I did it:

http://www.isecureonline.com/Reports/700STBW/E700G1E1

The
Attributes of People Who Have Personal Power, #6 of 12:

They
take follow-up to the next level

"Serious
follow-up involves much more than sending a series of urgent
reminders. It requires setting aside time to ensure the objective
is clearly understood, to discuss and review the plan for
accomplishing it, and to help brainstorm solutions to any
problems.

"When
I look at the history of my business life as it really was
on a daily, hourly basis, and not how it appears from the
distance of reflection, I realize that it was the follow up,
not the great ideas, that was the biggest part of my success."

-
Michael Masterson

[Ed.
Note: Through January 23rd, we are excerpting highlights
from Michael Masterson's new book Power and Persuasion.
If you would like to learn no-B.S. secrets for commanding
success in your personal and business life, based on Michael's
40 years of down-in-the-trenches business experience, you
can pick up a copy here.]

*
Advertisement *

LEARN
THE TWO RULES OF POWER AND SUCCESS IN ONLY 3 HOURS

Would
you like to control your own destiny? Command respect from your
peers? Enjoy life to its fullest?

Then
you need to learn the two universal rules of power and success.

Imagine
the possibilities…your career or business take off… negotiations
start going your way… deals turn in your favor…sales rise…your
income rises even faster.

Imagine
too…your personal life takes a turn for the better. You recapture
your active lifestyle…friends comment on how you seem to be
on some kind of wonderful roll…and you wake up in the morning
feeling like you've discovered "a whole new you."

In
his new book, Power and Persuasion: How to Command Success in
Business and Your Personal Life, Michael Masterson will show
you how to achieve total success in your business and personal
life.

Power
and Persuasion will show you:

how to almost instantly become a “highly effective person”

how to instinctively know how to burst through roadblocks
and obstacles that leave others stumped and stalled

how to recognize good ideas and ACT on them

Order
Power and Persuasion today!

http://www.isecureonline.com/Reports/700SPAP/E700G127

"Great
things are not accomplished by those who yield to trends and
fads and popular opinion."

-
Jack Kerouac

An
Introduction to "Hot Trading Secrets"

By
Michael Masterson

I
have an intellectual weakness for contrarian investing. Buy
quality when it is unpopular and prices are cheap. Sell it when
the crowds have finally caught on and prices are zooming.

This
is the sort of moneymaking philosophy that appeals to a certain
snobbish tendency in me: that most investors, the lumpeninvestoriat
(as Bill Bonner calls them in his Daily
Reckoning e-letter) are financial lemmings
who don't have the sense to recognize value when they see it.
Instead, they buy on hype and frenzy and contribute to bubbles
that inflate and burst, as bubbles must do, and are justly punished
for their folly.

Or,
to paraphrase Mick Jagger: You can't always get what you want
as an investor. But if you live long enough, you will get what
you deserve.

That's
the way I like to think about the financial markets. But when
I look at what I have actually done as a businessman and investor,
I have to admit that most of my wealth has been accumulated
by doing almost exactly the opposite. Of the considerable money
I have made in my lifetime, the great majority of it has come
from investing in trends. Not foolishly running behind the herd
(I'd like to think), but shrewdly going with the flow.

I
once heard it said that there is a rule of probability which
states that there is a seven-to-one chance that any trend that
exists today will continue to be in place tomorrow. That dovetails
with my experience as a builder of businesses. Yes, trends change.
But most of the time, they go in exactly the same direction
that they were going in yesterday.

Betting
against the trend can provide rich emotional rewards, but it's
generally bad for the pocketbook. If kids today like low-cut
jeans so their boxer shorts can show, chances are they will
like them tomorrow. Sometime in the future, higher-cut jeans
and cotton briefs will be back in vogue, but I'm not going to
invest in a business that is starting to manufacture them now.

If
you look at the history of the stock market over the past 25
years (since I've been more or less involved with it), you will
notice that there have been about a half-dozen major trends.
The pattern of investing during those trends is pretty well
documented: As one trend gradually or somewhat suddenly comes
to a halt, another trend almost immediately takes up movement.
Those who get in on the new trend at the beginning do very well,
but those that get in toward the end often get killed.

The
secret to becoming wealthy as a trend investor is timing. And
for every trend, there are at least a half-dozen investment
theories that aim to profit from it. As a consultant to the
financial publishing industry, I've been studying those theories
for almost three decades – and if there is one thing I've learned
about them, it is this: There are all sorts of investment strategies
that work …but very few – if any – that work consistently.

Which
brings me to Christoph Amberger and his exciting new book Hot
Trading Secrets.

There
is an inside secret in the investment advisory business that
goes something like this: If the investor likes the shade of
your glasses, he won't care that the numbers he's looking at
don't add up to much. Put differently: If your reader likes
your political and economic worldview, he will stay with you
when your track record for recommending winning stocks is in
the toilet.

As
someone who has watched the investment advice business for many
years, I believe that perspective is largely true. And there's
a good reason for it. Most investors – most people – are not
all that concerned about the return on investment they get.
They feel that they should be concerned. And ROI can,
indeed, affect their purchasing power. But when you consider
all the uncertainties that are incorporated in the world of
investing … and after you've had the experience of seeing
your winning streak turn bad on you several times … you gradually
start to pay attention to other things.

Those
other things are often more philosophical in nature.

Why,
for example, is there such a variance between the average income
of a new family in the United States and the average cost of
a start-up home? If the world were a reasonable place, you'd
think there would be a clear and calculable connection.

Or,
given the fact that most new wealth in America is created by
small companies, shouldn't investors who put their money in
small-cap stocks do better than the rest of the investing public?

Or,
considering the fact that God created the world and it's meant
to have some sublime order (though we may not know what that
order is), shouldn't good investors – that is, investors who
put their faith in solid, value-producing companies – be rewarded
in the end when the universe rights itself?

Such
speculations are endlessly entertaining for those investors
who have (subconsciously or wittingly) given up the goal of
attaining wealth through stocks. (Or even, in many cases, the
much less ambitious objective of beating market indexes.) But
Mr. Amberger is not content to merely entertain. A compelling
theoretician and amusing lampooner, he has spent 15 years as
the publisher of the Taipan division of Agora Publishing's financial
newsletter empire – excoriating fools, lambasting intelligent
dimwits, and poking fun at pundits whose theories are always
richer than those who follow their recommendations.

That
said, he has never given up the goal of finding investment theories
that actually work. In fact, he's been so dedicated to what
seems to most industry insiders to be an impossible task that
he has practically invented a process of hiring, training, and
then testing young people who have a talent for this game. In
the process, he has developed an enviable record of gurus and
investment newsletters with impressive performances.

A
few years ago, I had a conversation with Christoph about his
success. I told him I was impressed with the individual results
of individual writers who had matured their game under his direction
– but I still wasn't convinced that any one of them could sustain
their records indefinitely.

"And
that's why I start them young," he explained. "Because
I want them young enough to change as the market changes. To
correct and refine and, if necessary, entirely reinvent their
systems in order to get those good returns."

I
wondered aloud whether that would be possible.

"Look
at it this way," he said. "During every market trend,
isn't there always one predominant investment theory that is
working?"

"Yes,"
I said. "But that's exactly my point. As the market changes,
so do the investment systems. What worked 10 years ago doesn't
work today. And what's working today won't be working 10 years
from now."

"In
fact, you are making my point," he said. "My program
is meant to take advantage of that one irrefutable fact about
the stock market: that it is endlessly changing. In an endlessly
changing environment, only a fool or zealot would stick to a
single, unchanging system for dealing with it.

"My
system is dynamic. It's a dynamic market theory."

"You
should write a book on that idea," I told him.

And
so he did. And that's why I'm excited to introduce you to Hot
Trading Secrets. In this book, Christoph
not only lays out the analytical approaches of his ambitious
young team of editors and analysts, but also provides his big-picture
view of how he sees the next five years unfolding in the global
markets. It's no pretty picture. (And Christoph has an uncanny
track record of being right in his analyses and forecasts.)

But
despite the looming crisis in the financial markets, this book
has a very optimistic message. By explaining how his analysts
harness each move in the markets for fun and profits, he provides
the tools needed to meet this crisis head-on – enabling you
to come out not only wiser, but potentially vastly richer.

Today's
Action Plan

The
above essay is the foreword Michael Masterson wrote for Christoph
Amberger's new book Hot Trading Secrets. If you're interested,
click
here to get a copy.

In
cased you missed it!

On
Thursday, Steve Cook shared the same moves that he uses to close
deals that totaled $30,000 last month alone…the techniques
that have made him a multimillionaire including:

Why Wholesaling works…why it is so fast and how it limits
your risk…

Why this is the easiest style of real estate investing for
a beginner to break into

The "Super-Formula" you can use to determine your
bottom-line price on every property you view…

How to quickly and accurately determine the "ARV"
or After Repair Value of a property, and why that "magic"
number can be the difference between handsome profits and
busted deals…

The fool-proof way to estimate repairs, even if you've never
picked up a hammer in your life…

The "trick" to finding a Realtor who can provide
you with 90% of your deals, save you hundreds of hours in
paperwork, and increase the amount of income you are able
to generate…

The secret to closing more deals with fewer problems…

If
you are a Main St. Millionaire Investing with the Master’s
subscriber then an MP3 will be emailed out to you. If
you are not a current subscriber but would like to sign up please
click here and call instructions will be sent to you.

Another
Highly Effective Way to Manage Your Blood Sugar

In
past issues of ETR, I have stressed the importance of maintaining
balanced blood sugar levels. Here's another safe, natural, and
highly effective way to do it: Take a fiber supplement before
each meal.

Researchers
in Taiwan studied the effects of a soluble fiber called glucomannan,
made from the root of a plant native to Japan. They found that
subjects who received 1.2 grams of glucomannan 30 minutes before
eating a piece of white toast had a 28% reduction in blood sugar
two hours later (as compared to eating the same thing without
the fiber).

And
here's another benefit. They also found that when the subjects
took 1.2 grams of glucomannan three times a day before meals,
their LDL cholesterol dropped by 21% within a month.

One
brand that you might want to try (with 2 grams per serving)
is Nature's Way. If you can't find it at your local health food
store, it's available online at Swanson
Vitamins.

-
Jon Herring

How
to Research Your Audience

Whenever
you make any kind of speech, you have to tailor your presentation
specifically for your audience. But what if you'll be speaking
to several hundred people? Doesn't that mean you'll be delivering
your words to a very diverse group?

Not
necessarily. There are always common denominators – and that's
what you look for.

Here's
how to make certain your message is being delivered into receptive
ears:

Are you speaking to people in a particular industry? A group
with a common interest? Use a database to find out more
about that industry or organization and the problems they
face. Send for their literature. Contact their public relations
staff and/or officers. If possible, attend one of their
meetings.

Research your audience to find out their level of expertise
on your topic and what they hope to learn from you. This
can be done with a short e-mail survey.

With
this information in hand, you will be able to customize your
presentation to meet their needs, add humor based on the inside
information you gather, and (most important) make sure the time
they spend with you is time well spent.

-
Virginia Avery

[Ed.
Note: Virginia Avery is a communications specialist who trains
and coaches businesspeople to make more profitable presentations.
Virginia@AveryPresentations.com]

It's
Good to Know: The World's Slowest Concert

A
concert currently playing in the Buchardi Church in Halberstadt,
Germany began with a year and half of total silence. The first
chord of the piece by avant-garde composer John Cage – titled
"Organ 2/ASLSP" (AS sLow aS Possible) – sounded in
February of 2003. It was closely followed by the addition of
an E octave in July of 2004. On January 5th of this year, a
new chord (A, C, and F sharp) was added – and will play uninterrupted
for the next six years.

The
concert will end after 639 years of near-continuous sound (there
will be a brief intermission in 2319) or until the organ can
no longer play.

(Source:
www.timesonline.co.uk
)

*
Advertisement *

Want to Bypass the Property “Bubble"?
Here’s the Safest Way to Make Fast Cash in Real Estate…

Are you cash strapped at the moment? Poor credit? Thinking about real estate but worried about the property bubble? Well, consider this…

When I started in real estate, I had just closed a failed restaurant. I was going through a divorce, and I had a negative net worth. When I discovered the system you are about to learn about… I made $14,000 within my first 8 weeks.

Then I got serious and started to make some real money… including over $100,000 CASH in a single month… twice! And I have proven this works over 300 times. I'd like to tell you how you can take the same road… without the trial and error… and without missing out on the opportunities that are available right now…

http://www.isecureonline.com/Reports/700SWFQC/E700FC15/

Word
to the Wise: Excoriate

To
"excoriate" (ik-SKOR-ee-ate) is to
denounce or censure strongly. The word is derived from the Latin
"corium" ("skin").

Example
(as I used it today): "A compelling theoretician and amusing
lampooner, [Mr. Amberger] has spent 15 years as the publisher
of the Taipan division of Agora Publishing's financial newsletter
empire – excoriating fools, lambasting intelligent dimwits,
and poking fun at pundits whose theories are always richer than
those who follow their recommendations."

Michael
Masterson
Copyright ETR, LLC, 2006

ALL CONTENTS OF THIS E-MAIL ARE COPYRIGHT 2006 BY ETR,
LLC.

http://www.earlytorise.com/whitelisting.htm If you'd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

An Introduction to “Hot Trading Secrets”

Monday, January 16th, 2006

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Monday , January 16, 2006
Message #1627

WEALTHY: A new book by a great professional investor (Michael
Masterson)

HEALTHY: 2 good reasons to take this fiber supplement

WISE: Jack Kerouac on following the crowd

ALSO IN THIS ISSUE:

Your first step in making a speech to a large group (Virginia
Avery)

Want to hear John Cage's latest composition? Take your time …

Add the word "excoriate" to your vocabulary

*
Advertisement *

Welcome
to the Turning Point in Your Life

How
can it be a group of people in the same city, with the same
education, upbringing, bank balance and opportunity make riches
beyond their dreams, and others don't??

Answer:
They used a system… a set "proven" process which
set them apart.

Want
to know what this system is?

They
followed a set of simple instructions which made money automatically
come their way… money was attracted to them like metal to
a magnet long BEFORE they became wealthy.

Here’s
how I did it:

http://www.isecureonline.com/Reports/700STBW/E700G1E1

The
Attributes of People Who Have Personal Power, #6 of 12:

They
take follow-up to the next level

-
Michael Masterson

[Ed.
Note: Through January 23rd, we are excerpting highlights
from Michael Masterson's new book Power and Persuasion.
If you would like to learn no-B.S. secrets for commanding
success in your personal and business life, based on Michael's
40 years of down-in-the-trenches business experience, you
can pick up a copy here.]

*
Advertisement *

LEARN
THE TWO RULES OF POWER AND SUCCESS IN ONLY 3 HOURS

Would
you like to control your own destiny? Command respect from your
peers? Enjoy life to its fullest?

Then
you need to learn the two universal rules of power and success.

Imagine
the possibilities…your career or business take off… negotiations
start going your way… deals turn in your favor…sales rise…your
income rises even faster.

Imagine
too…your personal life takes a turn for the better. You recapture
your active lifestyle…friends comment on how you seem to be
on some kind of wonderful roll…and you wake up in the morning
feeling like you've discovered "a whole new you."

In
his new book, Power and Persuasion: How to Command Success in
Business and Your Personal Life, Michael Masterson will show
you how to achieve total success in your business and personal
life.

Power
and Persuasion will show you:

how to almost instantly become a “highly effective person”

how to instinctively know how to burst through roadblocks
and obstacles that leave others stumped and stalled

how to recognize good ideas and ACT on them

Order
Power and Persuasion today!

http://www.isecureonline.com/Reports/700SPAP/E700G127

"Great
things are not accomplished by those who yield to trends and
fads and popular opinion."

-
Jack Kerouac

An
Introduction to "Hot Trading Secrets"

By
Michael Masterson

I
have an intellectual weakness for contrarian investing. Buy
quality when it is unpopular and prices are cheap. Sell it when
the crowds have finally caught on and prices are zooming.

Or,
to paraphrase Mick Jagger: You can't always get what you want
as an investor. But if you live long enough, you will get what
you deserve.

Which
brings me to Christoph Amberger and his exciting new book Hot
Trading Secrets.

As
someone who has watched the investment advice business for many
years, I believe that perspective is largely true. And there's
a good reason for it. Most investors – most people – are not
all that concerned about the return on investment they get.
They feel that they should be concerned. And ROI can,
indeed, affect their purchasing power. But when you consider
all the uncertainties that are incorporated in the world of
investing … and after you've had the experience of seeing
your winning streak turn bad on you several times … you gradually
start to pay attention to other things.

Those
other things are often more philosophical in nature.

Or,
given the fact that most new wealth in America is created by
small companies, shouldn't investors who put their money in
small-cap stocks do better than the rest of the investing public?

I
wondered aloud whether that would be possible.

"Look
at it this way," he said. "During every market trend,
isn't there always one predominant investment theory that is
working?"

"My
system is dynamic. It's a dynamic market theory."

"You
should write a book on that idea," I told him.

Today's
Action Plan

The
above essay is the foreword Michael Masterson wrote for Christoph
Amberger's new book Hot Trading Secrets. If you're interested,
click
here to get a copy.

In
cased you missed it!

On
Thursday, Steve Cook shared the same moves that he uses to close
deals that totaled $30,000 last month alone…the techniques
that have made him a multimillionaire including:

Why Wholesaling works…why it is so fast and how it limits
your risk…

Why this is the easiest style of real estate investing for
a beginner to break into

The "Super-Formula" you can use to determine your
bottom-line price on every property you view…

How to quickly and accurately determine the "ARV"
or After Repair Value of a property, and why that "magic"
number can be the difference between handsome profits and
busted deals…

The fool-proof way to estimate repairs, even if you've never
picked up a hammer in your life…

The "trick" to finding a Realtor who can provide
you with 90% of your deals, save you hundreds of hours in
paperwork, and increase the amount of income you are able
to generate…

The secret to closing more deals with fewer problems…

Another
Highly Effective Way to Manage Your Blood Sugar

And
here's another benefit. They also found that when the subjects
took 1.2 grams of glucomannan three times a day before meals,
their LDL cholesterol dropped by 21% within a month.

One
brand that you might want to try (with 2 grams per serving)
is Nature's Way. If you can't find it at your local health food
store, it's available online at Swanson
Vitamins.

-
Jon Herring

How
to Research Your Audience

Not
necessarily. There are always common denominators – and that's
what you look for.

Here's
how to make certain your message is being delivered into receptive
ears:

Research your audience to find out their level of expertise
on your topic and what they hope to learn from you. This
can be done with a short e-mail survey.

-
Virginia Avery

[Ed.
Note: Virginia Avery is a communications specialist who trains
and coaches businesspeople to make more profitable presentations.
Virginia@AveryPresentations.com]

It's
Good to Know: The World's Slowest Concert

The
concert will end after 639 years of near-continuous sound (there
will be a brief intermission in 2319) or until the organ can
no longer play.

(Source:
www.timesonline.co.uk
)

*
Advertisement *

Want to Bypass the Property “Bubble"?
Here’s the Safest Way to Make Fast Cash in Real Estate…

Are you cash strapped at the moment? Poor credit? Thinking about real estate but worried about the property bubble? Well, consider this…

Then I got serious and started to make some real money… including over $100,000 CASH in a single month… twice! And I have proven this works over 300 times. I'd like to tell you how you can take the same road… without the trial and error… and without missing out on the opportunities that are available right now…

http://www.isecureonline.com/Reports/700SWFQC/E700FC15/

Word
to the Wise: Excoriate

To
"excoriate" (ik-SKOR-ee-ate) is to
denounce or censure strongly. The word is derived from the Latin
"corium" ("skin").

http://www.earlytorise.com/whitelisting.htm If you'd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

An Introduction to “Hot Trading Secrets”

Monday, January 16th, 2006

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Monday , January 16, 2006
Message #1627

WEALTHY: A new book by a great professional investor (Michael
Masterson)

HEALTHY: 2 good reasons to take this fiber supplement

WISE: Jack Kerouac on following the crowd

ALSO IN THIS ISSUE:

Your first step in making a speech to a large group (Virginia
Avery)

Want to hear John Cage's latest composition? Take your time …

Add the word "excoriate" to your vocabulary

*
Advertisement *

Welcome
to the Turning Point in Your Life

How
can it be a group of people in the same city, with the same
education, upbringing, bank balance and opportunity make riches
beyond their dreams, and others don't??

Answer:
They used a system… a set "proven" process which
set them apart.

Want
to know what this system is?

They
followed a set of simple instructions which made money automatically
come their way… money was attracted to them like metal to
a magnet long BEFORE they became wealthy.

Here’s
how I did it:

http://www.isecureonline.com/Reports/700STBW/E700G1E1

The
Attributes of People Who Have Personal Power, #6 of 12:

They
take follow-up to the next level

-
Michael Masterson

*
Advertisement *

LEARN
THE TWO RULES OF POWER AND SUCCESS IN ONLY 3 HOURS

Would
you like to control your own destiny? Command respect from your
peers? Enjoy life to its fullest?

Then
you need to learn the two universal rules of power and success.

Imagine
the possibilities…your career or business take off… negotiations
start going your way… deals turn in your favor…sales rise…your
income rises even faster.

Imagine
too…your personal life takes a turn for the better. You recapture
your active lifestyle…friends comment on how you seem to be
on some kind of wonderful roll…and you wake up in the morning
feeling like you've discovered "a whole new you."

In
his new book, Power and Persuasion: How to Command Success in
Business and Your Personal Life, Michael Masterson will show
you how to achieve total success in your business and personal
life.

Power
and Persuasion will show you:

how to almost instantly become a “highly effective person”

how to instinctively know how to burst through roadblocks
and obstacles that leave others stumped and stalled

how to recognize good ideas and ACT on them

Order
Power and Persuasion today!

http://www.isecureonline.com/Reports/700SPAP/E700G127

"Great
things are not accomplished by those who yield to trends and
fads and popular opinion."

-
Jack Kerouac

An
Introduction to "Hot Trading Secrets"

By
Michael Masterson

I
have an intellectual weakness for contrarian investing. Buy
quality when it is unpopular and prices are cheap. Sell it when
the crowds have finally caught on and prices are zooming.

Or,
to paraphrase Mick Jagger: You can't always get what you want
as an investor. But if you live long enough, you will get what
you deserve.

Which
brings me to Christoph Amberger and his exciting new book Hot
Trading Secrets.

As
someone who has watched the investment advice business for many
years, I believe that perspective is largely true. And there's
a good reason for it. Most investors – most people – are not
all that concerned about the return on investment they get.
They feel that they should be concerned. And ROI can,
indeed, affect their purchasing power. But when you consider
all the uncertainties that are incorporated in the world of
investing … and after you've had the experience of seeing
your winning streak turn bad on you several times … you gradually
start to pay attention to other things.

Those
other things are often more philosophical in nature.

Or,
given the fact that most new wealth in America is created by
small companies, shouldn't investors who put their money in
small-cap stocks do better than the rest of the investing public?

I
wondered aloud whether that would be possible.

"Look
at it this way," he said. "During every market trend,
isn't there always one predominant investment theory that is
working?"

"My
system is dynamic. It's a dynamic market theory."

"You
should write a book on that idea," I told him.

Today's
Action Plan

The
above essay is the foreword Michael Masterson wrote for Christoph
Amberger's new book Hot Trading Secrets. If you're interested,
click
here to get a copy.

In
cased you missed it!

On
Thursday, Steve Cook shared the same moves that he uses to close
deals that totaled $30,000 last month alone…the techniques
that have made him a multimillionaire including:

Why Wholesaling works…why it is so fast and how it limits
your risk…

Why this is the easiest style of real estate investing for
a beginner to break into

The "Super-Formula" you can use to determine your
bottom-line price on every property you view…

How to quickly and accurately determine the "ARV"
or After Repair Value of a property, and why that "magic"
number can be the difference between handsome profits and
busted deals…

The fool-proof way to estimate repairs, even if you've never
picked up a hammer in your life…

The "trick" to finding a Realtor who can provide
you with 90% of your deals, save you hundreds of hours in
paperwork, and increase the amount of income you are able
to generate…

The secret to closing more deals with fewer problems…

Another
Highly Effective Way to Manage Your Blood Sugar

And
here's another benefit. They also found that when the subjects
took 1.2 grams of glucomannan three times a day before meals,
their LDL cholesterol dropped by 21% within a month.

One
brand that you might want to try (with 2 grams per serving)
is Nature's Way. If you can't find it at your local health food
store, it's available online at Swanson
Vitamins.

-
Jon Herring

How
to Research Your Audience

Not
necessarily. There are always common denominators – and that's
what you look for.

Here's
how to make certain your message is being delivered into receptive
ears:

Research your audience to find out their level of expertise
on your topic and what they hope to learn from you. This
can be done with a short e-mail survey.

-
Virginia Avery

[Ed.
Note: Virginia Avery is a communications specialist who trains
and coaches businesspeople to make more profitable presentations.
Virginia@AveryPresentations.com]

It's
Good to Know: The World's Slowest Concert

The
concert will end after 639 years of near-continuous sound (there
will be a brief intermission in 2319) or until the organ can
no longer play.

(Source:
www.timesonline.co.uk
)

*
Advertisement *

Want to Bypass the Property “Bubble"?
Here’s the Safest Way to Make Fast Cash in Real Estate…

Are you cash strapped at the moment? Poor credit? Thinking about real estate but worried about the property bubble? Well, consider this…

Then I got serious and started to make some real money… including over $100,000 CASH in a single month… twice! And I have proven this works over 300 times. I'd like to tell you how you can take the same road… without the trial and error… and without missing out on the opportunities that are available right now…

http://www.isecureonline.com/Reports/700SWFQC/E700FC15/

Word
to the Wise: Excoriate

To
"excoriate" (ik-SKOR-ee-ate) is to
denounce or censure strongly. The word is derived from the Latin
"corium" ("skin").

http://www.earlytorise.com/whitelisting.htm If you'd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Achieve More With a Mentor

Saturday, January 14th, 2006

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Saturday, January 14, 2006
Message #1626

WEALTHY: How far could the dollar drop this year?

HEALTHY: A long-term solution to every health problem

WISE: Sophocles on learning

ALSO IN THIS ISSUE:

The shortcut to success … in any field (Michael Masterson)

A great website to check out

Add the word "abnegation" to your vocabulary

*
Advertisement *

LEARN THE TWO RULES OF POWER AND SUCCESS IN ONLY 3 HOURS

Would you like to control your own destiny? Command respect from your peers? Enjoy life to its fullest?

Then you need to learn the two universal rules of power and success.
Imagine the possibilities…your career or business take off… negotiations start going your way… deals turn in your favor…sales rise…your income rises even faster.

In his new book, Power and Persuasion: How to Command Success in Business and Your Personal Life, Michael Masterson will show you how to achieve total success in your business and personal life.

Power and Persuasion will show you:

how to almost instantly become a “highly effective person”

how to instinctively know how to burst through roadblocks and obstacles that leave others stumped and stalled

how to recognize good ideas and ACT on them

Order Power and Persuasion today!

http://www.isecureonline.com/Reports/700SPAP/E700G127/

The Attributes of People Who Have Personal Power, #5 of 12:

They have a written plan

"Great leaders know that getting to success requires a plan – one that is well thought out, written down, and developed into specific objectives. Furthermore, these objectives must be communicated clearly and have standards of quality and deadlines attached to them."

- Michael Masterson

What's a Dollar Going to be Worth in 2006?

Is there anybody who thought the dollar would exit 2005 stronger than the way it started the year? CITIGROUP, Deutsche Bank, and UBS – the three giants of global currency trading – were all wildly wrong about the foreign exchange markets in 2005. They all predicted a dollar slide.

It's strange … because when gold is up, the dollar is usually down. But not last year. The dollar and gold went up at the same time.

This year will be different. The dollar will begin to weaken as our budget and trade deficits get bigger and bigger. That – and lack of faith in the economy – will encourage foreign governments (like China's) to diversify away from the U.S. in their purchases of U.S. Government Treasuries.

It won't be a major retreat from U.S. dollars by foreign central banks … but just enough for the dollar to feel it. And if interest rates start to go down again this year, foreign entities will have even less reason to store their cash in American banks.

The dollar will dip 10% to 15% in 2006. Is a crash possible? Naw. The economy is too strong to let that happen. But it's time to look at hard assets. (They go up when the dollar goes down.) Gold is one, but there are plenty of others – like silver, platinum, palladium, and diamonds.

This would also be a good year to put 3%-5% of your invested wealth into non-precious assets like timber and coal. If you want to learn more about investing in promising commodities, you may want to get our special commodity report.

- Andrew Gordon

[Ed. Note: Andrew Gordon, ETR's financial expert, is the editor of The Skeptical Advisor, our investment newsletter. Check it out at http://skepticaladvisor.com.]

"It can be no dishonor to learn from others when they speak good sense."

- Sophocles

Achieve More With a Mentor

By Michael Masterson

A man looks back on his life and says, "I wish I knew then what I know now."

It can take a decade or more to become the successful person you want to be, but you can shorten your learning curve – even drastically curtail it – by using a mentor.

With the advice, experience, and support of an experienced person in your field, you can avoid the most common mistakes you are likely to make. You overcome the stickiest problems and find shortcuts to success.

It doesn't really matter where you are along your career path, getting yourself a good mentor will be enormously valuable for you.

A survey commissioned by the Elliot Leadership Institute at Johnson & Wales University confirms this. For this particular study, researchers surveyed senior executives and middle managers in the food service and hospitality industry about leadership competencies. What they discovered was that leaders who had been mentored felt the experience invaluable. They said their mentors helped them build all kinds of leadership skills, including decision-making, strategic thinking, planning, coaching, and effectively managing others.

In Early to Rise, I've often talked about the mentors in my own business life. From Leo, my first post-college boss, I learned the importance of persistence and dogged determination. Leo once had me call Honda Motors more than 100 times to convince them to give us a new engine after the one we had died (from lack of oil). We hadn't a single, sensible argument in our favor, but that didn't stop Leo from pushing me. Finally, after I got all the way to the top, the Honda executive leadership decided they had wasted too much time on us and gave in. I didn't feel good about getting something we didn't deserve, but I never forgot that lesson in persistence.

From Joel, my second major mentor, I learned a great deal. The first lesson he taught me – by firing the lady who wanted to get me fired – was that a good leader needs to surround himself with the strongest people he can find. Another lesson I learned soon thereafter had to do with the fundamental nature of business. "Until you make a sale," Joel explained patiently, "nothing else happens."

From Bill, a client, partner, and part-time mentor, I discovered – relatively late in my career – two important business secrets that have made me a better leader. For one thing, I no longer feel compelled to solve every problem put at my feet. I've watched Bill ignore countless squabbles and come out much the better for it. Before getting involved in a dispute these days, I ask myself, "Can these people eventually come up with a satisfactory solution themselves?" If the answer is affirmative, I do nothing.

Thanks to Bill, I'm also now a big believer in product quality. Having mastered the secrets of selling through my relationship with Joel, I tended to underestimate the importance of the product. I was one of those marketers who actually wanted to sell snow to Eskimos. In working with Bill, whose sole focus is always on quality, I've seen how much better a business becomes when you stress quality.

You probably have no idea what you need to learn to make the next leap forward in your career. But someone who's been there and done it before does. Getting the help of that person will make a very big difference in your future.

How to Find Your Mentor

Look around your industry to find five successful business leaders who retired within the past two to five years. This two-to-five year timeframe is important. If they've been retired for any longer, they could be out of touch. Any sooner, and they're not yet bored enough with retirement to miss thinking about work.

Write each of these five people a short letter expressing genuine admiration for their careers. Compliment them on specific achievements. Then ask for advice on your own career.

Offer an invitation to go to lunch. Or, if they're located out of your local area, ask for a 15-minute phone call. And don't – I repeat, don't – offer them any compensation for their help … yet. Odds are, at least one of the five will respond positively to your invitation and give you a little of his time. If you find that you get along, you've got yourself a mentor.

Making the Most of Your Relationship With Your Mentor

Once you've found your mentor, make a list of the goals you want to work on with him. What do you want out of the relationship? What do you feel you need to learn? What can this person best teach you?

Prior to your first conversation, outline what you want to achieve from your time together. And keep track of your progress. Are you achieving what you set out to do? It's important that you set and monitor your progress, because your mentor most likely won't.

How to Make Sure You've Got a Good Mentor

A mentorship is a relationship built on learning. Your mentor should be your learning coach: someone you can talk to and trust. A good mentor should provide you with advice, feedback, and support. He should help you focus on your goals and give you direction that helps you succeed more quickly than you could alone.

A good mentor should help you learn the secrets to success in your field of expertise. (That's why finding one in your field is so important.)

Your mentor should offer advice on skills he's found valuable. He should counsel you concerning various opportunities in your industry and different paths to success.

According to an article in Black Enterprise, a good mentor won't tell you how to do your job. He should give you feedback and share his personal experiences, but not inundate you with lots of unsolicited advice. And a good mentor shouldn't be making decisions for you that you could have made for yourself. "Your mentor is not a savior," the article says.

I agree. If you're going to learn from your mentor, he can't come up with every single solution for you … nor should you expect him to. Your mentor should act as a sounding board and as a trusted advisor and counselor. I like the way business writer Ron Yudd put it: "[Mentors] hold the flashlight so others can see the path."

Respect the Mentor-Mentee Relationship

To maintain your relationship with your mentor, you must recognize his value and reward him for it. Keep in mind that the kind of advice he is giving you is likely to have the most profound effect on your career. Although you can't measure the financial value of any specific suggestion (i.e., "Stop spending so much time on this fulfillment project. Get to work on improving your advertising."), you can bet that in the long run the effect will be very significant.

Show him you appreciate what he is doing for you. Tell him, in specific terms, what you have learned from him and thank him every time he meets with you. Remember, the psychological reward of knowing he is helping you succeed is his primary reward. That said, the time has now come to offer to compensate him for his time with money.

How much? That's up to you. Pay him no more than you feel comfortable paying him and no less than he thinks is fair. If you can't find a number in between those two figures, find another mentor.

One of my current mentors, Sid, gets a check of several thousand dollars every time I spend time with him. On a per-hour basis, he's extremely well paid. But for the help he gives me in making key leadership and wealth-building decisions, the $30,000 to $40,000 a year I invest in him is a bargain.

Consider Using Multiple Mentors

If one mentor is valuable, multiple mentors can prove to be invaluable. This makes enormous sense when you consider it. It gives you not only the wisdom of one person who has been successfully doing what he's doing for years and years, but also the perspective of comparing the ideas and judgments of several experts.

Adopting a mentor or mentors requires a temporary abnegation of pride. Or perhaps something beyond that – the wisdom to understand that one's own ideas are not always the best ideas.

I consider this to be a truly great secret of success.

Today's
Resolution

Promise yourself that every time you want to try something new – a product, a promotion, a sales pitch, or even a career change – you will identify a group of people who can help you get it right.

Contact each of them individually. Ask for their help honestly. Thank them. Use the best of what they suggest. And then, if the effort succeeds, thank them again.

*
Advertisement *

“By Mistake, I Made $3012 in 48 Hours from the Internet…

At first they thought she was just a dumb blonde having another one of those "dumb blond" moments.

But they soon found out this young secretary, Vicky Smith, had accidentally stumbled across a "hidden back door" to achieving financial independence.

And now she's explaining how to set up one of these automatic income streams yourself – in less than one hour!

If getting a nice cash income started almost immediately is something you'd be interested in, I urge you to read Vicky's surprising by clicking here.

http://www.isecureonline.com/Reports/700STGB/E700G156/

Take the Natural Route to Health and Wellness

What would you do if your doctor told you that you have high blood pressure … or diabetes … or high cholesterol … or that you are suffering from depression? Most people would say, "Okay, Doc … so, what drug should I take?" If that would be your reaction too, I hope you'll reconsider.

Drugs do not "cure" illness. They don't heal – they mask. While a drug may temporarily relieve the symptoms, it will do nothing to address the cause of an illness. It's like clipping the leaves off a dandelion to keep the weeds out of your garden. Plus, every single drug – including those you can buy over the counter – can have extremely serious side effects. Did you know, for example, that Tylenol is the number one cause of acute liver failure? That's right … "harmless" Tylenol.

But here's the good news. Virtually every drug can be outperformed by safe and affordable natural nutrients. And when you combine the appropriate nutritional supplementation with a healthy diet, moderate sun exposure, and exercise, you have a long-term health solution that no drug in the world can match.

So make it your New Year's health resolution for today to identify and curtail the habits that lead to illness. And if you are faced with a health crisis, promise yourself that you will seek the foods, natural supplements, sunlight, and exercise that will enhance your body's ability to heal itself.

- Jon Herring

It's Good to Know: What's Better Than eBay or the Classified Ads?

Looking for Madonna tickets in Miami? A dog-sitter in Dallas? A bike in Biloxi? If so, Craigslist.org is the place to go.

Craig Newmark started his list in 1995 as a way to tell friends about happenings in and around San Francisco. Word quickly spread, and soon his small list became large enough to demand a list server. He wrote the software – and www.craigslist.org was born.

Free to users, there are now Craigslist sites in all 50 U.S. states and 35 countries (190 total), with approximately 3 billion page views per month. The site's only income is $75 per listing for job postings in San Francisco, and $25 per listing in New York and Washington, D.C. This, according to Fortune magazine, brings in an estimated $20 million a year.

Check it out.

*
Advertisement *

Your Opportunity to Become a Millionaire… In 3 Minutes a Week!

Imagine a risk-averse investment that could help your money grow by 5% PER MONTH. Imagine if this strategy were effortless…requiring only 10 to 15 minutes of your time each month. This strategy does exist… and here is how you can take a RISK-FREE test drive.

http://www.isecureonline.com/Reports/3MT/E3MTFC01/

In cased you missed it!

On Thursday, Steve Cook shared the same moves that he uses to close deals that totaled $30,000 last month alone…the techniques that have made him a multimillionaire including:

Why Wholesaling works…why it is so fast and how it limits your risk…

Why this is the easiest style of real estate investing for a beginner to break into

The "Super-Formula" you can use to determine your bottom-line price on every property you view…

How to quickly and accurately determine the "ARV" or After Repair Value of a property, and why that "magic" number can be the difference between handsome profits and busted deals…

The fool-proof way to estimate repairs, even if you've never picked up a hammer in your life…

The "trick" to finding a Realtor who can provide you with 90% of your deals, save you hundreds of hours in paperwork, and increase the amount of income you are able to generate…

The secret to closing more deals with fewer problems…

If you are a Main St. Millionaire Investing with the Master’s subscriber then an MP3 will be emailed out to you. If you are not a current subscriber but would like to sign up please click here and call instructions will be sent to you.

http://www.isecureonline.com/Reports/700SRETC/E700G1E3/

Word
to the Wise: Abnegation

"Abnegation" (ab-nuh-GAY-shun) is the renunciation of your own interests in favor of the interests of others.

Example (as I used it today): "Adopting a mentor or mentors requires a temporary abnegation of pride."

http://www.earlytorise.com/whitelisting.htm If you'd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Achieve More With a Mentor

Saturday, January 14th, 2006

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Saturday, January 14, 2006
Message #1626

WEALTHY: How far could the dollar drop this year?

HEALTHY: A long-term solution to every health problem

WISE: Sophocles on learning

ALSO IN THIS ISSUE:

The shortcut to success … in any field (Michael Masterson)

A great website to check out

Add the word "abnegation" to your vocabulary

*
Advertisement *

LEARN THE TWO RULES OF POWER AND SUCCESS IN ONLY 3 HOURS

Would you like to control your own destiny? Command respect from your peers? Enjoy life to its fullest?

In his new book, Power and Persuasion: How to Command Success in Business and Your Personal Life, Michael Masterson will show you how to achieve total success in your business and personal life.

Power and Persuasion will show you:

how to almost instantly become a “highly effective person”

how to instinctively know how to burst through roadblocks and obstacles that leave others stumped and stalled

how to recognize good ideas and ACT on them

Order Power and Persuasion today!

http://www.isecureonline.com/Reports/700SPAP/E700G127/

The Attributes of People Who Have Personal Power, #5 of 12:

They have a written plan

- Michael Masterson

[Ed. Note: Through January 23rd, we are excerpting highlights from Michael Masterson's new book Power and Persuasion. If you would like to learn no-B.S. secrets for commanding success in your personal and business life, based on Michael's 40 years of down-in-the-trenches business experience, you can pick up a copy here.]

What's a Dollar Going to be Worth in 2006?

Is there anybody who thought the dollar would exit 2005 stronger than the way it started the year? CITIGROUP, Deutsche Bank, and UBS – the three giants of global currency trading – were all wildly wrong about the foreign exchange markets in 2005. They all predicted a dollar slide.

It's strange … because when gold is up, the dollar is usually down. But not last year. The dollar and gold went up at the same time.

- Andrew Gordon

[Ed. Note: Andrew Gordon, ETR's financial expert, is the editor of The Skeptical Advisor, our investment newsletter. Check it out at http://skepticaladvisor.com.]

"It can be no dishonor to learn from others when they speak good sense."

- Sophocles

Achieve More With a Mentor

By Michael Masterson

A man looks back on his life and says, "I wish I knew then what I know now."

It can take a decade or more to become the successful person you want to be, but you can shorten your learning curve – even drastically curtail it – by using a mentor.

It doesn't really matter where you are along your career path, getting yourself a good mentor will be enormously valuable for you.

In Early to Rise, I've often talked about the mentors in my own business life. From Leo, my first post-college boss, I learned the importance of persistence and dogged determination. Leo once had me call Honda Motors more than 100 times to convince them to give us a new engine after the one we had died (from lack of oil). We hadn't a single, sensible argument in our favor, but that didn't stop Leo from pushing me. Finally, after I got all the way to the top, the Honda executive leadership decided they had wasted too much time on us and gave in. I didn't feel good about getting something we didn't deserve, but I never forgot that lesson in persistence.

How to Find Your Mentor

Write each of these five people a short letter expressing genuine admiration for their careers. Compliment them on specific achievements. Then ask for advice on your own career.

Making the Most of Your Relationship With Your Mentor

How to Make Sure You've Got a Good Mentor

A good mentor should help you learn the secrets to success in your field of expertise. (That's why finding one in your field is so important.)

Your mentor should offer advice on skills he's found valuable. He should counsel you concerning various opportunities in your industry and different paths to success.

According to an article in Black Enterprise, a good mentor won't tell you how to do your job. He should give you feedback and share his personal experiences, but not inundate you with lots of unsolicited advice. And a good mentor shouldn't be making decisions for you that you could have made for yourself. "Your mentor is not a savior," the article says.

Respect the Mentor-Mentee Relationship

How much? That's up to you. Pay him no more than you feel comfortable paying him and no less than he thinks is fair. If you can't find a number in between those two figures, find another mentor.

Consider Using Multiple Mentors

If one mentor is valuable, multiple mentors can prove to be invaluable. This makes enormous sense when you consider it. It gives you not only the wisdom of one person who has been successfully doing what he's doing for years and years, but also the perspective of comparing the ideas and judgments of several experts.

Adopting a mentor or mentors requires a temporary abnegation of pride. Or perhaps something beyond that – the wisdom to understand that one's own ideas are not always the best ideas.

I consider this to be a truly great secret of success.

Today's
Resolution

Contact each of them individually. Ask for their help honestly. Thank them. Use the best of what they suggest. And then, if the effort succeeds, thank them again.

*
Advertisement *

“By Mistake, I Made $3012 in 48 Hours from the Internet…

At first they thought she was just a dumb blonde having another one of those "dumb blond" moments.

But they soon found out this young secretary, Vicky Smith, had accidentally stumbled across a "hidden back door" to achieving financial independence.

And now she's explaining how to set up one of these automatic income streams yourself – in less than one hour!

If getting a nice cash income started almost immediately is something you'd be interested in, I urge you to read Vicky's surprising by clicking here.

http://www.isecureonline.com/Reports/700STGB/E700G156/

Take the Natural Route to Health and Wellness

- Jon Herring

It's Good to Know: What's Better Than eBay or the Classified Ads?

Looking for Madonna tickets in Miami? A dog-sitter in Dallas? A bike in Biloxi? If so, Craigslist.org is the place to go.

Free to users, there are now Craigslist sites in all 50 U.S. states and 35 countries (190 total), with approximately 3 billion page views per month. The site's only income is $75 per listing for job postings in San Francisco, and $25 per listing in New York and Washington, D.C. This, according to Fortune magazine, brings in an estimated $20 million a year.

Check it out.

*
Advertisement *

Your Opportunity to Become a Millionaire… In 3 Minutes a Week!

http://www.isecureonline.com/Reports/3MT/E3MTFC01/

In cased you missed it!

On Thursday, Steve Cook shared the same moves that he uses to close deals that totaled $30,000 last month alone…the techniques that have made him a multimillionaire including:

Why Wholesaling works…why it is so fast and how it limits your risk…

Why this is the easiest style of real estate investing for a beginner to break into

The "Super-Formula" you can use to determine your bottom-line price on every property you view…

How to quickly and accurately determine the "ARV" or After Repair Value of a property, and why that "magic" number can be the difference between handsome profits and busted deals…

The fool-proof way to estimate repairs, even if you've never picked up a hammer in your life…

The "trick" to finding a Realtor who can provide you with 90% of your deals, save you hundreds of hours in paperwork, and increase the amount of income you are able to generate…

The secret to closing more deals with fewer problems…

If you are a Main St. Millionaire Investing with the Master’s subscriber then an MP3 will be emailed out to you. If you are not a current subscriber but would like to sign up please click here and call instructions will be sent to you.

http://www.isecureonline.com/Reports/700SRETC/E700G1E3/

Word
to the Wise: Abnegation

"Abnegation" (ab-nuh-GAY-shun) is the renunciation of your own interests in favor of the interests of others.

Example (as I used it today): "Adopting a mentor or mentors requires a temporary abnegation of pride."

http://www.earlytorise.com/whitelisting.htm If you'd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Achieve More With a Mentor

Saturday, January 14th, 2006

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Saturday, January 14, 2006
Message #1626

WEALTHY: How far could the dollar drop this year?

HEALTHY: A long-term solution to every health problem

WISE: Sophocles on learning

ALSO IN THIS ISSUE:

The shortcut to success … in any field (Michael Masterson)

A great website to check out

Add the word "abnegation" to your vocabulary

*
Advertisement *

LEARN THE TWO RULES OF POWER AND SUCCESS IN ONLY 3 HOURS

Would you like to control your own destiny? Command respect from your peers? Enjoy life to its fullest?

In his new book, Power and Persuasion: How to Command Success in Business and Your Personal Life, Michael Masterson will show you how to achieve total success in your business and personal life.

Power and Persuasion will show you:

how to almost instantly become a “highly effective person”

how to instinctively know how to burst through roadblocks and obstacles that leave others stumped and stalled

how to recognize good ideas and ACT on them

Order Power and Persuasion today!

http://www.isecureonline.com/Reports/700SPAP/E700G127/

The Attributes of People Who Have Personal Power, #5 of 12:

They have a written plan

- Michael Masterson

[Ed. Note: Through January 23rd, we are excerpting highlights from Michael Masterson's new book Power and Persuasion. If you would like to learn no-B.S. secrets for commanding success in your personal and business life, based on Michael's 40 years of down-in-the-trenches business experience, you can pick up a copy here.]

What's a Dollar Going to be Worth in 2006?

It's strange … because when gold is up, the dollar is usually down. But not last year. The dollar and gold went up at the same time.

- Andrew Gordon

[Ed. Note: Andrew Gordon, ETR's financial expert, is the editor of The Skeptical Advisor, our investment newsletter. Check it out at http://skepticaladvisor.com.]

"It can be no dishonor to learn from others when they speak good sense."

- Sophocles

Achieve More With a Mentor

By Michael Masterson

A man looks back on his life and says, "I wish I knew then what I know now."

It can take a decade or more to become the successful person you want to be, but you can shorten your learning curve – even drastically curtail it – by using a mentor.

It doesn't really matter where you are along your career path, getting yourself a good mentor will be enormously valuable for you.

How to Find Your Mentor

Write each of these five people a short letter expressing genuine admiration for their careers. Compliment them on specific achievements. Then ask for advice on your own career.

Making the Most of Your Relationship With Your Mentor

How to Make Sure You've Got a Good Mentor

A good mentor should help you learn the secrets to success in your field of expertise. (That's why finding one in your field is so important.)

Your mentor should offer advice on skills he's found valuable. He should counsel you concerning various opportunities in your industry and different paths to success.

Respect the Mentor-Mentee Relationship

How much? That's up to you. Pay him no more than you feel comfortable paying him and no less than he thinks is fair. If you can't find a number in between those two figures, find another mentor.

Consider Using Multiple Mentors

Adopting a mentor or mentors requires a temporary abnegation of pride. Or perhaps something beyond that – the wisdom to understand that one's own ideas are not always the best ideas.

I consider this to be a truly great secret of success.

Today's
Resolution

Contact each of them individually. Ask for their help honestly. Thank them. Use the best of what they suggest. And then, if the effort succeeds, thank them again.

*
Advertisement *

“By Mistake, I Made $3012 in 48 Hours from the Internet…

At first they thought she was just a dumb blonde having another one of those "dumb blond" moments.

But they soon found out this young secretary, Vicky Smith, had accidentally stumbled across a "hidden back door" to achieving financial independence.

And now she's explaining how to set up one of these automatic income streams yourself – in less than one hour!

If getting a nice cash income started almost immediately is something you'd be interested in, I urge you to read Vicky's surprising by clicking here.

http://www.isecureonline.com/Reports/700STGB/E700G156/

Take the Natural Route to Health and Wellness

- Jon Herring

It's Good to Know: What's Better Than eBay or the Classified Ads?

Looking for Madonna tickets in Miami? A dog-sitter in Dallas? A bike in Biloxi? If so, Craigslist.org is the place to go.

Free to users, there are now Craigslist sites in all 50 U.S. states and 35 countries (190 total), with approximately 3 billion page views per month. The site's only income is $75 per listing for job postings in San Francisco, and $25 per listing in New York and Washington, D.C. This, according to Fortune magazine, brings in an estimated $20 million a year.

Check it out.

*
Advertisement *

Your Opportunity to Become a Millionaire… In 3 Minutes a Week!

http://www.isecureonline.com/Reports/3MT/E3MTFC01/

In cased you missed it!

On Thursday, Steve Cook shared the same moves that he uses to close deals that totaled $30,000 last month alone…the techniques that have made him a multimillionaire including:

Why Wholesaling works…why it is so fast and how it limits your risk…

Why this is the easiest style of real estate investing for a beginner to break into

The "Super-Formula" you can use to determine your bottom-line price on every property you view…

How to quickly and accurately determine the "ARV" or After Repair Value of a property, and why that "magic" number can be the difference between handsome profits and busted deals…

The fool-proof way to estimate repairs, even if you've never picked up a hammer in your life…

The "trick" to finding a Realtor who can provide you with 90% of your deals, save you hundreds of hours in paperwork, and increase the amount of income you are able to generate…

The secret to closing more deals with fewer problems…

If you are a Main St. Millionaire Investing with the Master’s subscriber then an MP3 will be emailed out to you. If you are not a current subscriber but would like to sign up please click here and call instructions will be sent to you.

http://www.isecureonline.com/Reports/700SRETC/E700G1E3/

Word
to the Wise: Abnegation

"Abnegation" (ab-nuh-GAY-shun) is the renunciation of your own interests in favor of the interests of others.

Example (as I used it today): "Adopting a mentor or mentors requires a temporary abnegation of pride."

http://www.earlytorise.com/whitelisting.htm If you'd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Achieve More With a Mentor

Saturday, January 14th, 2006

The Internets
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Saturday, January 14, 2006
Message #1626

WEALTHY: How far could the dollar drop this year?

HEALTHY: A long-term solution to every health problem

WISE: Sophocles on learning

ALSO IN THIS ISSUE:

The shortcut to success … in any field (Michael Masterson)

A great website to check out

Add the word "abnegation" to your vocabulary

*
Advertisement *

LEARN THE TWO RULES OF POWER AND SUCCESS IN ONLY 3 HOURS

Would you like to control your own destiny? Command respect from your peers? Enjoy life to its fullest?

In his new book, Power and Persuasion: How to Command Success in Business and Your Personal Life, Michael Masterson will show you how to achieve total success in your business and personal life.

Power and Persuasion will show you:

how to almost instantly become a “highly effective person”

how to instinctively know how to burst through roadblocks and obstacles that leave others stumped and stalled

how to recognize good ideas and ACT on them

Order Power and Persuasion today!

http://www.isecureonline.com/Reports/700SPAP/E700G127/

The Attributes of People Who Have Personal Power, #5 of 12:

They have a written plan

- Michael Masterson

[Ed. Note: Through January 23rd, we are excerpting highlights from Michael Mastersons new book Power and Persuasion. If you would like to learn no-B.S. secrets for commanding success in your personal and business life, based on Michaels 40 years of down-in-the-trenches business experience, you can pick up a copy here.]

Whats a Dollar Going to be Worth in 2006?

Its strange … because when gold is up, the dollar is usually down. But not last year. The dollar and gold went up at the same time.

This year will be different. The dollar will begin to weaken as our budget and trade deficits get bigger and bigger. That – and lack of faith in the economy – will encourage foreign governments (like Chinas) to diversify away from the U.S. in their purchases of U.S. Government Treasuries.

It wont be a major retreat from U.S. dollars by foreign central banks … but just enough for the dollar to feel it. And if interest rates start to go down again this year, foreign entities will have even less reason to store their cash in American banks.

The dollar will dip 10% to 15% in 2006. Is a crash possible? Naw. The economy is too strong to let that happen. But its time to look at hard assets. (They go up when the dollar goes down.) Gold is one, but there are plenty of others – like silver, platinum, palladium, and diamonds.

- Andrew Gordon

[Ed. Note: Andrew Gordon, ETRs financial expert, is the editor of The Skeptical Advisor, our investment newsletter. Check it out at http://skepticaladvisor.com.]

"It can be no dishonor to learn from others when they speak good sense."

- Sophocles

Achieve More With a Mentor

By Michael Masterson

A man looks back on his life and says, "I wish I knew then what I know now."

It can take a decade or more to become the successful person you want to be, but you can shorten your learning curve – even drastically curtail it – by using a mentor.

It doesnt really matter where you are along your career path, getting yourself a good mentor will be enormously valuable for you.

In Early to Rise, Ive often talked about the mentors in my own business life. From Leo, my first post-college boss, I learned the importance of persistence and dogged determination. Leo once had me call Honda Motors more than 100 times to convince them to give us a new engine after the one we had died (from lack of oil). We hadnt a single, sensible argument in our favor, but that didnt stop Leo from pushing me. Finally, after I got all the way to the top, the Honda executive leadership decided they had wasted too much time on us and gave in. I didnt feel good about getting something we didnt deserve, but I never forgot that lesson in persistence.

From Bill, a client, partner, and part-time mentor, I discovered – relatively late in my career – two important business secrets that have made me a better leader. For one thing, I no longer feel compelled to solve every problem put at my feet. Ive watched Bill ignore countless squabbles and come out much the better for it. Before getting involved in a dispute these days, I ask myself, "Can these people eventually come up with a satisfactory solution themselves?" If the answer is affirmative, I do nothing.

Thanks to Bill, Im also now a big believer in product quality. Having mastered the secrets of selling through my relationship with Joel, I tended to underestimate the importance of the product. I was one of those marketers who actually wanted to sell snow to Eskimos. In working with Bill, whose sole focus is always on quality, Ive seen how much better a business becomes when you stress quality.

You probably have no idea what you need to learn to make the next leap forward in your career. But someone whos been there and done it before does. Getting the help of that person will make a very big difference in your future.

How to Find Your Mentor

Look around your industry to find five successful business leaders who retired within the past two to five years. This two-to-five year timeframe is important. If theyve been retired for any longer, they could be out of touch. Any sooner, and theyre not yet bored enough with retirement to miss thinking about work.

Write each of these five people a short letter expressing genuine admiration for their careers. Compliment them on specific achievements. Then ask for advice on your own career.

Offer an invitation to go to lunch. Or, if theyre located out of your local area, ask for a 15-minute phone call. And dont – I repeat, dont – offer them any compensation for their help … yet. Odds are, at least one of the five will respond positively to your invitation and give you a little of his time. If you find that you get along, youve got yourself a mentor.

Making the Most of Your Relationship With Your Mentor

Once youve found your mentor, make a list of the goals you want to work on with him. What do you want out of the relationship? What do you feel you need to learn? What can this person best teach you?

Prior to your first conversation, outline what you want to achieve from your time together. And keep track of your progress. Are you achieving what you set out to do? Its important that you set and monitor your progress, because your mentor most likely wont.

How to Make Sure Youve Got a Good Mentor

A good mentor should help you learn the secrets to success in your field of expertise. (Thats why finding one in your field is so important.)

Your mentor should offer advice on skills hes found valuable. He should counsel you concerning various opportunities in your industry and different paths to success.

According to an article in Black Enterprise, a good mentor wont tell you how to do your job. He should give you feedback and share his personal experiences, but not inundate you with lots of unsolicited advice. And a good mentor shouldnt be making decisions for you that you could have made for yourself. "Your mentor is not a savior," the article says.

I agree. If youre going to learn from your mentor, he cant come up with every single solution for you … nor should you expect him to. Your mentor should act as a sounding board and as a trusted advisor and counselor. I like the way business writer Ron Yudd put it: "[Mentors] hold the flashlight so others can see the path."

Respect the Mentor-Mentee Relationship

To maintain your relationship with your mentor, you must recognize his value and reward him for it. Keep in mind that the kind of advice he is giving you is likely to have the most profound effect on your career. Although you cant measure the financial value of any specific suggestion (i.e., "Stop spending so much time on this fulfillment project. Get to work on improving your advertising."), you can bet that in the long run the effect will be very significant.

How much? Thats up to you. Pay him no more than you feel comfortable paying him and no less than he thinks is fair. If you cant find a number in between those two figures, find another mentor.

One of my current mentors, Sid, gets a check of several thousand dollars every time I spend time with him. On a per-hour basis, hes extremely well paid. But for the help he gives me in making key leadership and wealth-building decisions, the $30,000 to $40,000 a year I invest in him is a bargain.

Consider Using Multiple Mentors

If one mentor is valuable, multiple mentors can prove to be invaluable. This makes enormous sense when you consider it. It gives you not only the wisdom of one person who has been successfully doing what hes doing for years and years, but also the perspective of comparing the ideas and judgments of several experts.

Adopting a mentor or mentors requires a temporary abnegation of pride. Or perhaps something beyond that – the wisdom to understand that ones own ideas are not always the best ideas.

I consider this to be a truly great secret of success.

Todays
Resolution

Contact each of them individually. Ask for their help honestly. Thank them. Use the best of what they suggest. And then, if the effort succeeds, thank them again.

*
Advertisement *

“By Mistake, I Made $3012 in 48 Hours from the Internet…

At first they thought she was just a dumb blonde having another one of those "dumb blond" moments.

But they soon found out this young secretary, Vicky Smith, had accidentally stumbled across a "hidden back door" to achieving financial independence.

And now shes explaining how to set up one of these automatic income streams yourself – in less than one hour!

If getting a nice cash income started almost immediately is something youd be interested in, I urge you to read Vickys surprising by clicking here.

http://www.isecureonline.com/Reports/700STGB/E700G156/

Take the Natural Route to Health and Wellness

Drugs do not "cure" illness. They dont heal – they mask. While a drug may temporarily relieve the symptoms, it will do nothing to address the cause of an illness. Its like clipping the leaves off a dandelion to keep the weeds out of your garden. Plus, every single drug – including those you can buy over the counter – can have extremely serious side effects. Did you know, for example, that Tylenol is the number one cause of acute liver failure? Thats right … "harmless" Tylenol.

But heres the good news. Virtually every drug can be outperformed by safe and affordable natural nutrients. And when you combine the appropriate nutritional supplementation with a healthy diet, moderate sun exposure, and exercise, you have a long-term health solution that no drug in the world can match.

So make it your New Years health resolution for today to identify and curtail the habits that lead to illness. And if you are faced with a health crisis, promise yourself that you will seek the foods, natural supplements, sunlight, and exercise that will enhance your bodys ability to heal itself.

- Jon Herring

Its Good to Know: Whats Better Than eBay or the Classified Ads?

Looking for Madonna tickets in Miami? A dog-sitter in Dallas? A bike in Biloxi? If so, Craigslist.org is the place to go.

Free to users, there are now Craigslist sites in all 50 U.S. states and 35 countries (190 total), with approximately 3 billion page views per month. The sites only income is $75 per listing for job postings in San Francisco, and $25 per listing in New York and Washington, D.C. This, according to Fortune magazine, brings in an estimated $20 million a year.

Check it out.

*
Advertisement *

Your Opportunity to Become a Millionaire… In 3 Minutes a Week!

http://www.isecureonline.com/Reports/3MT/E3MTFC01/

In cased you missed it!

On Thursday, Steve Cook shared the same moves that he uses to close deals that totaled $30,000 last month alone…the techniques that have made him a multimillionaire including:

Why Wholesaling works…why it is so fast and how it limits your risk…

Why this is the easiest style of real estate investing for a beginner to break into

The "Super-Formula" you can use to determine your bottom-line price on every property you view…

How to quickly and accurately determine the "ARV" or After Repair Value of a property, and why that "magic" number can be the difference between handsome profits and busted deals…

The fool-proof way to estimate repairs, even if youve never picked up a hammer in your life…

The "trick" to finding a Realtor who can provide you with 90% of your deals, save you hundreds of hours in paperwork, and increase the amount of income you are able to generate…

The secret to closing more deals with fewer problems…

If you are a Main St. Millionaire Investing with the Master’s subscriber then an MP3 will be emailed out to you. If you are not a current subscriber but would like to sign up please click here and call instructions will be sent to you.

http://www.isecureonline.com/Reports/700SRETC/E700G1E3/

Word
to the Wise: Abnegation

"Abnegation" (ab-nuh-GAY-shun) is the renunciation of your own interests in favor of the interests of others.

Example (as I used it today): "Adopting a mentor or mentors requires a temporary abnegation of pride."

http://www.earlytorise.com/whitelisting.htm If youd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

The inclusion of an ad in ETR does not constitute an explicit
endorsement. It does mean that as far as I know the product
is not a rip-off. When I really like a product and want
you to buy it Ill tell you explicitly. Otherwise, view
these ads the way you would commercials on TV or display
ads in the back of your favorite magazine. Check them
out. Make a decision. If you dont like, ask for a refund.
(All products sold here will carry refunds.)

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Achieve More With a Mentor

Saturday, January 14th, 2006

The Internets
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Saturday, January 14, 2006
Message #1626

WEALTHY: How far could the dollar drop this year?

HEALTHY: A long-term solution to every health problem

WISE: Sophocles on learning

ALSO IN THIS ISSUE:

The shortcut to success … in any field (Michael Masterson)

A great website to check out

Add the word "abnegation" to your vocabulary

*
Advertisement *

LEARN THE TWO RULES OF POWER AND SUCCESS IN ONLY 3 HOURS

Would you like to control your own destiny? Command respect from your peers? Enjoy life to its fullest?

In his new book, Power and Persuasion: How to Command Success in Business and Your Personal Life, Michael Masterson will show you how to achieve total success in your business and personal life.

Power and Persuasion will show you:

how to almost instantly become a “highly effective person”

how to instinctively know how to burst through roadblocks and obstacles that leave others stumped and stalled

how to recognize good ideas and ACT on them

Order Power and Persuasion today!

http://www.isecureonline.com/Reports/700SPAP/E700G127/

The Attributes of People Who Have Personal Power, #5 of 12:

They have a written plan

- Michael Masterson

Whats a Dollar Going to be Worth in 2006?

Its strange … because when gold is up, the dollar is usually down. But not last year. The dollar and gold went up at the same time.

This year will be different. The dollar will begin to weaken as our budget and trade deficits get bigger and bigger. That – and lack of faith in the economy – will encourage foreign governments (like Chinas) to diversify away from the U.S. in their purchases of U.S. Government Treasuries.

- Andrew Gordon

[Ed. Note: Andrew Gordon, ETRs financial expert, is the editor of The Skeptical Advisor, our investment newsletter. Check it out at http://skepticaladvisor.com.]

"It can be no dishonor to learn from others when they speak good sense."

- Sophocles

Achieve More With a Mentor

By Michael Masterson

A man looks back on his life and says, "I wish I knew then what I know now."

It can take a decade or more to become the successful person you want to be, but you can shorten your learning curve – even drastically curtail it – by using a mentor.

It doesnt really matter where you are along your career path, getting yourself a good mentor will be enormously valuable for you.

From Bill, a client, partner, and part-time mentor, I discovered – relatively late in my career – two important business secrets that have made me a better leader. For one thing, I no longer feel compelled to solve every problem put at my feet. Ive watched Bill ignore countless squabbles and come out much the better for it. Before getting involved in a dispute these days, I ask myself, "Can these people eventually come up with a satisfactory solution themselves?" If the answer is affirmative, I do nothing.

How to Find Your Mentor

Write each of these five people a short letter expressing genuine admiration for their careers. Compliment them on specific achievements. Then ask for advice on your own career.

Making the Most of Your Relationship With Your Mentor

Once youve found your mentor, make a list of the goals you want to work on with him. What do you want out of the relationship? What do you feel you need to learn? What can this person best teach you?

How to Make Sure Youve Got a Good Mentor

A good mentor should help you learn the secrets to success in your field of expertise. (Thats why finding one in your field is so important.)

Your mentor should offer advice on skills hes found valuable. He should counsel you concerning various opportunities in your industry and different paths to success.

Respect the Mentor-Mentee Relationship

To maintain your relationship with your mentor, you must recognize his value and reward him for it. Keep in mind that the kind of advice he is giving you is likely to have the most profound effect on your career. Although you cant measure the financial value of any specific suggestion (i.e., "Stop spending so much time on this fulfillment project. Get to work on improving your advertising."), you can bet that in the long run the effect will be very significant.

How much? Thats up to you. Pay him no more than you feel comfortable paying him and no less than he thinks is fair. If you cant find a number in between those two figures, find another mentor.

Consider Using Multiple Mentors

If one mentor is valuable, multiple mentors can prove to be invaluable. This makes enormous sense when you consider it. It gives you not only the wisdom of one person who has been successfully doing what hes doing for years and years, but also the perspective of comparing the ideas and judgments of several experts.

Adopting a mentor or mentors requires a temporary abnegation of pride. Or perhaps something beyond that – the wisdom to understand that ones own ideas are not always the best ideas.

I consider this to be a truly great secret of success.

Todays
Resolution

Contact each of them individually. Ask for their help honestly. Thank them. Use the best of what they suggest. And then, if the effort succeeds, thank them again.

*
Advertisement *

“By Mistake, I Made $3012 in 48 Hours from the Internet…

At first they thought she was just a dumb blonde having another one of those "dumb blond" moments.

But they soon found out this young secretary, Vicky Smith, had accidentally stumbled across a "hidden back door" to achieving financial independence.

And now shes explaining how to set up one of these automatic income streams yourself – in less than one hour!

If getting a nice cash income started almost immediately is something youd be interested in, I urge you to read Vickys surprising by clicking here.

http://www.isecureonline.com/Reports/700STGB/E700G156/

Take the Natural Route to Health and Wellness

- Jon Herring

Its Good to Know: Whats Better Than eBay or the Classified Ads?

Looking for Madonna tickets in Miami? A dog-sitter in Dallas? A bike in Biloxi? If so, Craigslist.org is the place to go.

Check it out.

*
Advertisement *

Your Opportunity to Become a Millionaire… In 3 Minutes a Week!

http://www.isecureonline.com/Reports/3MT/E3MTFC01/

In cased you missed it!

On Thursday, Steve Cook shared the same moves that he uses to close deals that totaled $30,000 last month alone…the techniques that have made him a multimillionaire including:

Why Wholesaling works…why it is so fast and how it limits your risk…

Why this is the easiest style of real estate investing for a beginner to break into

The "Super-Formula" you can use to determine your bottom-line price on every property you view…

How to quickly and accurately determine the "ARV" or After Repair Value of a property, and why that "magic" number can be the difference between handsome profits and busted deals…

The fool-proof way to estimate repairs, even if youve never picked up a hammer in your life…

The "trick" to finding a Realtor who can provide you with 90% of your deals, save you hundreds of hours in paperwork, and increase the amount of income you are able to generate…

The secret to closing more deals with fewer problems…

If you are a Main St. Millionaire Investing with the Master’s subscriber then an MP3 will be emailed out to you. If you are not a current subscriber but would like to sign up please click here and call instructions will be sent to you.

http://www.isecureonline.com/Reports/700SRETC/E700G1E3/

Word
to the Wise: Abnegation

"Abnegation" (ab-nuh-GAY-shun) is the renunciation of your own interests in favor of the interests of others.

Example (as I used it today): "Adopting a mentor or mentors requires a temporary abnegation of pride."

http://www.earlytorise.com/whitelisting.htm If youd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

The inclusion of an ad in ETR does not constitute an explicit
endorsement. It does mean that as far as I know the product
is not a rip-off. When I really like a product and want
you to buy it Ill tell you explicitly. Otherwise, view
these ads the way you would commercials on TV or display
ads in the back of your favorite magazine. Check them
out. Make a decision. If you dont like, ask for a refund.
(All products sold here will carry refunds.)

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Achieve More With a Mentor

Saturday, January 14th, 2006

The Internet’s
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Saturday, January 14, 2006
Message #1626

WEALTHY: How far could the dollar drop this year?

HEALTHY: A long-term solution to every health problem

WISE: Sophocles on learning

ALSO IN THIS ISSUE:

The shortcut to success … in any field (Michael Masterson)

A great website to check out

Add the word "abnegation" to your vocabulary

*
Advertisement *

LEARN THE TWO RULES OF POWER AND SUCCESS IN ONLY 3 HOURS

Would you like to control your own destiny? Command respect from your peers? Enjoy life to its fullest?

In his new book, Power and Persuasion: How to Command Success in Business and Your Personal Life, Michael Masterson will show you how to achieve total success in your business and personal life.

Power and Persuasion will show you:

how to almost instantly become a “highly effective person”

how to instinctively know how to burst through roadblocks and obstacles that leave others stumped and stalled

how to recognize good ideas and ACT on them

Order Power and Persuasion today!

http://www.isecureonline.com/Reports/700SPAP/E700G127/

The Attributes of People Who Have Personal Power, #5 of 12:

They have a written plan

- Michael Masterson

[Ed. Note: Through January 23rd, we are excerpting highlights from Michael Masterson's new book Power and Persuasion. If you would like to learn no-B.S. secrets for commanding success in your personal and business life, based on Michael's 40 years of down-in-the-trenches business experience, you can pick up a copy here.]

What’s a Dollar Going to be Worth in 2006?

It’s strange … because when gold is up, the dollar is usually down. But not last year. The dollar and gold went up at the same time.

This year will be different. The dollar will begin to weaken as our budget and trade deficits get bigger and bigger. That – and lack of faith in the economy – will encourage foreign governments (like China’s) to diversify away from the U.S. in their purchases of U.S. Government Treasuries.

It won’t be a major retreat from U.S. dollars by foreign central banks … but just enough for the dollar to feel it. And if interest rates start to go down again this year, foreign entities will have even less reason to store their cash in American banks.

The dollar will dip 10% to 15% in 2006. Is a crash possible? Naw. The economy is too strong to let that happen. But it’s time to look at hard assets. (They go up when the dollar goes down.) Gold is one, but there are plenty of others – like silver, platinum, palladium, and diamonds.

- Andrew Gordon

[Ed. Note: Andrew Gordon, ETR's financial expert, is the editor of The Skeptical Advisor, our investment newsletter. Check it out at http://skepticaladvisor.com.]

"It can be no dishonor to learn from others when they speak good sense."

- Sophocles

Achieve More With a Mentor

By Michael Masterson

A man looks back on his life and says, "I wish I knew then what I know now."

It can take a decade or more to become the successful person you want to be, but you can shorten your learning curve – even drastically curtail it – by using a mentor.

It doesn’t really matter where you are along your career path, getting yourself a good mentor will be enormously valuable for you.

In Early to Rise, I’ve often talked about the mentors in my own business life. From Leo, my first post-college boss, I learned the importance of persistence and dogged determination. Leo once had me call Honda Motors more than 100 times to convince them to give us a new engine after the one we had died (from lack of oil). We hadn’t a single, sensible argument in our favor, but that didn’t stop Leo from pushing me. Finally, after I got all the way to the top, the Honda executive leadership decided they had wasted too much time on us and gave in. I didn’t feel good about getting something we didn’t deserve, but I never forgot that lesson in persistence.

From Bill, a client, partner, and part-time mentor, I discovered – relatively late in my career – two important business secrets that have made me a better leader. For one thing, I no longer feel compelled to solve every problem put at my feet. I’ve watched Bill ignore countless squabbles and come out much the better for it. Before getting involved in a dispute these days, I ask myself, "Can these people eventually come up with a satisfactory solution themselves?" If the answer is affirmative, I do nothing.

Thanks to Bill, I’m also now a big believer in product quality. Having mastered the secrets of selling through my relationship with Joel, I tended to underestimate the importance of the product. I was one of those marketers who actually wanted to sell snow to Eskimos. In working with Bill, whose sole focus is always on quality, I’ve seen how much better a business becomes when you stress quality.

You probably have no idea what you need to learn to make the next leap forward in your career. But someone who’s been there and done it before does. Getting the help of that person will make a very big difference in your future.

How to Find Your Mentor

Look around your industry to find five successful business leaders who retired within the past two to five years. This two-to-five year timeframe is important. If they’ve been retired for any longer, they could be out of touch. Any sooner, and they’re not yet bored enough with retirement to miss thinking about work.

Write each of these five people a short letter expressing genuine admiration for their careers. Compliment them on specific achievements. Then ask for advice on your own career.

Offer an invitation to go to lunch. Or, if they’re located out of your local area, ask for a 15-minute phone call. And don’t – I repeat, don’t – offer them any compensation for their help … yet. Odds are, at least one of the five will respond positively to your invitation and give you a little of his time. If you find that you get along, you’ve got yourself a mentor.

Making the Most of Your Relationship With Your Mentor

Once you’ve found your mentor, make a list of the goals you want to work on with him. What do you want out of the relationship? What do you feel you need to learn? What can this person best teach you?

Prior to your first conversation, outline what you want to achieve from your time together. And keep track of your progress. Are you achieving what you set out to do? It’s important that you set and monitor your progress, because your mentor most likely won’t.

How to Make Sure You’ve Got a Good Mentor

A good mentor should help you learn the secrets to success in your field of expertise. (That’s why finding one in your field is so important.)

Your mentor should offer advice on skills he’s found valuable. He should counsel you concerning various opportunities in your industry and different paths to success.

According to an article in Black Enterprise, a good mentor won’t tell you how to do your job. He should give you feedback and share his personal experiences, but not inundate you with lots of unsolicited advice. And a good mentor shouldn’t be making decisions for you that you could have made for yourself. "Your mentor is not a savior," the article says.

I agree. If you’re going to learn from your mentor, he can’t come up with every single solution for you … nor should you expect him to. Your mentor should act as a sounding board and as a trusted advisor and counselor. I like the way business writer Ron Yudd put it: "[Mentors] hold the flashlight so others can see the path."

Respect the Mentor-Mentee Relationship

To maintain your relationship with your mentor, you must recognize his value and reward him for it. Keep in mind that the kind of advice he is giving you is likely to have the most profound effect on your career. Although you can’t measure the financial value of any specific suggestion (i.e., "Stop spending so much time on this fulfillment project. Get to work on improving your advertising."), you can bet that in the long run the effect will be very significant.

How much? That’s up to you. Pay him no more than you feel comfortable paying him and no less than he thinks is fair. If you can’t find a number in between those two figures, find another mentor.

One of my current mentors, Sid, gets a check of several thousand dollars every time I spend time with him. On a per-hour basis, he’s extremely well paid. But for the help he gives me in making key leadership and wealth-building decisions, the $30,000 to $40,000 a year I invest in him is a bargain.

Consider Using Multiple Mentors

If one mentor is valuable, multiple mentors can prove to be invaluable. This makes enormous sense when you consider it. It gives you not only the wisdom of one person who has been successfully doing what he’s doing for years and years, but also the perspective of comparing the ideas and judgments of several experts.

Adopting a mentor or mentors requires a temporary abnegation of pride. Or perhaps something beyond that – the wisdom to understand that one’s own ideas are not always the best ideas.

I consider this to be a truly great secret of success.

Today’s
Resolution

Contact each of them individually. Ask for their help honestly. Thank them. Use the best of what they suggest. And then, if the effort succeeds, thank them again.

*
Advertisement *

“By Mistake, I Made $3012 in 48 Hours from the Internet…

At first they thought she was just a dumb blonde having another one of those "dumb blond" moments.

But they soon found out this young secretary, Vicky Smith, had accidentally stumbled across a "hidden back door" to achieving financial independence.

And now she’s explaining how to set up one of these automatic income streams yourself – in less than one hour!

If getting a nice cash income started almost immediately is something you’d be interested in, I urge you to read Vicky’s surprising by clicking here.

http://www.isecureonline.com/Reports/700STGB/E700G156/

Take the Natural Route to Health and Wellness

Drugs do not "cure" illness. They don’t heal – they mask. While a drug may temporarily relieve the symptoms, it will do nothing to address the cause of an illness. It’s like clipping the leaves off a dandelion to keep the weeds out of your garden. Plus, every single drug – including those you can buy over the counter – can have extremely serious side effects. Did you know, for example, that Tylenol is the number one cause of acute liver failure? That’s right … "harmless" Tylenol.

But here’s the good news. Virtually every drug can be outperformed by safe and affordable natural nutrients. And when you combine the appropriate nutritional supplementation with a healthy diet, moderate sun exposure, and exercise, you have a long-term health solution that no drug in the world can match.

So make it your New Year’s health resolution for today to identify and curtail the habits that lead to illness. And if you are faced with a health crisis, promise yourself that you will seek the foods, natural supplements, sunlight, and exercise that will enhance your body’s ability to heal itself.

- Jon Herring

It’s Good to Know: What’s Better Than eBay or the Classified Ads?

Looking for Madonna tickets in Miami? A dog-sitter in Dallas? A bike in Biloxi? If so, Craigslist.org is the place to go.

Free to users, there are now Craigslist sites in all 50 U.S. states and 35 countries (190 total), with approximately 3 billion page views per month. The site’s only income is $75 per listing for job postings in San Francisco, and $25 per listing in New York and Washington, D.C. This, according to Fortune magazine, brings in an estimated $20 million a year.

Check it out.

*
Advertisement *

Your Opportunity to Become a Millionaire… In 3 Minutes a Week!

http://www.isecureonline.com/Reports/3MT/E3MTFC01/

In cased you missed it!

On Thursday, Steve Cook shared the same moves that he uses to close deals that totaled $30,000 last month alone…the techniques that have made him a multimillionaire including:

Why Wholesaling works…why it is so fast and how it limits your risk…

Why this is the easiest style of real estate investing for a beginner to break into

The "Super-Formula" you can use to determine your bottom-line price on every property you view…

How to quickly and accurately determine the "ARV" or After Repair Value of a property, and why that "magic" number can be the difference between handsome profits and busted deals…

The fool-proof way to estimate repairs, even if you’ve never picked up a hammer in your life…

The "trick" to finding a Realtor who can provide you with 90% of your deals, save you hundreds of hours in paperwork, and increase the amount of income you are able to generate…

The secret to closing more deals with fewer problems…

If you are a Main St. Millionaire Investing with the Master’s subscriber then an MP3 will be emailed out to you. If you are not a current subscriber but would like to sign up please click here and call instructions will be sent to you.

http://www.isecureonline.com/Reports/700SRETC/E700G1E3/

Word
to the Wise: Abnegation

"Abnegation" (ab-nuh-GAY-shun) is the renunciation of your own interests in favor of the interests of others.

Example (as I used it today): "Adopting a mentor or mentors requires a temporary abnegation of pride."

http://www.earlytorise.com/whitelisting.htm If you’d like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

The inclusion of an ad in ETR does not constitute an explicit
endorsement. It does mean that as far as I know the product
is not a rip-off. When I really like a product and want
you to buy it I’ll tell you explicitly. Otherwise, view
these ads the way you would commercials on TV or display
ads in the back of your favorite magazine. Check them
out. Make a decision. If you don’t like, ask for a refund.
(All products sold here will carry refunds.)

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Achieve More With a Mentor

Saturday, January 14th, 2006

A man looks back on his life and says, "I wish I knew then what I know now."

It can take a decade or more to become the successful person you want to be, but you can shorten your learning curve – even drastically curtail it – by using a mentor.

It doesn’t really matter where you are along your career path, getting yourself a good mentor will be enormously valuable for you.

In Early to Rise , I’ve often talked about the mentors in my own business life. From Leo, my first post-college boss, I learned the importance of persistence and dogged determination. Leo once had me call Honda Motors more than 100 times to convince them to give us a new engine after the one we had died (from lack of oil). We hadn’t a single, sensible argument in our favor, but that didn’t stop Leo from pushing me. Finally, after I got all the way to the top, the Honda executive leadership decided they had wasted too much time on us and gave in. I didn’t feel good about getting something we didn’t deserve, but I never forgot that lesson in persistence.

From Bill, a client, partner, and part-time mentor, I discovered – relatively late in my career – two important business secrets that have made me a better leader. For one thing, I no longer feel compelled to solve every problem put at my feet. I’ve watched Bill ignore countless squabbles and come out much the better for it. Before getting involved in a dispute these days, I ask myself, "Can these people eventually come up with a satisfactory solution themselves?" If the answer is affirmative, I do nothing.

How to Find Your Mentor

Write each of these five people a short letter expressing genuine admiration for their careers. Compliment them on specific achievements. Then ask for advice on your own career.

Making the Most of Your Relationship With Your Mentor

How to Make Sure You’ve Got a Good Mentor

A good mentor should help you learn the secrets to success in your field of expertise. (That’s why finding one in your field is so important.)

Your mentor should offer advice on skills he’s found valuable. He should counsel you concerning various opportunities in your industry and different paths to success.

According to an article in Black Enterprise , a good mentor won’t tell you how to do your job. He should give you feedback and share his personal experiences, but not inundate you with lots of unsolicited advice. And a good mentor shouldn’t be making decisions for you that you could have made for yourself. "Your mentor is not a savior," the article says.

Respect the Mentor-Mentee Relationship

To maintain your relationship with your mentor, you must recognize his value and reward him for it. Keep in mind that the kind of advice he is giving you is likely to have the most profound effect on your career. Although you can’t measure the financial value of any specific suggestion (i.e., "Stop spending so much time on this fulfillment project. Get to work on improving your advertising."), you can bet that in the long run the effect will be very significant.

How much? That’s up to you. Pay him no more than you feel comfortable paying him and no less than he thinks is fair. If you can’t find a number in between those two figures, find another mentor.

Consider Using Multiple Mentors

If one mentor is valuable, multiple mentors can prove to be invaluable . This makes enormous sense when you consider it. It gives you not only the wisdom of one person who has been successfully doing what he’s doing for years and years, but also the perspective of comparing the ideas and judgments of several experts.

Adopting a mentor or mentors requires a temporary abnegation of pride. Or perhaps something beyond that – the wisdom to understand that one’s own ideas are not always the best ideas.

I consider this to be a truly great secret of success.

Rating: 0 (from 0 votes)

Posted in Business Skills, Wise | 1 Comment »

Build a Strong Investment Portfolio

Friday, January 13th, 2006

The Internet's
Most Popular Wealth, Health and Wisdom EZine
Comments/Questions: 1-866-565-1117

www.earlytorise.com
Friday, January 13, 2006
Message #1625

WEALTHY: A formula for stock-market success (Andrew Gordon)

HEALTHY: Why the average life expectancy may be reduced for the first time in 200 years

WISE: George Will on perfection

ALSO IN THIS ISSUE:

Hang up my keys? Never! (Michael Masterson)

Real estate isn't the only thing you can buy and "flip"

Add the word "octogenarian" to your vocabulary

*
Advertisement *

I Was Introduced To This "Habit" About Three Years Ago…

…and every year since I started my income (and my net worth) have grown.

Can you imagine owning an asset that produces a constant and increasing income even as it increases in value? Can you see yourself…

Being the boss of your own destiny

Having full control of your day

Deciding how, when, and where you work

Working on ideas and causes you care about

These are just a few of the ways your life will change once you have an appreciating income machine of your own.

You owe it to yourself to look into this opportunity:

http://www.isecureonline.com/Reports/700SDMU/E700G1B3

* Highly Recommended *

11 Stunning Market Predictions for 2006

If you want to know where NOT to put your money every year … just pick up a basket of financial magazines in December. Every single one will have a cover story about the hottest sectors and the hottest stocks for the year ahead.

And if you go back and look at them a year later, you'll find that they are almost always DEAD WRONG. The reason is simple. You don't make money buying an investment when it "looks good" and everybody knows it. By then, it has ALREADY gone up … the easy money has already been made.

If you want to make consistent money in the markets, you have to (1) get in at a great price, (2) get in before the crowd, and (3) get in on the way up.

I just finished listening to a series of interviews with 11 of the world's top investment analysts. Each one of them spoke about the year ahead, and each of them gave at least one SPECIFIC recommendation about where to put your money in 2006.

None of these investments have hit the mainstream radar yet. In other words, you won't find them in a magazine. Well … not until next December, that is!

I highly recommend you take a minute to find out who these experts are. You won't believe what their track record was last year … and you will NOT want to miss their top picks for 2006.

Quite frankly, I can't believe what they are charging for this. Let's put it this way … it's less than what you would pay for that worthless basket of financial magazines. I urge you to check it out.

http://www.agora-inc.com/reports/400SPRED/E400G115

- Will Bonner

The Attributes of People Who Have Personal Power, #4 of 12:

They are considerate

"The successful people I know focus on making things better, not on being liked. But they achieve corporate goals by treating everyone around them with kindness and consideration. Arrogance and rudeness, they realize, are counterproductive. [If your employees] actively dislike you, they'll have a hard time following your lead. So, if you want to reach all of your business goals in the shortest amount of time, you have to learn to be instinctively considerate."

- Michael Masterson

http://www.isecureonline.com/Reports/700SPAP/E700G1B5/

"The pursuit of perfection often impedes improvement."

- George Will

Build a Strong Investment Portfolio in 2006

By Andrew Gordon

I'm a perfectionist.

I like my steak with just a hint of pink. Anything more or less, I give it right back to the cook. (As a result, Cecily stopped making steak for dinner a long time ago.)

I like an organized office ... but organized MY exacting way. Anybody who messes with my office had better watch out. (I'm talking to you, Annie!)

I bring this up not because I'm in a confessional mood. It's because when it comes to my portfolio, my perfectionism is something I've had to get over - and something you're going to have to get over too if you want to have a reasonable chance of success in the stock market.

Striving for a perfect portfolio - with every investment a winner - is ... well ... a mistake. Let me explain.

Of course, you never make an investment with the intention of losing money. But if you are determined to make each and every one of your investments a winner, you're doing yourself a grave disservice. Because if you feel you always have to be right, it will be awfully hard for you to sell a money-losing stock for a loss. You'll hold onto it ... waiting for it to reverse direction and start to make money.

But what if it doesn't turn the corner? What if it just drops ... and continues to drop? In that case, what would have been a minor annoyance had you exited this stock at, say, a 25% loss (more on this in a moment), now threatens to put you in a hole that is very difficult to climb out of.

You may find it hard to believe that stretching the time you hold an investment can make such a big difference, so let me give you an example.

Let's assume you're looking for 15% annual gains on your investments. You've just invested $1,000 in a stock, but it's gone south. So you sell the stock at a 25% loss, and you're down $250.

Meanwhile, you've also invested in two other stocks at $1,000 apiece, and have made an average of 35% ($700) on them.

On your total investment of $3,000, you've made $450 (the $700 minus the $250) - a 15% return.

Now let's see what happens if you hold onto your losing stock a bit longer before getting out - until your $1,000 investment drops 50%. You're now $500 in the hole. And that means you'd have to make almost a 50% average return on your two other $1,000 investments to have a 15% return on your total investment.

Making 35% annual gains on stocks is no slam-dunk ... but it's not an outrageous feat either. Making 50% ... that's another story.

But it could be even worse. Let's say you let your first stock drop 75% before selling. You would have to make 60% on your other two stocks just to make a 15% return on your overall investments. While 60% is possible, it's extremely hard to do. So you've put yourself in a position where you have to make exceptional stock selections just to make ordinary average returns.

Investing in stocks does not have to be that difficult.

Aside from making you hold on to your losers too long, there's another reason that trying for perfection with your investments doesn't pay: It's not a realistic objective. And if you think it is, you are bound to lose confidence in your ability to make good stock selections - or good investments of any kind.

Value investors (like me) expect to lose a little in the short term ... because value stocks sometimes go down before they go up. But even value investors have to be willing to get out.

Well, then ... how do you know when to get out?

The idea is to protect yourself from major losses. And the general rule I use - to get out at a 25% stop-loss point - should protect you from any lethal blows to your portfolio.

If you are investing in a stock that (you think) has a very high upside, you may want to give it a little more rope.

Let's say, from the research you've done, you're convinced that a stock could double in price within the next year. In other words, it could go up 100%. In that case, it's not too risky to let it slide about a third of its expected upside. In other words, to set a 33% stop-loss point for the stock.

You can also be a little more lenient with a dividend-paying stock, because you're getting a cash payment on that stock every quarter (whether the share price goes up or down).

Let's look at a specific example. If you invest $1,000 in a stock that gives an 8% annual dividend, you will get $80 back if you hold on to the stock for a full year. Even if your dividend-paying stock loses 25% of its share value within the first 12 months of your investment, you lose only 17% after getting your four quarterly dividend payments. If the dividend is 8% and the share price falls 8%, you're even. So in this case, a 33% loss point would be equivalent to a 25% loss point of a company not offering dividends.

If you have the discipline to follow a stop-loss system like this, you can have twice as many losers as winners - and still be an incredibly successful stock investor.

Let's return to our earlier example of investing $1,000 in three stocks. Only this time, you follow your stop-loss system. When two of the stocks start to lose money, you sell them when they fall 25% below what you paid for them. You're out $500.

The third stock, however, goes into a steep climb ... and keeps on climbing until it's gained 100%. You've earned $1,000 on this stock - and now your total returns on the three stocks are $500 (a $1,000 gain minus a $500 loss). So on your initial $3,000 investment, you have made a 16.6% overall gain.

You've exceeded your minimum objective of earning 15% per year on your investments, despite having more losers than winners.

[Ed. Note: Andrew Gordon, ETR's financial expert, is the editor of The Skeptical Advisor, our investment newsletter. Check it out at http://skepticaladvisor.com.]

Today's
Resolution

Promise yourself that you will depend on a stop-loss system – not your stock-picking ability – to drive your success in the stock market. Establish a stop-loss point that's right for you – and stick to it.

There are no ironclad rules you have to follow. Only you know how much risk you can tolerate. If you have trouble sleeping at night knowing you're down 25% on an investment, set your stop-loss point at 20% … or even lower.

*
Advertisement *

I Was Introduced To This "Habit" About Three Years Ago…

…and every year since I started my income (and my net worth) have grown.

Can you imagine owning an asset that produces a constant and increasing income even as it increases in value? Can you see yourself…

Being the boss of your own destiny

Having full control of your day

Deciding how, when, and where you work

Working on ideas and causes you care about

These are just a few of the ways your life will change once you have an appreciating income machine of your own.

You owe it to yourself to look into this opportunity:

http://www.isecureonline.com/Reports/700SDMU/E700G1B3

Notes From Michael Masterson's Journal: How's My Driving?

I was shocked to see, in an article in The New York Times on "Aging Drivers," that the American Automobile Association has come out with recommendations for testing and/or regulating drivers over the age of 55.

Fifty-five? That's my age! What kind of idiot would think that a 55-year-old driver can't hold his own on the road?

One of the recommendations would require driver education courses for those with bad records. Another would require vision tests. Yet another provides provisions for making signs and signals more visible for aging eyes.

All this makes perfectly good sense for the octogenarians (see Word to the Wise, below) … but for people my age? I mean, really!

In a sidebar to the article ("Signs That Say 'Hang Up the Keys'"), the AARP listed "warning signs that should alert drivers to the need to limit driving or stop driving entirely":

Feeling less comfortable or more nervous driving. (Not me!)

Having difficultly staying in your lane. (Only when I'm reading, eating, etc.)

Experiencing more close calls behind the wheel. (No more than usual – every 15 minutes. That's not bad, is it?)

Getting more dents or scrapes on your car or on other objects. (I've got a good excuse. A wide car and a narrow garage door opening.)

Having other drivers honk at you more often. (Sure, but screw them!)

Being told that friends or relatives don't want to ride with you. (What else is new?)

Getting lost more often. (I always got lost a lot.)

Having trouble paying attention to traffic signals, road signs, and pavement markings. (Well, sure. But who wants to pay attention to those things when there are all sorts of more interesting things to look at along the road?)

Finding it hard to turn to check over your shoulder when backing up. (How did they know? But, hey. It's a sports injury.)

Getting more traffic tickets or warnings. (More? I don't know about more. I get my fair share. That, I'll admit to.)

Okay, so I responded positively to most of the warning signs. What does that prove? That the AARP once again is trying to lure healthy, young baby boomers into its lair. I won't be taken in. And if nobody wants to drive with me, that's their tough luck.

- Michael Masterson

It Pays to Sweat the Small Stuff

When I was home for Thanksgiving, my mother told me that six people in her office were diagnosed with cancer last year. My father was just diagnosed with pre-diabetes. And my uncle – a scratch golfer – cannot even play nine holes anymore because of a heart condition. And he's only 50 years old.

I guess that is what passes for "normal" these days. The American Cancer Society estimates that almost 50% of men and women will contract cancer. Heart disease is still the number one killer. And researchers are suggesting that due to the prevalence of diabetes, the average life expectancy will have to be reduced for the first time in 200 years.

Pretty scary.

These conditions are all related to your lifestyle. They are DIRECTLY tied to what you choose to eat and drink … the toxins you expose yourself to … the rest you allow yourself … the stress you are subjected to … and your level of physical activity. In other words, they can largely be avoided.

So when (as often happens) people ask me, "Is it really that important to avoid every little thing could possibly hurt me?" … this is what I tell them:

Your pursuit of optimal health should enrich your life … not detract from it. And what matters most are the lifetime habits you develop, not the occasional slip-ups. But if you want to enjoy all that life has to offer till the day you die peacefully in your sleep at a ripe old age … it will serve you well to "sweat the small stuff."

You don't have to do everything right when it comes to your health. Your body is amazingly resilient. Still, I hope you will make "sweating the small stuff" one of your health-related New Year's resolutions.

- Jon Herring

Success Story: Buying and "Flipping" Computers

You've heard of buying and "flipping" real estate – buying a cheap property, fixing it up, and putting it back on the market for a higher price. Jeff Thompson started doing the same thing with computers … when he was 14.

He bought cheap computers that he found in the classified section of his local newspaper, put his skills to work to fix them up, and then sold them in the same paper for a tremendous profit. How tremendous? By the time he was a senior in high school, Jeff's part-time venture – Peripheral Outlet – was generating nearly $8 million a year in revenue. By the time he was a senior in college, the business was making $50 million.

By 1989, the company had switched its focus to computer memory enhancements. Peripheral Outlet's success garnered wide attention, and Thompson was 1994's Young Entrepreneur of the Year. The following year, the company appeared on the Inc. 500 list of America's fastest-growing businesses.

Thompson claims it was his "innate desire" to succeed that propelled him so far in the business world. (He warns, however, that such single-minded focus can put a strain on personal relationships.) "Talk to as many people as you can," Thompson advises other entrepreneurs. And he stresses the importance of preparing for the obstacles you might encounter before you actually run into them.

- Suzanne Richardson

[Ed. Note: This is just one of many success stories cited by Michael Masterson in his soon-to-be-published book Automatic Wealth for Graduates. You'll want to help all the young people you know get an early start on their road to financial independence by getting them a copy. As soon as the book available ... we'll let you know.]

*
Advertisement *

Setting Goals –And Sticking To Them – Will Help You Achieve Financial Independence

Don’t take our word for it. That’s the headline from an AP article than ran in hundreds of newspapers across the nation last week.

"This is definitely the time of year to get things started," was how Barry Armstrong, a Boston financial planner with Woodbury Financial Services put it.

"For some people, it's a bitter message. There are things that you don't like doing. But they have to be done."

Former waitress Pamela Newman went from hand-to-mouth living to owning two condominiums in the San Diego area. What did it take? Resolve.

Resolve to make 2006 the year you kick it up a notch. Here’s how:

http://www.isecureonline.com/Reports/700SGB/E700G115/

Word
to the Wise:Octogenarian

An "octogenarian" (ahk-tuh-juh-NARE-ee-un) is someone between 80 and 90 years of age. The word is derived from the Latin "octoginta" ("eighty").

Example (as I used it today): "All this [recommendations for testing older drivers] makes perfectly good sense for the octogenarians … but for people my age? I mean, really!"

http://www.earlytorise.com/whitelisting.htm If you'd like to suggest Early To Rise to a friend, please
point them to:

http://www.earlytorise.com/SuccessPartnership.htm

To BECOME AN EARLY TO RISE MEMBER, please visit: http://www.earlytorise.com or email support@earlytorise.com

NOTE: If URLs do not appear as live links in your e-mail
program, please cut and paste the full URL into the location
or address field of your browser. Disclaimer:

www.EarlyToRise.com

Rating: 0 (from 0 votes)

Posted in Daily Issues | No Comments »

Archive for January, 2006

Finally! A Trading System That REALLY Works…

The Final Result

Working With Your Spouse

It's Good to Know: Save Yourself From a Winter Injury

By Michael Masterson

Finally! A Trading System That REALLY Works…

Cellphone Rudeness

Give Your Customer One More Reason to Buy

Notes From MM's Journal: Thoughts on the Cost of Crime

"Harmless" Tylenol Can Wreck Your Liver

2% to 5% Return Per TEN MINUTES? You Bet!!

By Andrew Gordon

Reader Feedback: "I am a relative newcomer to the world of investing."

The Best Mutual Fund for 2006

A Million Little Lies

Salting the Record

Beware of Young, Enthusiastic Fitness Coaches

Escaping Debt – but Not the Guilt

The One Thing You Can Count on to Make a Stock Go Up

It's Good to Know: 3 Quick Tips for Writing Better Memos

By Dan S. Kennedy

By Michael Masterson

Dealing With Painful Injuries the Natural Way

It's Good to Know: The VOIP Phone Service

Is India the Next China?

By Clayton Makepeace

Fatten Up Your Bank Account by Dropping Pounds

Living Rich: 6 Recommendations

By Justin Ford

Notes From Michael Masterson's Journal: Econophysics

By Justin Ford

Notes From Michael Masterson's Journal: Econophysics

By Justin Ford

Notes From Michael Masterson's Journal: Econophysics

By Justin Ford

Notes From Michael Mastersons Journal: Econophysics

By Justin Ford

Notes From Michael Mastersons Journal: Econophysics

By Justin Ford

Notes From Michael Mastersons Journal: Econophysics

By Justin Ford

Notes From Michael Masterson’s Journal: Econophysics

What's a Dollar Going to be Worth in 2006?

By Michael Masterson

How to Find Your Mentor

Making the Most of Your Relationship With Your Mentor

Consider Using Multiple Mentors

Take the Natural Route to Health and Wellness

It's Good to Know: What's Better Than eBay or the Classified Ads?

What's a Dollar Going to be Worth in 2006?

By Michael Masterson

How to Find Your Mentor

Making the Most of Your Relationship With Your Mentor

Consider Using Multiple Mentors

Take the Natural Route to Health and Wellness

It's Good to Know: What's Better Than eBay or the Classified Ads?

What's a Dollar Going to be Worth in 2006?

By Michael Masterson

How to Find Your Mentor

Making the Most of Your Relationship With Your Mentor

Consider Using Multiple Mentors

Take the Natural Route to Health and Wellness

It's Good to Know: What's Better Than eBay or the Classified Ads?

Whats a Dollar Going to be Worth in 2006?

By Michael Masterson

How to Find Your Mentor

Making the Most of Your Relationship With Your Mentor

Consider Using Multiple Mentors

Take the Natural Route to Health and Wellness

Its Good to Know: Whats Better Than eBay or the Classified Ads?

Whats a Dollar Going to be Worth in 2006?

By Michael Masterson

How to Find Your Mentor

Making the Most of Your Relationship With Your Mentor

Consider Using Multiple Mentors

Take the Natural Route to Health and Wellness

Its Good to Know: Whats Better Than eBay or the Classified Ads?

What’s a Dollar Going to be Worth in 2006?

By Michael Masterson